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Method and system for co-branding an electronic payment platform such as an electronic wallet

  • US 6,601,761 B1
  • Filed: 09/15/1999
  • Issued: 08/05/2003
  • Est. Priority Date: 09/15/1998
  • Status: Expired due to Term
First Claim
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1. A method of co-branding an electronic payment platform, comprising:

  • providing an on-line access for a user to an electronic payment platform co-branded by a financial institution and at least one cooperating merchant;

    allowing the user to use the co-branded electronic payment platform for making a payment;

    automatically storing an incentive award for the user for the use of the electronic payment platform for making the payment; and

    allowing the user to redeem the stored incentive award;

    wherein providing the on-line access for the user to the electronic payment platform further comprises providing the on-line access to a digital bearer certificate payment system storing digital payment tokens for the user.

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