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E-mailer controller for privately and securely delivering bank notices, advices and monthly statements

  • US 6,721,783 B1
  • Filed: 11/24/1999
  • Issued: 04/13/2004
  • Est. Priority Date: 11/24/1999
  • Status: Expired due to Fees
First Claim
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1. An e-mailer controller for use in a banking system comprising:

  • (a) an electronic formatted mandated periodic statement shell adapted to have inserted therein a text record of a plurality of banking transactions for a customer account;

    (b) an image link appender capable of inserting at least one image link in said electronic formatted mandated periodic statement shell wherein said at least one image link defines an electronic path to at least one pictorial image of a hardcopy bank instrument identifying at least one bank transaction of said plurality of bank transactions;

    (c) a document assembler adapted to assemble a mandated periodic statement from said electronic formatted mandated periodic statement shell and said at least one pictorial image;

    (d) an electronic-mail creator which formats the assembled mandated periodic statement using a standardized electronic-mail transfer protocol into an electronic mandated periodic statement mail; and

    , (e) an electronic-mailer adapted to securely and privately electronically mail said electronic mandated periodic statement mail to an e-mail address for said customer account via a network.

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