Automated document processing system using full image scanning

• US 6,665,431 B2
• Filed: 01/04/2002
• Issued: 12/16/2003
• Est. Priority Date: 05/13/1996
• Status: Expired due to Term

• Current Assignee: Cummins-Allison Corporation (Crane Company)
• Original Assignee: Cummins-Allison Corporation (Crane Company)
• Inventors: Mennie, Douglas U., Jones, John E., Jones, William J., Jones, Paul A.
• Primary Examiner(s): Johns, Andrew W.
• Application Number:
  US10/037,339
• Publication Number:
  US 20020154804A1
• Time in Patent Office: 711 Days
• Field of Search: 382/135, 382/137, 382/138, 382/139, 382/140, 382/282, 705/35, 705/39, 705/40, 705/42, 705/43, 705/44, 705/45, 902/4, 902/5, 902/6, 340/5.41, 340/5.8, 340/5.81, 340/5.86, 235/379
• US Class Current: 382/135
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/0425 the cheque being electronic only
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06T 1/00 General purpose image data processing
• CPC Class Codes: G06V 30/10 Character recognition
• CPC Class Codes: G06V 30/127 with the intervention of an operator
• CPC Class Codes: G06V 30/274 Syntactic or semantic context, e.g. balancing
• CPC Class Codes: G07D 11/50 Sorting or counting valuable papers
• CPC Class Codes: G07D 7/04 Testing magnetic properties of the materials thereof, e.g. by detection of magnetic imprint G07D7/01 takes precedence
• CPC Class Codes: G07D 7/06 using wave or particle radiation
• CPC Class Codes: G07D 7/12 Visible light, infrared or ultraviolet radiation
• CPC Class Codes: G07D 7/1205 Testing spectral properties
• CPC Class Codes: G07D 7/20 : Testing patterns thereon G07D7/004, G07D7/005 take precedence
• CPC Class Codes: G07F 19/20 : Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 : Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 19/207 : Surveillance aspects at ATMs
• CPC Class Codes: G07F 7/04 : by paper currency

Abstract

A document processing system comprises an input receptacle for receiving documents. A transport mechanism receives the documents from the input receptacle and transports the documents past a full image scanner and a discrimination unit. An output receptacle receives the documents from the transport mechanism after being transported past the full image scanner and the discrimination unit. The full image scanner includes means for obtaining a full video image of said documents, means for obtaining a image of a selected area of said documents, and means for obtaining information contained in said selected area of said document. The discrimination unit includes means for determining the authenticity of said document. A system controller directs the flows of documents over the transport mechanism.

Claims

1. A method for processing documents, comprising the steps of:

receiving documents in an input receptacle;

transporting the documents from the input receptacle past an image scanner and a discrimination unit at a rate greater than 800 documents per minute, the image scanner producing images of each document and the discrimination unit producing discrimination data for each document; and

receiving the documents in one or more output receptacles after the documents have been transported past the image scanner and discrimination unit.

2. The method of claim 1, wherein the output receptacle is a single output bin.

3. The method of claim 1, wherein the output receptacle is two output bins.

4. The method of claim 3, wherein one of the two output bins is an off sort bin.

5. The method of claim 1, wherein the documents have wide and narrow dimensions and the documents are transported with their wide dimension parallel to a direction of transport.

6. The method of claim 1, wherein the documents have wide and narrow dimensions and the documents are transported with their narrow dimension parallel to a direction of transport.

7. The method of claim 1, further comprising the step of flagging documents meeting or failing to meet predetermined discrimination criteria.

8. The method of claim 7, wherein the step of flagging documents comprises the step of suspending transport operation so that the flagged document is located at a predetermined position when transport stops.

9. The method of claim 8, further comprising the step of receiving a user inputted discrimination value for the flagged document.

10. The method of claim 1 further including the steps of:

processing the discrimination data to obtain currency denomination values with respect to currency documents;

optically recognizing check value fields within the document images of check documents;

extracting check values from the recognized fields; and

using the currency denomination values and check values to automatically update the balances of a financial account associated with the currency and check documents.

11. The method of claim 10, which includes the further steps of:

accepting identification from a customer associated with the financial account;

dispensing currency to the customer; and

updating the balance of the financial account with respect to the dispensed currency.

12. The method of claim 1, further including the steps of:

recognizing the certain ones of the documents cannot be identified from the document images/discrimination data;

displaying the document image for the certain ones of the documents on a monitor; and

having a user enter information identifying the certain ones of the documents.

13. The method of claim 12, wherein the user is a bank teller.

14. The method of claim 12, wherein the information entered by the user comprises a check value for a check document.

15. The method of claim 12, wherein the user is a bank customer.

16. The method of claim 12, wherein the information entered by the user comprises a currency denomination value for a currency document.

17. The method of claim 12, further including the step of removing the certain ones of the documents from the output receptacle.

18. The method of claim 12, wherein the information entered by the user comprises MICR data for a check document.

19. The method of claim 1 wherein the discrimination data comprises authentication data.

20. The method of claim 1 wherein the discrimination data comprises document denomination data.

21. The method of claim 1 wherein the image scanner and the discrimination unit each separately optically scan documents being transported by the step of transporting.

22. A document processing system, comprising:

an input receptacle receiving documents;

an image scanner;

a discrimination unit;

a transport mechanism operable to transport the documents from the input receptacle past the image scanner and the discrimination unit at a rate greater than 800 documents per minute, the image scanner producing images of each document and the discrimination unit producing discrimination data for each document; and

one or more output receptacles receiving the documents after having been transported past the image scanner and discrimination unit.

23. The system of claim 22, wherein the one or more output receptacles is a single output bin.

24. The system of claim 22, wherein the one or more output receptacles are two output bins.

25. The system of claim 24, wherein one of the two output bins is an off sort bin.

26. The system of claim 22, wherein the documents have wide and narrow dimensions and the transport mechanism operates to transport the documents with their wide dimension parallel to a direction of transport.

27. The system of claim 22, wherein the documents have wide and narrow dimensions and the transport mechanism operates to transport the documents with their narrow dimension parallel to a direction of transport.

28. The system of claim 22, further comprising means for flagging documents meeting or failing to meet predetermined discrimination criteria.

29. The system of claim 28, wherein the means for flagging documents comprises the transport mechanism operating to suspend transport so that the flagged document is located at a predetermined position.

30. The system of claim 28, further comprising an input device for receiving a user input discrimination value for the flagged document.

31. The system of claim 22 further including:

a processor operable to obtain currency denomination values with respect to currency documents from the discrimination data;

the image scanner operating to optically recognize check value fields within the document images of check documents, and extract check values from the recognized fields; and

an accounting functionality that uses the currency denomination values and check values to automatically update the balances of a financial account associated with the currency and check documents.

32. The system of claim 31, further including:

means for accepting identification from a customer associated with the financial account; and

means for dispensing currency to the customer;

the accounting functionality updating the balance of the financial account with respect to the dispensed currency.

33. The system of claim 22, further including:

a processing functionality that recognizes that certain ones of the documents cannot be identified from the document images/discrimination data;

a display device for displaying the document image for the certain ones of the documents; and

a data entry device through which a user enters information identifying the certain ones of the displayed documents.

34. The system of claim 33, wherein the user is a bank teller.

35. The system of claim 33, wherein the information entered by the user comprises a check value for a check document.

36. The system of claim 33, wherein the user is a bank customer.

37. The system of claim 33, wherein the information entered by the user comprises a currency denomination value for a currency document.

38. The system of claim 33, wherein the information entered by the user comprises MICR data for a check document.

39. The system of claim 22 wherein the discrimination data comprises authentication data.

40. The system of claim 22 wherein the discrimination data comprises document denomination data.

41. The system of claim 22 wherein the image scanner and the discrimination unit each separately optically scan documents being transported by the transport mechanism.