Personal injury claim management system

• US 6,810,382 B1
• Filed: 04/30/1999
• Issued: 10/26/2004
• Est. Priority Date: 04/04/1994
• Status: Expired due to Term

• Current Assignee: The Vaughn A. Wamsley Revocable Living Trust
• Original Assignee: The Vaughn A. Wamsley Revocable Living Trust
• Inventors: Davidson, Brant, Cantwell, David L., Wamsley, Vaughn A.
• Primary Examiner(s): Rimell, Sam
• Application Number:
  US09/303,199
• Time in Patent Office: 2,006 Days
• Field of Search: 707/100, 707/101, 707/102, 707/530, 705/7, 705/8, 705/1, 705/2, 705/3, 705/4
• US Class Current: 705/4
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G16H 10/20 for electronic clinical trials or questionnaires

Abstract

A technique for computerized management of a plaintiff'"'"'s personal injury case is disclosed. This technique includes establishing records, each reflective of the phase of a corresponding personal injury claim. The first phase corresponds to pre-negotiation of the claim and includes at least a first and second subordinate pre-negotiation stage. Each of these stages includes the generation of a number of prompts directed to obtaining information about the claim. A given record may also be set to a second management phase corresponding to negotiation of the claim or a third management phase representing settlement of the claim. In addition, the present invention discloses a technique to automatically generate a demand letter and calculate settlement amounts from information gathered in the record during pursuit of the claim. The management system may also include scheduling various prompts and correspondence with the program in accordance with a predetermined schedule spanning several days.

Claims

1. A method, comprising:

executing a program with a computer to manage a number of personal injury claims;

establishing a number of client records corresponding to the claims with the program;

generating a request for information with the program for a first one of the claims, the program automatically scheduling a computer prompt to an operator in response to said generating, the prompt being scheduled a period of time after said generating;

providing the prompt to the operator after the period of time passes;

receiving the information in response to the prompt;

entering data into a first one of the records corresponding to the information; and

wherein each of the records includes an indication of claim status and further comprising;

setting the indication for the first one of the records to represent a pre-negotiation phase of the first one of the claims;

sending a number of letters requesting medical treatment data in response to a number of operator prompts generated by the program during the pre-negotiation phase;

entering the medical treatment data into the first one of the records in response to said sending;

providing a communication to demand compensation for the personal injury after medical treatment is completed; and

changing the indication for the first one of the records to represent a negotiation phase of the first one of the claims.

2. The method of claim 1, wherein the request includes a letter and further comprising performing said generating in response to a tickler to create the letter.

3. The method of claim 1, wherein the computer prompt is one of a sequence of prompts automatically scheduled by the program in response to generation of the request.

4. The method of claim 1, further comprising switching the indication to a litigation phase after said changing.

5. The method of claim 1, further comprising switching the indication to a settlement phase after said changing.

6. The method of claim 5, wherein a settlement check with an amount payable to a client for the first one of the claims is generated by the program during the settlement phase, the program automatically calculating the amount from expense information entered in the first one of the records.

7. The method of claim 1, wherein the pre-negotiation phase includes a first subordinate stage and a second subordinate stage, the program generating a first set of ticklers during the first subordinate stage and a second set of ticklers during the second subordinate stage, the operator prompts belonging to the second set of ticklers.

8. A method, comprising:

executing a program with a computer to manage a number of personal injury claims;

establishing a number of client records corresponding to the claims with the program;

generating a request for information with the program for a first one of the claims, the program automatically scheduling a computer prompt to an operator in response to said generating, the prompt being scheduled a period of time after said generating;

providing the prompt to the operator after the period of time passes;

receiving the information in response to the prompt;

entering data into a first one of the records corresponding to the information;

prompting generation of a letter with the program to request medical data about a second one of the claims;

automatically scheduling a follow up prompt with the program in response to said prompting; and

entering the medical data into a second one of the records.

9. A method, comprising:

executing a program with a computer to manage a number of personal injury claims;

establishing a number of client records corresponding to the claims with the program;

prompting requests for a group of documents each from a different source, the documents corresponding to a first one of the claims;

scheduling a number of sequences of follow up prompts with the program, the sequences each corresponding to a different one of the documents and overlapping in time;

receiving a first one of the documents;

entering data into a first one of the records in response to receipt of the first one of the documents, the first one of the records corresponding to the first one of the claims;

removing any of the follow up prompts scheduled for a first one of the sequences corresponding to the first one of the documents with the program in response to said entering;

prompting generation of a letter with the program to request medical data about a second one of the claims;

automatically scheduling a follow up prompt with the program in response to said prompting; and

entering the medical data into a second one of the records.

10. The method of claim 9, further comprising:

receiving a second one of the documents after said removing;

updating the first one of the records with data corresponding to the second one of the documents after said receiving; and

canceling any of the follow up prompts scheduled for a second one of the sequences corresponding to the second one of the documents with the program in response to said updating.

11. The method of claim 9, further comprising:

prompting requests for a number of document responses each corresponding to a second one of the claims;

scheduling a number of series of operator prompts with the program, the series each corresponding to a different one of the document responses;

receiving a first one of the document responses;

updating a second one of the records in response to receipt of the first one of the document responses, the second one of the records corresponding to the second one of the claims; and

removing any of the operator prompts scheduled for a first one of the series corresponding to the first one of the document responses with the program after said updating.

12. The method of claim 9, wherein each of the records includes an indication of claim status, and further comprising:

setting the indication for the first one of the records to represent a pre-negotiation phase of the first one of the claims;

entering medical treatment data into the first one of the records during the pre-negotiation phase;

sending a communication to demand compensation for the personal injury after medical treatment is completed; and

changing the indication for the first one of the records to represent a negotiation phase of the first one of the claims.

13. The method of claim 12, further comprising switching the indication to a litigation phase after said changing.

14. The method of claim 12, further comprising switching the indication to a settlement phase after said changing.

15. The method of claim 14, wherein a settlement check with an amount payable to a client for the first one of the claims is generated by the program during the settlement phase, the program automatically calculating the amount from expense information entered in the first one of the records.

16. The method of claim 12, wherein the pre-negotiation phase includes a first subordinate stage and a second subordinate stage, the program generating a first set of operator prompts during the first subordinate stage and a second set of operator prompts during the second subordinate stage.

17. A method, comprising:

executing a program with a computer to manage a number of plaintiff'"'"'s personal injury claims;

establishing a number of client records with the program, the records corresponding to the claims and each including a indication corresponding to claim status;

setting the indication of a first one of the records to correspond to a pre-negotiation phase of a first one of the claims;

generating a number of computer prompts with the program, the prompts each corresponding to a different one of a number of requests for information during the pre-negotiation phase;

receiving the information for each of the requests in response to said generating;

entering data in the first one of the records corresponding to the information for each of the requests;

providing a tickler to an operator with the program in response to fulfillment of the requests to prompt action to advance the first one of the claims towards a negotiation phase;

prompting generation of a letter with the program to request medical data about a second one of the claims;

automatically scheduling a follow up prompt with the program in response to said prompting; and

entering the medical data into a second one of the records.

18. The method of claim 17, wherein the pre-negotiation phase includes a first subordinate stage and a second subordinate stage, the program generating a first set of operator prompts during the first subordinate stage and a second set of operator prompts during the second subordinate stage, the second set of operator prompts including the number of computer prompts.

19. The method of claim 17, further comprising:

making a respective one of the requests with a document generated in response to a corresponding one of the computer prompts; and

automatically scheduling a follow up prompt in response to said making with the program, the prompt being scheduled a predetermined time after said generating.

20. The method of claim 17, further comprising sending a communication to demand compensation for the personal injury in response to the tickler.

21. The method of claim 20, further comprising:

generating the communication with the program in response to the tickler before said sending, the program including a sequence of stages to facilitate formation of the communication with the computer; and

changing the indication for the first one of the records to represent the negotiation phase.

22. The method of claim 20, further comprising switching the indication to a litigation phase after said sending.

23. The method of claim 20, further comprising switching the indication to a settlement phase after said sending.

24. The method of claim 17, further comprising scheduling a number of sequences of follow up prompts with the program, the sequences each corresponding to a different one of the requests.