Methods and systems for generating and managing offerings
First Claim
1. A method for managing financial offerings submitted by a financing source using a computer system associated with the financing source, the financial offerings include at least one financial product for financing a potential transaction, said method comprising the steps of:
- executing a search using the computer system to identify potential transactions that meet pre-defined criteria, the potential transactions involve at least one of selling and leasing assets including at least one of an aircraft, an automobile, a rail car, and a barge;
generating at the financing source a financial offering for at least one of the identified potential transactions;
assigning at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product stored in a database in communication with the computer system, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions entered into the computer system by the financing source;
automatically transmitting via the computer system the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction;
automatically notifying the financing source via the computer system when the offering has been transmitted to the first party;
enabling the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease at least one of the assets; and
enabling the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the at least one of the assets.
1 Assignment
0 Petitions
Accused Products
Abstract
Methods and systems for operating a computer to execute a search to identify potential transactions that meet pre-defined criteria, generate an offering for at least one of the identified potential transactions, and transmit the offering to a party to the potential transaction is described. In an exemplary embodiment, the offering generated is generated for a secondary product or products which are associated or bundled with the primary transaction. In another exemplary embodiment, the search is automated and performed on-line via a wide area network such as the Internet. The search is automated in that once a user enters search criteria, the search is performed in accordance with a defined frequency and without requiring user intervention. Once search results are found, then an offering is generated and transmitted to a potential customer.
-
Citations
33 Claims
-
1. A method for managing financial offerings submitted by a financing source using a computer system associated with the financing source, the financial offerings include at least one financial product for financing a potential transaction, said method comprising the steps of:
-
executing a search using the computer system to identify potential transactions that meet pre-defined criteria, the potential transactions involve at least one of selling and leasing assets including at least one of an aircraft, an automobile, a rail car, and a barge;
generating at the financing source a financial offering for at least one of the identified potential transactions;
assigning at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product stored in a database in communication with the computer system, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions entered into the computer system by the financing source;
automatically transmitting via the computer system the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction;
automatically notifying the financing source via the computer system when the offering has been transmitted to the first party;
enabling the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease at least one of the assets; and
enabling the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the at least one of the assets. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A computer for managing financial offerings submitted by a financing source, the financial offerings include at least one financial product for financing a potential transaction, said computer having a database, said computer programmed to:
-
execute a search to identify potential transactions that meet pre-defined criteria, the potential transactions involve at least one of selling and leasing assets including at least one aircraft;
generate a financial offering for at least one of the identified potential transactions;
assign at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product stored in the database, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions entered into said computer by the financing source;
automatically transmit the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction;
automatically notify the financing source when the offering has been transmitted to the first party;
enable the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease the assets; and
enable the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the assets. - View Dependent Claims (9, 10, 11, 12, 13, 14)
-
-
15. A database for managing financial offerings submitted by a financing source, the financial offerings include at least one financial product for financing a potential transaction, said database comprising:
-
data relating to at least one asset to be identified through a search to be performed using pre-defined criteria;
data corresponding to the search to be performed;
data identifying potential transactions that satisfy the pre-defined criteria, the potential transactions involve at least one of selling and leasing assets including at least one of an aircraft, an automobile, a rail car, and a barge;
data corresponding to financial offerings generated utilizing search results from the performed search;
data corresponding to assigning at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions entered by the financing source;
data corresponding to transmitting the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction;
data corresponding to notifying the financing source when the offering has been transmitted to the first party;
data corresponding to prompting the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease the assets; and
data corresponding to prompting the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the assets. - View Dependent Claims (16, 17)
-
-
18. A system for managing financial offerings submitted by a financing source, the financial offerings include at least one financial product for financing a potential transaction, said system comprising:
-
a database comprising data corresponding to searches to be performed and data corresponding to financial offerings generated utilizing search results from the performed searches, and a server associated with the financing source configured to;
execute a search to identify potential transactions that meet pre-defined criteria wherein the potential transactions involve at least one of selling and leasing assets including at least one of an aircraft, an automobile, a rail car, and a barge, generate a financial offering for at least one of the identified potential transactions assign at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions provided by the financing source, automatically transmit the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction, automatically notify the financing source when the offering has been transmitted to the first party, enable the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease the assets; and
enable the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the assets. - View Dependent Claims (19, 20, 21, 22, 23, 24)
-
-
25. Apparatus for managing financial offerings submitted by a financing source, the financial offerings include at least one financial product for financing a potential transaction, said apparatus comprising:
-
means for executing a search to identify potential transactions that meet pre-defined criteria, the potential transactions involve at least one of selling and leasing assets including at least one aircraft;
means for generating a financial offering for at least one of the identified potential transactions;
means for assigning at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions provided by the financing source;
means for automatically transmitting the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction;
means for automatically notifying the financing source when the offering has been transmitted to the first party;
means for enabling the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease the assets; and
means for enabling the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the assets. - View Dependent Claims (26, 27, 28)
-
-
29. A computer-readable medium for managing financial offerings submitted by a financing source wherein the financial offerings include at least one financial product for financing a potential transaction, said computer readable-medium executable by a computer for controlling the computer to:
-
execute a search to identify potential transactions that meet pre-defined criteria, the potential transactions involve at least one of selling and leasing assets including at least one of an aircraft, an automobile, a rail car, and a barge;
generate a financial offering for at least one of the identified potential transactions;
assign at least one of a standard financial product offering having standard offering text and a customized financial product offering having customized offering text to at least one of the identified potential transactions, the standard financial product offering includes at least one of a financing product and a leasing product stored in a database in communication with the computer, the customized financial product offering includes at least one of a financing product and a leasing product having terms and conditions entered into the computer by the financing source;
automatically transmit the at least one standard financial product offering and customized financial product offering from the financing source to a first party to the assigned potential transaction;
automatically notify the financing source when the offering has been transmitted to the first party;
enable the financing source to withdraw the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and a second party reaching an agreement to at least one of sell and lease the assets; and
enable the financing source to amend the at least one standard financial product offering and customized financial product offering transmitted to the first party prior to the first party and the second party reaching an agreement to at least one of sell and lease the assets. - View Dependent Claims (30, 31, 32, 33)
-
Specification