Method and apparatus for printing a billing statement to provide supplementary product sales
First Claim
1. A method for generating a billing statement, comprising:
- receiving data identifying at least a first billing item;
determining if the at least first billing item satisfies an upsell offer condition; and
generating the billing statement, the billing statement including information that specifies an upsell offer that corresponds to the upsell offer condition if the upsell offer condition is satisfied.
4 Assignments
0 Petitions
Accused Products
Abstract
A central controller such as one operating for a credit card account issuer receives one or more billing items which are to be printed on an account holder'"'"'s billing statement. The central controller determines if the billing items, which typically specify purchases, satisfy any merchant-specified upsell offer conditions. Some upsell offer conditions include the purchase of a predetermined product, or a purchase which exceeds a predefined price. Such upsell offer conditions, when satisfied, direct the central controller to offer an upsell on the billing statement. If any of the upsell offer conditions are satisfied, the central controller determines one or more upsells that correspond to the upsell offer condition. The upsells may be, for example, products complementary to previously-purchased products. The upsells are offered to the account holder by printing onto the billing statement indicia that specifies the upsells. Upon receiving an indication that an upsell was accepted, the upsell is provided to the account holder. The account holder may accept the upsell by appropriately modifying the billing statement and returning the statement with payment. The upsell is then provided, typically in the form of a reduced price at a point-of-sale terminal or a discount on a subsequent billing statement.
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Citations
16 Claims
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1. A method for generating a billing statement, comprising:
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receiving data identifying at least a first billing item;
determining if the at least first billing item satisfies an upsell offer condition; and
generating the billing statement, the billing statement including information that specifies an upsell offer that corresponds to the upsell offer condition if the upsell offer condition is satisfied. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
determining a product type associated with the at least one billing item; and
determining if the upsell offer condition applies to the product type.
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5. The method of claim 1, wherein determining if the at least one billing item satisfies an upsell condition further comprises:
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determining a purchase price associated with the at least one billing item; and
determining if the purchase price satisfies the upsell offer condition.
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6. The method of claim 1, wherein determining if the at least one billing item satisfies an upsell condition further comprises:
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determining a product type and a purchase price associated with the at least one billing item;
determining if the upsell offer applies to the product type; and
determining if the purchase price satisfies the upsell offer condition.
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7. The method of claim 1, wherein the upsell offer condition is at least one of:
- (i) a purchase for more than a predetermined price;
(ii) a purchase for a price within a predefined price range;
(iii) a predefined number of purchases made; and
(iv) a plurality of purchases, each made at a merchant other than a predetermined merchant.
- (i) a purchase for more than a predetermined price;
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8. The method of claim 1, in which the upsell offer condition is a purchase of a predefined product, and in which the step of determining if the at least one billing item satisfies an upsell offer condition comprises:
determining if the at least one billing item indicates a purchase of the predefined product.
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9. The method of claim 1, in which the upsell offer condition is a purchase for more than a predefined price, and in which the step of determining if the at least one billing item satisfies an upsell offer condition comprises:
determining if the at least one billing item indicates a purchase for more than the predefined price.
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10. The method of claim 1, in which the upsell offer condition is a purchase for a price within a predefined price range, and in which the step of determining if the at least one billing item satisfies an upsell offer condition comprises:
determining if the at least one billing item indicates a purchase for a price within the predefined price range.
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11. The method of claim 1, in which the upsell offer condition is a predefined number of purchases made, and in which the step of determining if the at least one billing item satisfies an upsell offer condition comprises:
determining if the at least one billing item indicates that at least the predefined number of purchases have been made.
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12. The method of claim 1, in which the upsell offer condition is a plurality of purchases, each made at a merchant other than a predetermined merchant, and in which the step of determining if the at least one billing item satisfies an upsell offer condition comprises:
determining if each of the at least one billing item indicates that each of a plurality of purchases was made at a merchant other than a predetermined merchant.
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13. The method of claim 1, wherein the upsell offer includes a price.
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14. The method of claim 1, wherein a redemption code is associated with the upsell offer.
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15. The method of claim 1, wherein generating the billing statement further comprises:
printing indicia on the billing statement.
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16. The method of claim 15, wherein the indicia include at least one of:
- (i) an upsell offer price;
(ii) an upsell offer product; and
(iii) an upsell offer redemption code.
- (i) an upsell offer price;
Specification