Automated document processing system with document imaging and value indication

• US 6,724,927 B2
• Filed: 01/08/2002
• Issued: 04/20/2004
• Est. Priority Date: 05/13/1996
• Status: Expired due to Term

• Current Assignee: Cummins-Allison Corporation (Crane Company)
• Original Assignee: Cummins-Allison Corporation (Crane Company)
• Inventors: Mennie, Douglas U., Jones, John E., Jones, William J., Jones, Paul A.
• Primary Examiner(s): Johns, Andrew W.
• Application Number:
  US10/042,069
• Publication Number:
  US 20020154808A1
• Time in Patent Office: 833 Days
• Field of Search: 382/135, 382/137, 382/138, 382/309, 382/310, 382/311, 382/318, 340/5.86, 356/71, 209/534, 705/45
• US Class Current: 382/135
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/0425 the cheque being electronic only
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06T 1/00 General purpose image data processing
• CPC Class Codes: G06V 30/10 Character recognition
• CPC Class Codes: G06V 30/127 with the intervention of an operator
• CPC Class Codes: G06V 30/274 Syntactic or semantic context, e.g. balancing
• CPC Class Codes: G07D 11/50 Sorting or counting valuable papers
• CPC Class Codes: G07D 7/04 Testing magnetic properties of the materials thereof, e.g. by detection of magnetic imprint G07D7/01 takes precedence
• CPC Class Codes: G07D 7/06 using wave or particle radiation
• CPC Class Codes: G07D 7/12 Visible light, infrared or ultraviolet radiation
• CPC Class Codes: G07D 7/1205 Testing spectral properties
• CPC Class Codes: G07D 7/20 : Testing patterns thereon G07D7/004, G07D7/005 take precedence
• CPC Class Codes: G07F 19/20 : Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 : Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 19/207 : Surveillance aspects at ATMs
• CPC Class Codes: G07F 7/04 : by paper currency

Abstract

A document processing system comprises an input receptacle for receiving documents. A transport mechanism receives the documents from the input receptacle and transports the documents past a full image scanner and a discrimination unit. An output receptacle receives the documents from the transport mechanism after being transported past the full image scanner and the discrimination unit. The full image scanner includes means for obtaining a full video image of said documents, means for obtaining a image of a selected area of said documents, and means for obtaining information contained in said selected area of said document. The discrimination unit includes means for determining the authenticity of said document. A system controller directs the flows of documents over the transport mechanism.

Claims

1. A document processing device, comprising:

an input receptacle for receiving a stack of documents including checks and currency bills;

a document imager;

a currency bill denomination scanner;

one or more output receptacles;

a transport mechanism that conveys the documents, one at a time, from the input receptacle past both the document imager and the denomination scanner to the one or more output receptacles, whereby the document imager obtains an image of each document and the denomination scanner obtains reflective scan data for each currency bill;

a processing device operable to;

evaluate the obtained document images and attempt a determination of the imprinted value of each check from those document images; and

evaluate the obtained reflective scan data and attempt a determination of the imprinted value of each currency bill from the reflective scan data;

a value indication input that allows an operator of the system to enter the imprinted value of any check or currency bill for which the processing device fails to determine value; and

a counter that accumulates the processing device determined imprinted values along with the operator input imprinted values for the checks and currency bills.

2. The device of claim 1 further including a memory that stores the document images for subsequent retrieval and review.

3. The device of claim 1 wherein individual documents whose value is determined by the processing device are delivered by the transport mechanism to a first output receptacle, and all other documents are delivered by the transport mechanism to a second output receptacle.

4. The device of claim 1 wherein operation of the transport mechanism is temporarily suspended when the processing device is unable to determine the imprinted value of a certain document, and wherein operation is resumed following operator entry of the imprinted value of the certain document.

5. The device of claim 4 wherein the certain document is delivered by the transport mechanism to an inspection station for operator review prior to suspension of transport mechanism operation.

6. The device of claim 1 wherein the value indication input is a key entry device selected from a group consisting of a keypad, a keyboard and a touch screen.

7. The device of claim 1 further including a desktop sized housing for containing the input receptacle, imager, scanner, one or more output receptacles, transport mechanism, processing device, value indication input and counter.

8. The device of claim 1 further including a prompting device responsive to a failure of the processing device to determine the imprinted value of a certain document, the prompting device operable to prompt the operator to enter, through the value indication input, the imprinted value of that certain document.

9. The device of claim 8 wherein the prompting device suggests a possible imprinted value for that certain document.

10. The device of claim 1 wherein the image of each document is a full document image, and the processing device evaluates that full document image to determine imprinted value.

11. The device of claim 1 wherein the value indication input comprises currency bill denomination selection elements.

12. The device of claim 1 wherein the device is adapted to process at least 800 currency bills per minute.

13. The device of claim 1 wherein the currency bills have wide and narrow dimensions and the transport mechanism is adapted to convey the currency bills with their narrow dimension parallel to a direction of transport.

14. The device of claim 1 further comprising a stacking wheel comprising flexible blades positioned to re-stack documents in each of the one or more output receptacles.

15. A document processing method, comprising the steps of:

receiving a stack of documents which include checks and currency bills;

conveying the documents, one at a time, along a transport path;

imaging each document as it is conveyed along the transport path to obtain a document image;

reflectively scanning each document as it is conveyed along the transport path to obtain reflective scan data;

collecting the conveyed documents;

determining the imprinted value of each check from an evaluation of the obtained document image;

determining the imprinted value of each currency bill from an evaluation of the obtained reflective scan data;

receiving operator input of the imprinted value of any check or currency bill for which the foregoing determining steps fail to determine value; and

accumulating the determined imprinted values along with the operator input imprinted values for the checks and currency bills.

16. The method of claim 15 further including the steps of:

storing the document images in memory;

retrieving the document images from memory; and

reviewing the retrieved document images to confirm the determined imprinted values and/or operator input imprinted values for the checks and currency bills.

17. The method of claim 15 further including the steps of:

delivering individual documents whose value is determined by the foregoing determining steps to a first output receptacle; and

delivering all other documents to a second output receptacle.

18. The method of claim 15 further including the steps of:

temporarily suspending conveyance of the documents when either of the foregoing determining steps fails to identify the imprinted value of a certain document; and

resuming conveyance following operator entry of the imprinted value of the certain document.

19. The method of claim 18 wherein the step of temporarily suspending comprises the step of delivering the certain document to an inspection station for operator review prior to suspension of conveyance.

20. The method of claim 15 wherein the step of receiving operator input comprises the step of allowing keyed entry of the imprinted value.

23. The method of claim 15 wherein the image of each document is a full document image, and the steps of determining each including the step of evaluating that full document image to identify the imprinted value.

24. The method of claim 15 wherein the currency bills have wide and narrow dimensions and the step of conveying includes the step of conveying the currency bills with their narrow dimension parallel to the transport path.

25. The method of claim 15 further including the step of re-stacking the documents following conveyance.

21. The method of claim further including the step of prompting the operator to enter the imprinted value of a certain document in response to a failure of the foregoing determining steps to identify the imprinted value.

22. The method of claim 21 wherein the step of prompting includes the step of suggesting a possible imprinted value for that certain document.

26. A document processing device, comprising:

an input receptacle for receiving a stack of documents;

a document imager;

a document authenticator;

one or more output receptacles;

a transport mechanism that conveys the documents, one at a time, from the input receptacle past both the document imager and the document authenticator to the one or more output receptacles, whereby the document imager obtains an image of each document and the document authenticator obtains authentication data for each document;

a processing device operable to;

evaluate the obtained document images and attempt a determination of the imprinted value of each document from those document images; and

evaluate the obtained authentication data and attempt an authentication of each document from the authentication data;

a value indication input that allows an operator of the system to enter the imprinted value of any document for which the processing device fails to determine value; and

a counter that accumulates the processing device determined imprinted values for authenticated documents along with the operator input imprinted values for the documents.

27. The device of claim 26 further including a memory that stores the document images for subsequent retrieval and review.

28. The device of claim 26 further including an authentication indication input that allows an operator of the system to authenticate any document which was not authenticated by the processing device.

29. The device of claim 28 wherein the counter further additionally accumulates the imprinted values for operator authenticated documents.

30. The device of claim 26 wherein individual documents whose value is determined by the processing device are delivered by the transport mechanism to a first output receptacle, and all other documents are delivered by the transport mechanism to a second output receptacle.

31. The device of claim 26 wherein operation of the transport mechanism is temporarily suspended when the processing device is unable to determine the imprinted value of a certain document, and wherein operation is resumed following operator entry of the imprinted value of the certain document.

32. The device of claim 31 wherein the certain document is delivered by the transport mechanism to an inspection station for operator review prior to suspension of transport mechanism operation.

33. The device of claim 26 wherein the value indication input is a key entry device selected from a group consisting of a keypad, a keyboard and a touch screen.

34. The device of claim 26 further including a desktop sized housing for containing the input receptacle, imager, authenticator, one or more output receptacles, transport mechanism, processing device, value indication input and counter.

35. The device of claim 26 further including a prompting device responsive to a failure of the processing device to determine the imprinted value of a certain document, the prompting device operable to prompt the operator to enter, through the value indication input, the imprinted value of that certain document.

36. The device of claim 35 wherein the prompting device suggests a possible imprinted value for that certain document.

37. The device of claim 26 wherein the image of each document is a full document image, and the processing device evaluates that full document image to determine imprinted value.

38. The device of claim 26 wherein the value indication input comprises currency bill denomination selection elements.

39. The device of claim 26 wherein the device is adapted to process at least 800 currency bills per minute.

40. The device of claim 26 wherein the documents are currency bills having wide and narrow dimensions and the transport mechanism is adapted to convey the currency bills with their narrow dimension parallel to a direction of transport.

41. The device of claim 26 further comprising a stacking wheel comprising flexible blades positioned to re-stack documents in each of the one or more output receptacles.

42. The device of claim 26 wherein the documents are checks.

43. The device of claim 26 wherein the documents are currency bills and the authenticator further comprises a denominator that determines the imprinted value of the currency bills.

44. A document processing method, comprising the steps of:

receiving a stack of documents;

conveying the documents, one at a time, along a transport path;

imaging each document as it is conveyed along the transport path to obtain a document image;

scanning each document as it is conveyed along the transport path to obtain authentication data;

collecting the conveyed documents;

determining the imprinted value of each document from an evaluation of the obtained document image;

authenticating each document from an evaluation of the obtained authentication data;

receiving operator input of the imprinted value of any document which is not obtained through the foregoing determining step; and

accumulating the determined imprinted values along with the operator input imprinted values for the documents.

45. The method of claim 44 further including the steps of:

storing the document images in memory;

retrieving the document images from memory; and

reviewing the retrieved document images to confirm the determined imprinted values and/or operator input imprinted values for the documents.

46. The method of claim 44 further including the step of receiving operator input confirming the authenticity of any document which was not authenticated by the authenticating step.

47. The method of claim 46 wherein the step of accumulating comprises the step of additionally accumulating the imprinted values for operator authenticated documents.

48. The method of claim 44 further including the steps of:

delivering individual documents whose value and authentication have been determined to a first output receptacle; and

delivering all other documents to a second output receptacle.

49. The method of claim 46 further including the steps of:

temporarily suspending conveyance of the documents when either value or authentication has not been determined with respect to a certain document; and

returning to conveying following operator entry of the imprinted value of the certain document or confirmation of authenticity.

50. The method of claim 49 wherein the step of temporarily suspending comprises the step of delivering the certain document to an inspection station for operator review prior to suspension of conveyance.

51. The method of claim 44 wherein the step of receiving operator input comprises the step of allowing keyed entry of the imprinted value.

52. The method of claim 44 further including the step of prompting the operator to enter the imprinted value of a certain document in response to a failure of the foregoing determining step to identify the imprinted value.

53. The method of claim 52 wherein the step of prompting includes the step of suggesting a possible imprinted value for that certain document.

54. The method of claim 44 wherein the image of each document is a full document image, and the step of determining includes the step of evaluating that full document image to identify the imprinted value.

55. The method of claim 44 wherein the documents have wide and narrow dimensions and the step of conveying includes the step of conveying the documents with their narrow dimension parallel to the transport path.

56. The method of claim 44, further including the step of re-stacking the documents following conveyance.