Automated currency processing system

• US 6,678,401 B2
• Filed: 01/09/2002
• Issued: 01/13/2004
• Est. Priority Date: 05/13/1996
• Status: Expired due to Term

• Current Assignee: Cummins-Allison Corporation (Crane Company)
• Original Assignee: Cummins-Allison Corporation (Crane Company)
• Inventors: Mennie, Douglas U., Jones, John E., Jones, William J., Jones, Paul A.
• Primary Examiner(s): Johns, Andrew W.
• Application Number:
  US10/042,404
• Publication Number:
  US 20020103757A1
• Time in Patent Office: 734 Days
• Field of Search: 382/135, 382/173, 382/282, 382/283, 382/226, 382/309, 382/310, 382/311, 209/534, 356/71, 194/207, 705/39, 705/43, 902/6, 902/8, 902/12
• US Class Current: 382/135
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/0425 the cheque being electronic only
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06T 1/00 General purpose image data processing
• CPC Class Codes: G06V 30/10 Character recognition
• CPC Class Codes: G06V 30/127 with the intervention of an operator
• CPC Class Codes: G06V 30/274 Syntactic or semantic context, e.g. balancing
• CPC Class Codes: G07D 11/50 Sorting or counting valuable papers
• CPC Class Codes: G07D 7/04 Testing magnetic properties of the materials thereof, e.g. by detection of magnetic imprint G07D7/01 takes precedence
• CPC Class Codes: G07D 7/06 using wave or particle radiation
• CPC Class Codes: G07D 7/12 Visible light, infrared or ultraviolet radiation
• CPC Class Codes: G07D 7/1205 Testing spectral properties
• CPC Class Codes: G07D 7/20 : Testing patterns thereon G07D7/004, G07D7/005 take precedence
• CPC Class Codes: G07F 19/20 : Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 : Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 19/207 : Surveillance aspects at ATMs
• CPC Class Codes: G07F 7/04 : by paper currency

Abstract

A document processing system comprises an input receptacle for receiving documents. A transport mechanism receives the documents from the input receptacle and transports the documents past a full image scanner and a discrimination unit. An output receptacle receives the documents from the transport mechanism after being transported past the full image scanner and the discrimination unit. The full image scanner includes means for obtaining a full video image of said documents, means for obtaining a image of a selected area of said documents, and means for obtaining information contained in said selected area of said document. The discrimination unit includes means for determining the authenticity of said document. A system controller directs the flows of documents over the transport mechanism.

Claims

1. A currency bill evaluation device for receiving a stack of currency bills and rapidly evaluating all the currency bills in the stack, the device comprising:

an input receptacle for receiving a stack of currency bills to be evaluated;

an output receptacle for receiving the currency bills after the currency bills have been evaluated;

an image scanner;

a transport mechanism for transporting the currency bills, one at a time, from the input receptacle to the output receptacle along a transport path past the image scanner to obtain currency bill images;

the image scanner automatically evaluating each currency bill image and identifying from the currency bill image a serial number for each currency bill; and

a memory storing the serial number of each currency bill in the stack and storing the currency bill images.

2. The currency bill evaluation device of claim 1, further including means for flagging currency bills whose serial number is not determined by suspending transport mechanism operation with the currency bill whose serial number has not been determined being the last currency bill transported to the output receptacle.

3. The currency bill evaluation device of claim 1, wherein the output receptacle is a single output bin.

4. The currency bill evaluation device of claim 1, wherein the output receptacle is two output bins.

5. The currency bill evaluation device of claim 4, wherein one of the two output bins is an off sort bin.

6. The currency bill evaluation device of claim 1, wherein the output receptacle is a plurality of output bins.

7. The currency bill evaluation device of claim 1, wherein one of the plurality of output bins is an off sort bin.

8. The currency bill evaluation device of claim 7, further comprising a stacking wheel comprising flexible blades positioned to restack currency bills in the output receptacle.

9. The currency bill evaluation device of claim 1, wherein the system is adapted to process currency bills associated with two or more nations, the image scanner evaluating the currency bill image to determine a nation for the currency bill and identifying where in the currency bill image to find the serial number.

10. The currency bill evaluation device of claim 1, wherein the currency bills have wide and narrow dimensions and the currency bills are transported with their wide dimension parallel to the transport path.

11. The currency bill evaluation device of claim 1, wherein the currency bills have wide and narrow dimensions and the currency bills are transported with their narrow dimension parallel to the transport path.

12. The currency bill evaluation device of claim 1, wherein the full image scanner is further adapted to recognize a predetermined field in the currency bill image and extract field information therefrom, the memory storing the field information.

13. A currency bill evaluation method, comprising the steps of:

receiving a stack of currency bills to be evaluated in an input receptacle;

transporting the currency bills, one at a time, from the input receptacle to an output receptacle along a transport path;

image scanning each of the transported currency bills to obtain currency bill images;

evaluating each currency bill image to identify from the currency bill image a serial number for each currency bill; and

storing the serial number of each currency bill in the stack and storing the currency bill images.

14. The currency bill evaluation method of claim 13, further including the step of flagging currency bills whose serial number is not determined by suspending transport with the currency bill whose serial number has not been determined being the last currency bill transported to the output receptacle.

15. The currency bill evaluation method of claim 13, wherein the output receptacle is a single output bin.

16. The currency bill evaluation method of claim 13, wherein the output receptacle is two output bins.

17. The currency bill evaluation method of claim 16, wherein one of the two output bins is an off sort bin.

18. The currency bill evaluation method of claim 13, wherein the output receptacle is a plurality of output bins.

19. The currency bill evaluation method of claim 18, wherein one of the plurality of output bins is an off sort bin.

20. The currency bill evaluation method of claim 13, wherein the method processes currency bills associated with two or more nations, the step of evaluating the currency bill image including the step of determining a nation for the currency bill and identifying where in the currency bill image to find the serial number.

21. The currency bill evaluation method of claim 13, wherein the currency bills have wide and narrow dimensions and the step of transporting comprises the step of transporting the currency bills with their wide dimension parallel to the transport path.

22. The currency bill evaluation method of claim 13, wherein the currency bills have wide and narrow dimensions and the step of transporting comprises the step of transporting the currency bills with their narrow dimension parallel to the transport path.

23. The currency bill evaluation method of claim 13, wherein the step of imaging further includes the step of recognizing a predetermined field in the currency bill image and extracting field information therefrom, and wherein the step of storing comprises the step of storing the field information.

24. A currency bill evaluation device, comprising:

an input receptacle for receiving a stack of currency bills to be evaluated for a deposit transaction;

an output receptacle for receiving the currency bills after the currency bills have been evaluated;

an image scanner;

a transport mechanism for transporting the currency bills, one at a time, from the input receptacle to the output receptacle along a transport path past the image scanner to obtain currency bill images;

the image scanner evaluating each currency bill image to determine a denominated value for each currency bill;

a memory storing the currency bill images; and

an accounting system crediting an account of a customer associated with the deposit transaction for the denominated values of the currency bills.

25. The currency bill evaluation device of claim 24, further including means for flagging currency bills whose denomination is not determined.

26. The currency bill evaluation device of claim 25 wherein the transport mechanism suspends operation with the flagged currency bill being the last currency bill transported to the output receptacle.

27. The currency bill evaluation device of claim 25 further including:

a display for presenting the stored image of the flagged currency bill to a user; and

an input device through which the user may specify the denomination value for the flagged currency bill.

28. The currency bill evaluation device of claim 24, wherein the output receptacle consists of a single output bin.

29. The currency bill evaluation device of claim 24, wherein the output receptacle consists of two output bins.

30. The currency bill evaluation device of claim 24 further including a desktop housing containing the input receptacle, output receptacle, transport mechanism and image scanner.

31. The currency bill evaluation device of claim 24, further comprising a stacking wheel comprising flexible blades positioned to restack currency bills in the output receptacle.

32. The currency bill evaluation device of claim 24, wherein the currency bills have wide and narrow dimensions and the currency bills are transported with their narrow dimension parallel to the transport path.

33. The currency bill evaluation device of claim 24 wherein the full image scanner further evaluates each currency bill image to identify a serial number of each currency bill, the memory operating to store the serial numbers of each currency bill in the deposit transaction.

34. A currency bill evaluation method, comprising the steps of:

receiving a stack of currency bills to be evaluated for a deposit transaction in an input receptacle;

transporting the currency bills, one at a time, from the input receptacle to an output receptacle along a transport path;

image scanning each of the transported currency bills to obtain currency bill images;

evaluating each currency bill image to determine from the currency bill image a denomination value for each currency bill;

storing the currency bill images for each currency bill;

crediting an account of a customer associated with the deposit transaction for the denominated values of the currency bills.

35. The currency bill evaluation method of claim 34, further including the step of flagging currency bills whose denomination value is not determined.

36. The currency bill evaluation method of claim 35 further including the step of suspending transport with the flagged currency bill being the last currency bill transported to the output receptacle.

37. The currency bill evaluation method of claim 35 further including:

displaying the stored image of the flagged currency bill to a user; and

user inputting of the denomination value for the flagged currency bill.

38. The currency bill evaluation method of claim 34, wherein the output receptacle is a single output bin.

39. The currency bill evaluation method of claim 34, wherein the output receptacle is two output bins.

40. The currency bill evaluation method of claim 34, wherein the currency bills have wide and narrow dimensions and the step of transporting comprises the step of transporting the currency bills with their narrow dimension parallel to the transport path.

41. The currency bill evaluation method of claim 34, wherein the step of evaluating further comprises the step of identifying a serial number of each currency bill from the currency bill image, the step of storing including the step of storing the serial numbers of each currency bill in the deposit transaction.

42. A currency bill evaluation device, comprising:

an input receptacle for receiving a stack of currency bills to be evaluated;

an output receptacle for receiving the currency bills after the currency bills have been evaluated;

an image scanner;

a currency bill discriminator; and

a transport mechanism for transporting the currency bills, one at a time, from the input receptacle to the output receptacle along a transport path past the image scanner and the currency bill discriminator;

the image scanner obtaining currency bill images and further evaluating each currency bill image to determine a denominated value for each currency bill; and

the currency bill discriminator obtaining discrimination data for each currency bill and further evaluating the discrimination data in view of a restricted set of master discrimination information relating only to currency bills having the image scanner determined denominated value.

43. The currency bill evaluation device of claim 42, wherein the evaluation performed by the currency bill discriminator on the discrimination data confirms the image scanner determined denominated value for each currency bill, the restricted set of master discrimination information comprising denomination data only for currency bills having the image scanner determined denominated value.

44. The currency bill evaluation device of claim 42 wherein the evaluation performed by the currency bill discriminator on the discrimination data identifies whether each currency bill is authentic, the restricted set of master discrimination information comprising authenticity data only for currency bills having the image scanner determined denominated value.

45. The currency bill evaluation device of claim 44 wherein the evaluation performed by the currency bill discriminator on the discrimination data confirms the image scanner determined denominated value for each authenticated currency bill, the restricted set of master discrimination information comprising denomination data only for currency bills having the image scanner determined denominated value.

46. The currency bill evaluation device of claim 42 wherein the stack of currency bills is associated with a deposit transaction, further including:

an accounting system crediting an account of a customer associated with the deposit transaction for the denominated values of the currency bills which have been successfully discriminated.

47. The currency bill evaluation device of claim 46 wherein successful discrimination of a currency bill is authentication of that currency bill.

48. The currency bill evaluation device of claim 46 wherein successful discrimination of a currency bill is authentication of that currency bill and confirmation that the image scanner determined denominated value is correct.

49. A currency bill evaluation method, comprising the steps of:

receiving a stack of currency bills to be evaluated in an input receptacle;

receiving the currency bills after the currency bills have been evaluated in an output receptacle;

transporting the currency bills, one at a time, from the input receptacle to the output receptacle along a transport path past an image scanner and a currency bill discriminator;

obtaining currency bill images with the image scanner;

evaluating each currency bill image to determine a denominated value for each currency bill;

obtaining discrimination data for each currency bill with the currency bill discriminator; and

evaluating the discrimination data in view of a restricted set of master discrimination information relating only to currency bills having the denominated value determined in the currency bill evaluating step.

50. The currency bill evaluation method of claim 49 wherein the step evaluating the discrimination data comprises the step of confirming the denominated value for each currency bill determined in the currency bill evaluating step, the restricted set of master discrimination information comprising denomination data only for currency bills having the denominated value determined in the currency bill evaluating step.

51. The currency bill evaluation method of claim 49 wherein the step of evaluating the discrimination data comprises the step of identifying whether each currency bill is authentic, the restricted set of master discrimination information comprising authenticity data only for currency bills having the denominated value determined in the currency bill evaluating step.

52. The currency bill evaluation method of claim 51 wherein the step of evaluating the discrimination data further comprises the step of confirming the denominated value determined in the currency bill evaluating step, the restricted set of master discrimination information comprising denomination data only for currency bills having the denominated value determined in the currency bill evaluating step.

53. The currency bill evaluation method of claim 49 wherein the stack of currency bills is associated with a deposit transaction, further including the step:

crediting an account of a customer associated with the deposit transaction for the denominated values of the currency bills which have been successfully discriminated.

54. The currency bill evaluation method of claim 49 wherein successful discrimination of a currency bill is authentication of that currency bill.

55. The currency bill evaluation device of claim 54 wherein successful discrimination of a currency bill is authentication of that currency bill and confirmation that the image scanner determined denominated value is correct.

56. A currency bill processing system, comprising:

an input receptacle for receiving a stack of currency bills;

a document imager;

a currency bill denomination scanner;

one or more output receptacles;

a transport mechanism that conveys the currency bills, one at a time, from the input receptacle past both the document imager and the denomination scanner to the one or more output receptacles, whereby the document imager obtains an image of each currency bill and the denomination scanner obtains reflective scan data for each currency bill;

a processing device operable to;

evaluate the obtained currency bill images and extract currency bill field information from those currency bill images; and

evaluate the obtained reflective scan data and attempt a determination of a denominated value of each currency bill from the reflective scan data;

a video display for displaying selected currency bill images;

a value indication input that allows a user of the system to enter the denominated value and/or field information of a currency bill from the displayed currency bill image; and

a counter that accumulates the processing device determined denomination values along with the user input denomination values for the currency bills.

57. The system of claim 56 further including a memory that stores the currency bill images along with the denomination values and field information.

58. The system of claim 56 wherein operation of the transport mechanism is not suspended while display of the currency bill image and entry of the denominated value and/or field information is made.

59. The system of claim 56 further including a desktop sized housing for containing the input receptacle, imager, scanner, output receptacle, and transport mechanism.

60. The system of claim 56 wherein the image of each currency bill is a full document image, and the processing device evaluates that full document image to obtain field information.

61. The system of claim 56 wherein the transport mechanism operates to convey currency bills past the document imager and denomination scanner at a rate of at least 800 currency bills per minute.

62. The system of claim 56 wherein the currency bills have wide and narrow dimensions and the transport mechanism is adapted to convey the currency bills with their narrow dimension parallel to a direction of transport.

63. A currency bill processing method, comprising the steps of:

receiving a stack of currency bills;

conveying the currency bills, one at a time, along a transport path;

imaging each currency bill as it is conveyed along the transport path to obtain a currency bill image;

reflectively scanning each currency bill as it is conveyed along the transport path to obtain reflective scan data;

collecting the conveyed currency bills;

determining currency bill field information from an evaluation of the obtained currency bill image;

determining the denominated value of each currency bill from an evaluation of the obtained reflective scan data;

displaying selected currency bill images;

receiving user input of the denominated value and/or field information of a currency bill from the displayed currency bill image; and

accumulating the determined denomination values along with the user input denomination values for the currency bills.

64. The method of claim 63 further including the step of storing the currency bill images along with the denomination values and field information in memory.

65. The method of claim 63 further including the step of continuing transport of the currency bills while display of the currency bill image and entry of the denominated value and/or field information is made.

66. The method of claim 63 wherein the image of each currency bill is a full document image, and the step of determining includes the step of evaluating that full currency bill image to identify the field information.

67. The method of claim 63 wherein the currency bills have wide and narrow dimensions and the step of conveying includes the step of conveying the currency bills with their narrow dimension parallel to the transport path.