Virtual home data repository and directory

• US 6,829,584 B2
• Filed: 12/28/2000
• Issued: 12/07/2004
• Est. Priority Date: 12/31/1999
• Status: Active Grant

• Current Assignee: Xactware Solutions, Inc. (Verisk Analytics Incorporated)
• Original Assignee: Xactware
• Inventors: Loveland, James B.
• Primary Examiner(s): MEINECKE DIAZ, SUSANNA M
• Application Number:
  US09/750,380
• Publication Number:
  US 20010051883A1
• Time in Patent Office: 1,440 Days
• Field of Search: 705/1, 705/4, 705/7, 705/26, 705/38, 345/619
• US Class Current: 705/7.11
• CPC Class Codes: G06Q 10/063 Operations research, analysis or management
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

The present invention relates to a computer accessible system for electronically storing a model which communicates the physical attributes of a structure along with warranty, insurance and other information relative to that structure. The system of the present invention integrates physical information in a model which is displayed as a physical representation of the structure with other non-physical information. Selecting specific areas of the model provides access to data regarding non-physical characteristics of that area of the structure and the contents thereof. Data relevant to warranties, insurance, maintenance or other information can be accessed by selecting portions of the model or indices attached or related to that portion. Systems of the present invention allow multiple users to remotely access the information and model via a computer network, such as the Internet, in order to make informed decisions regarding the structure and its characteristics.

Claims

1. An electronic model and data storage system for storing, maintaining and retrieving information relating to the contents of an architectural structure, said system comprising:

a computer device comprising;

a processor; and

a memory device storing executable and associated operational data structures for processing by the processor;

a graphical user interface featuring a dimensionally accurate electronic 3-dimensional scaled model of the current state of a structure;

data structures having electronic links integrated into and displayed on said dimensionally accurate model to provide selective access to information pertaining to one of the structure'"'"'s contents, construction materials, and digital photographs, allowing a user to select with an input device a location on the electronic model of the structure corresponding to an actual surface on the structure to access data regarding the contents and construction materials of the selected portion of said structure;

the data regarding the contents of said structure, further comprising warranty and product information including at least one of dates of installation, terms of warranty coverage and conditions, and maintenance requirements;

communication means for accessing data regarding said structure'"'"'s contents and construction materials to formulate, bid, and convey a bid back to a structure; and

wherein said data corresponding to the contents of said structure is accessible via a computer network by a user according to access rights corresponding to said user.

2. The system of claim 1, wherein warranty and product information further comprises at least one of cleaning method information, installer notes and inventory data.

3. The system of claim 1, wherein said computer network is a global information network.

4. The system of claim 1, wherein the data corresponding to the contents of said structure further comprises information relating to insurance coverage corresponding to at least one of said structure and said contents of said structure.

5. The system of claim 1, wherein the data corresponding to the contents of said structure is represented as textural information on said electronic model.

6. The system of claim 1 wherein said system is interactive.

7. The system of claim 1, further comprising:

an event timing module to monitor maintenance intervals corresponding to the contents of said structure and warn a structure owner prior to the expiration of the recommended maintenance interval.