Credit card rental-cost payment method
First Claim
1. A method for the at least potential payment of real estate rental costs comprised of the steps of:
- (step
1) establishment of a renter'"'"'s credit card program by F, wherein F is a financial institution or other commercial lending establishment;
(step
2) issuance of a renter'"'"'s credit card with a line of credit under said program to T, wherein T is a tenant or a potential tenant;
(step
3) pre-reserving at least a portion of said line of credit for payment of renter'"'"'s obligations;
(step
4) granting lessor-transactional authorization under said program to L, wherein L is a real estate landlord or potential landlord; and
(step
5) optionally the transferring of a security deposit from T to L by debit on the renter'"'"'s credit card; and
(step
6) optionally transferring of at least one increment of rent payment from T to L by debit on the renter'"'"'s credit card.
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Accused Products
Abstract
A method provides for at least potential payment of rental costs by debit from a credit card. A renter'"'"'s credit card program is established by a financial institution or other commercial lending establishment. A renter'"'"'s credit card under that program is issued to a party who has rented or seeks to rent a real estate unit or tangible goods. Rental-transactional authorization is granted under said program to a party who has rented or seeks to rent a real estate unit or tangible goods. Optionally a security deposit or at least one increment of rent payment is transferred under a rental arrangement between these parties by debit on the renter'"'"'s credit card.
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Citations
10 Claims
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1. A method for the at least potential payment of real estate rental costs comprised of the steps of:
-
(step
1) establishment of a renter'"'"'s credit card program by F, wherein F is a financial institution or other commercial lending establishment;
(step
2) issuance of a renter'"'"'s credit card with a line of credit under said program to T, wherein T is a tenant or a potential tenant;
(step
3) pre-reserving at least a portion of said line of credit for payment of renter'"'"'s obligations;
(step
4) granting lessor-transactional authorization under said program to L, wherein L is a real estate landlord or potential landlord; and
(step
5) optionally the transferring of a security deposit from T to L by debit on the renter'"'"'s credit card; and
(step
6) optionally transferring of at least one increment of rent payment from T to L by debit on the renter'"'"'s credit card.- View Dependent Claims (2, 3, 4, 5)
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6. A method for the at least potential payment of rental costs comprised of the steps of:
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(step a) establishment of a renter'"'"'s credit card program by F, wherein F is a financial institution or other commercial lending establishment;
(step b) issuance of a renter'"'"'s credit card with a line of credit under said program to R1, wherein R1 is a party who has rented or seeks to rent X, wherein X is a real estate unit or tangible goods;
(step c) pre-reserving at least a portion of said line of credit for prepayment of renter'"'"'s obligations;
(step d) granting rental-transactional authorization under said program to R2, wherein R2 is a party who has rented or seeks to rent X; and
(step e) optionally the transferring of a security deposit from R1 to R2 by debit on the renter'"'"'s credit card; and
(step f) optionally transferring of at least one increment of rent payment from R1 to R2 by debit on the renter'"'"'s credit card. - View Dependent Claims (7, 8, 9, 10)
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Specification