Process and product for enforcing purchase agreements
First Claim
Patent Images
1. A method comprising:
- establishing a buyer price for a product, the buyer price being different than a retail price of the product;
establishing a redemption code which identifies the buyer price and the product; and
charging a financial account for the buyer price;
charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase that does not include the product.
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Accused Products
Abstract
Systems and methods are provided for establishing online a buyer price for a first plurality of products. The buyer price being lower than a retail price of the first plurality of products, the first plurality of products to be picked up during a subsequent transaction at a retailer. Thereafter, a second plurality of products which the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first and second plurality of products do not correspond.
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Citations
18 Claims
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1. A method comprising:
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establishing a buyer price for a product, the buyer price being different than a retail price of the product;
establishing a redemption code which identifies the buyer price and the product; and
charging a financial account for the buyer price;
charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase that does not include the product. - View Dependent Claims (2, 3)
sixteen digits.
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3. The method of claim 1, in which the redemption code comprises:
a bar code.
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4. A method comprising:
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establishing online a buyer price for a product, the buyer price being lower than a retail price of the product, the product to be picked up during a subsequent transaction at a retailer;
establishing, before the transaction at the retailer, a redemption code which identifies the buyer price and the product;
charging a credit card account for the buyer price; and
charging the credit card account for a penalty amount if the redemption code has been received in connection with the transaction at the retailer, but the transaction does not include the product being picked up.
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5. A method comprising:
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establishing a buyer price for a number of units of a product, the buyer price being different than a retail price of the number of units of the product;
charging a financial account for the buyer price;
transmitting a redemption code which identifies the buyer price and the number of units of the product; and
charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase that does not include the number of units of the product. - View Dependent Claims (6)
charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase that does not include the number of units of the product comprises charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase that includes a more than the number of units of the product.
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7. A method comprising:
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establishing a buyer price for a product, the buyer price being different than a retail price of the product, the product not including a second product;
charging a financial account for the buyer price;
transmitting a redemption code which identifies the buyer price and the product; and
charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase that includes the second product.
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8. A method comprising:
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establishing a buyer price for a product, the buyer price being different than a retail price of the product;
charging a financial account for the buyer price;
transmitting a redemption code which identifies the buyer price, the product and a retailer from which to take possession of the product; and
charging the financial account for a penalty amount if the redemption code has been received in connection with a purchase not at the retailer.
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9. A method comprising:
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associating a first credit card account with a second credit card account;
establishing online a buyer price for a first plurality of products, the buyer price being different than a retail price of the first plurality of products;
setting a credit limit on the first credit card account to an amount based on the buyer price;
associating the first credit card account with the first plurality of products;
receiving data that represents a transaction at a retailer in which the first credit card account was used; and
charging the second credit card account for a penalty amount if the transaction includes an additional product beyond the first plurality of products, which additional product was not paid for.
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10. A method comprising:
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associating a transaction identifier with a credit card account;
establishing online a buyer price for a first plurality of products, the buyer price being different than a retail price of the first plurality of products;
associating the transaction identifier with the first plurality of products and the buyer price;
transmitting the transaction identifier;
receiving data that represents a transaction at a retailer in which the transaction identifier was used; and
charging the credit card account for a penalty amount if the transaction includes an additional product beyond the first plurality of products, which additional product was not paid for. - View Dependent Claims (11)
receiving data that represents a plurality of transactions, each transaction including identifiers of products purchased and identifiers of coupons used; and
selecting an identifier of a coupon used that matches.
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12. An apparatus comprising:
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means for determining a buyer price for a product, the buyer price being different than a detail price of the product;
means for determining a redemption code which identifies the buyer price and the product;
means for debiting a financial account for the buyer price; and
means for debiting the financial account for a penalty amount if the redemption code has been received in connection with a purchase that does not include the product, wherein the means for debiting a financial account for the buyer price includes means for debiting the financial account for the retail price and means for crediting the financial account for a rebate amount.
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13. An apparatus comprising:
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means for determining online a buyer price for a product, the buyer price being lower than a retail price of the product, the product to be picked up during a subsequent transact ion at a retailer;
means for determining a redemption code before the transaction at the retailer which identifies the buyer price and the product;
means for debiting a credit card account for the buyer price; and
means for debiting the credit card account for a penalty amount if the redemption code has been received in connection with the transaction at the retailer, but the transaction does not include the product being picked up, wherein the means for debiting a credit card account for the buyer price includes means for debiting the credit card account for the retail price and means for debiting the credit card account for a rebate amount.
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14. An apparatus comprising:
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means for determining a buyer price for a number of units of a product, the buyer price being different than a retail price of the number of units of the product;
means for debiting a financial account for the buyer price;
means for transmitting a redemption code which identities the buyer price and the number of units of the product; and
means for debiting the financial account for a penalty amount if the redemption code has been received in connection with a purchase that does not include the number of units of the product, wherein means for debiting a financial account for the buyer price includes means for debiting the financial account for the retail price and means for debiting the financial account for a rebate amount.
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15. An apparatus comprising:
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means for determining a buyer price tar a product, the buyer price being different than a retail price of the product, the product not including a second product;
means for debiting a financial account for the buyer price;
means for transmitting a redemption code which identifies the buyer price and the product; and
means for debiting the financial account for a penalty amount if the redemption code has been received in connection with a purchase that includes the second product, wherein means for debiting a financial account for the buyer price includes means for debiting the financial account for the retail price and means for crediting the financial account for a rebate amount.
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16. An apparatus comprising:
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means for determining a buyer price for a product, the buyer price being different than a retail price of the product;
means for debiting a financial account for the buyer price;
means for transmitting a redemption code which identifies the buyer price, the product and a retailer from which to take possession of the product; and
means for debiting the financial account for a penalty amount if the redemption code has been received in connection with a purchase not at the retailer,wherein means for debiting a financial account for the buyer price includes means for debiting the financial account for the retail price and means for crediting the financial account for a rebate amount.
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17. An apparatus comprising:
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means for associating a first credit card account with a second credit card account;
means for determining online a buyer price for a first plurality of products, the buyer price being different than a retail price of the first plurality of products;
means for setting a credit limit on the first credit card account to an amount based on the buyer price;
means for associating the first credit card account with the first plurality of products;
means for receiving data that represents a transaction at a retailer in which the first credit card account was used; and
means for debiting the second credit card account for a penalty amount if the transaction includes an additional product beyond the first plurality of products, which additional product as not paid for, wherein means for setting a credit limit on the first credit card account to an amount based on the buyer price includes means for setting the credit limit to at least the retail price less a rebate amount.
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18. An apparatus comprising:
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means for associating a transaction identifier with a credit card account;
means for determining online a buyer price for a first plurality of products, the buyer price being different than a retail price of the first plurality of products;
means for associating the transaction identifier with the first plurality of products and the buyer price;
means for transmitting the transaction identifier;
means for receiving data that represents a transaction at a retailer in which the transaction identifier was used; and
means for debiting the credit card account for a penalty amount if the transaction includes an additional product beyond the first plurality of products, which additional product was not paid for, wherein means for determining online a buyer price for a first plurality of products price includes means for determining online a buyer price based on the retail price less a rebate amount.
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Specification