Method for revaluing a private label card using an electronic commerce terminal

• US 6,684,197 B1
• Filed: 06/23/2000
• Issued: 01/27/2004
• Est. Priority Date: 07/20/1998
• Status: Expired due to Term

• Current Assignee: Cantaloupe, Inc.
• Original Assignee: USA Technologies, Inc.
• Inventors: Kolls, H. Brock
• Primary Examiner(s): Hafiz, Tariq R.
• Assistant Examiner(s): MEINECKE DIAZ, SUSANNA M
• Application Number:
  US09/602,557
• Time in Patent Office: 1,313 Days
• Field of Search: 705/1, 705/14, 705/26, 705/41, 705/44, 700/231-244, 713/183, 713/200-202, 379/114.16
• US Class Current: 705/41
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/0222 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0239 Online discounts or incentives
• CPC Class Codes: G06Q 30/0253 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0277 Online advertisement
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0607 Regulated
• CPC Class Codes: G07F 5/18 specially adapted for controlling several coin-freed apparatus from one place
• CPC Class Codes: G07F 9/001 Interfacing with vending machines using mobile or wearable devices
• CPC Class Codes: G07F 9/002 Vending machines being part of a centrally controlled network of vending machines
• CPC Class Codes: G07F 9/026 for alarm, monitoring and auditing in vending machines or means for indication, e.g. when empty

Abstract

The present invention relates to a private label card revaluing method for altering the value of a private label card having an associated plurality of transaction data for use with an electronic commerce terminal system, a card reader and a universal server. The process retrieves the transaction data from the private label card and communicates the transaction data to the universal server. User identification associated with the transaction data is interchanged with a further form of user identification based on a dynamic identification interchange.

Claims

1. A method for use with a private label card having an associated plurality of transaction data after transaction data and a predetermined autorization limit use, with public access electronic commerce terminal, a card reader and a universal server, the method comprising the steps of:

a) detecting if said private label card has been at least one of inserted and swiped in said card reader;

b) retrieving said plurality of transaction data from said private label card;

c) communicating said transaction data to said universal server;

d) interchanging a user identification associated with said transaction data with a further form of user identification based on a dynamic identification interchange;

e) evaluating the validity of said transaction data;

f) processing said transaction data;

g) determining whether a period of non-use of said public access electronic commerce terminal has occurred;

h) determining if said period of non-use exceeds a predetermined time period;

i) generating an error message based on said determination of step h);

j) determining if at least one of a system limit and the predetermined of a user is at least one of reached and exceeded and generating an output based on said determination;

k) reauthorizing said user based on said determination of step j); and

l) reprocessing said plurality of transaction data based on said reauthorization.

2. The method in accordance with claim 1, wherein, after the step of communicating said transaction data to a universal server, the user is prompted to enter a desired revalue amount.