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Self service check cashing system and method

  • US 6,669,086 B2
  • Filed: 06/03/2002
  • Issued: 12/30/2003
  • Est. Priority Date: 07/23/2001
  • Status: Expired due to Fees
First Claim
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1. A self self service check cashing apparatus, comprising:

  • a housing;

    a customer interface area disposed in said housing;

    a plurality of customer accessible components disposed in said customer interface area, including;

    an alphanumeric keyboard for entering information for check cashing transactions;

    an information display screen;

    a thumb printing ink reservoir, whereby a customer cashing a check may imprint his thumbprint on the check;

    a check insertion slot, for receiving the check to be cashed into the apparatus, an identification information slot, for receiving the customer'"'"'s photo identification card photo in the apparatus;

    a thumbprint scanner, to obtain an actual visual image of the customer'"'"'s thumbprint;

    a cash withdrawal slot and a coin change withdrawal slot for distributing cash money and monetary coins to the customer; and

    a receipt withdrawal slot to distribute a transaction receipt to the customer;

    a camera placed behind the information display area that is for taking a photo of the customer using the apparatus;

    a processing means for performing a comparison between the actual visual image of the customer'"'"'s thumb and the thumbprint of the customer on the check being cashed and a comparison between the customer'"'"'s photo identification card photo and the camera'"'"'s photo of the customer; and

    a check reading means for reading information on the check.

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