Compact protocol and solution for substantially offline messaging between portable consumer device and based device

• US 6,837,425 B2
• Filed: 09/13/2002
• Issued: 01/04/2005
• Est. Priority Date: 09/13/2002
• Status: Active Grant

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Hammad, Ayman, Gauthier, Patrick, Merckling, Roger
• Primary Examiner(s): Le, Thien M.
• Assistant Examiner(s): Caputo, Lisa M.
• Application Number:
  US10/244,044
• Publication Number:
  US 20040050922A1
• Time in Patent Office: 844 Days
• Field of Search: 235/375, 235/492, 235/493, 705/14
• US Class Current: 235/375
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0211 Determining the effectiveness of discounts or incentives
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0251 Targeted advertisements
• CPC Class Codes: G06Q 30/0268 at point-of-sale [POS]
• CPC Class Codes: H04W 88/08 Access point devices

Abstract

A method for providing messaging between a portable device and base device is provided. The method includes communicating one or more message codes maintained in the portable device to the base device. The base device then composes a message for a user of the portable device using a dictionary of message codes. The message codes have corresponding message values, which are used to generate the message for the one or more message codes. The generated message is then provided to the user.

Claims

1. A method for composing a message at a base device for a user of a portable device using a dictionary of message codes, the message codes having corresponding message values, the method comprising:

receiving one or more message codes at the base device from the portable device, the one or more message codes being stored in the portable device;

generating the message from the received one or more message codes using corresponding message values from the dictionary; and

providing the generated message to the user.

2. The method of claim 1, further comprising:

generating the message using information retrieved from the portable device.

3. The method of claim 1, further comprising:

communicating one or more message codes to the portable device.

4. The method of claim 1, further comprising:

determining a version for the dictionary, wherein the step of generating the message is performed with the determined version for the dictionary.

5. The method of claim 1, wherein the received one or more message codes include a message code that corresponds to an administrative message value;

and further comprising;

using the administrative message value in at least one of the step of generating the message and the step of providing the generated message.

6. The method of claim 5, wherein how the generated message is provided depends on the administrative message value.

7. The method of claim 1, wherein providing the generated message comprises at least one of displaying the message, printing the message, and providing an audible message.

8. The method of claim 1, wherein the dictionary is locally accessible to the base device.

9. The method of claim 1, wherein the dictionary resides within the base device.

10. The method of claim 1, wherein the method is used in a loyalty program for conveying loyalty information relating to the loyalty program to the user.

11. The method of claim 1, wherein generating the message comprising dynamically creating the message for a transaction.

12. A system for generating a message for a user of a portable device, the system comprising:

a base device configured to receive one or more message codes from the portable device, the one or more message codes being stored in the portable device;

a dictionary having a plurality of message codes associated with the base device, wherein the plurality of message codes correspond to a plurality of message words;

a composer configured to compose the message from the received one or more message codes using corresponding message words from the dictionary; and

an interface device configured to provide the composed message to the user.

13. The system of claim 12, wherein the dictionary comprises one or more versions.

14. The system of claim 13, wherein the interface device comprises a plurality of message conveying devices, wherein a version of the dictionary is associated with a corresponding message conveying device.

15. The system of claim 12, wherein the portable device comprises at least one of a smart card, a cellular phone, a personal digital assistant, a pager, a credit card, an ATM card, a digital tablet, a security badge, and an access badge.

16. The system of claim 12, wherein the base device comprises at least one of a point-of-sale (POS) device, a cellular phone, a PDA, a computer, a handheld specialized reader, a set-top box connected to a TV, a kiosk, a security system, and an access system.

17. The system of claim 12, wherein the plurality of message words comprise semantic values.

18. The system of claim 12, wherein the plurality of message words comprise at least one of constant words, variable words, administrative words, and action words.

19. The system of claim 12, wherein the interface device comprises a display device configured to display the message.

20. The system of claim 12, wherein the interface device comprises a printer configured to print the message.

21. The system of claim 12, wherein the interface device comprises an announcing device configured to announce the message.

22. The system of claim 12, wherein the one or more message codes comprise a representation of information associated with the portable device.

23. The system of claim 22, wherein the representation of information is not exclusively for generating the message.

24. The system of claim 12, the dictionary is locally accessible to the base device.

25. The system of claim 12, wherein the dictionary resides within the base device.

26. The system of claim 12, wherein the system is used in a loyalty program for conveying loyalty information relating to the loyalty program to the user.

27. The system of claim 12, wherein the composer is configured to dynamically create the message for a transaction.

28. A method for providing messaging between a portable device and a base device, the method comprising:

maintaining a message code string that is stored in the portable device, the message code string including one or more message codes; and

communicating the message code string to the base device;

wherein the message code string is usable to generate a message for a user using message words from one of a plurality of dictionaries, the message words corresponding to the one or more message codes in the message code string.

29. The method of claim 28, further comprising:

receiving an updated message code string in the portable device.

30. The method of claim 28, further comprising:

conveying the message to the user.

31. The method of claim 28, further comprising:

providing a message code in the message code string indicating which one of the plurality of dictionaries is to be used to generate the message.

32. The method of claim 28, wherein the message code string comprises at least one of a constant code, a variable code, an administrative code, and an action code.

33. The method of claim 32, wherein the variable code is used to represent information computed during a transaction or information that is specific to the portable device, base device, or unique transaction between the portable device and base device.

34. The method of claim 32, wherein the administrative code is used to determine how the message is to be generated.

35. The method of claim 32, wherein the action code is used to direct the base device to take a specific course of action.

36. The method of claim 28, wherein the portable device comprises at least one of a smart card, a cellular phone, a personal digital assistant, a pager, a credit card, an ATM card, a digital tablet, a security badge, and an access badge.

37. The method of claim 28, wherein the message code string is used to dynamically generate the message for a transaction.

38. A method for providing messages to a user participating in a loyalty program, comprising:

maintaining a message code string that is stored in a portable device, the portable device having information identifying the user and the loyalty program, the message code string including one or more message codes;

upon conducting a transaction related to the loyalty program, communicating the message code string from the portable device to a base device; and

directing the base device to generate a message based on the message code string by using one or more of a plurality of dictionaries, each of the plurality of dictionaries having a plurality of message codes and their corresponding message words.

39. The method of claim 38 further comprising:

conveying the message to the user.

40. The method of claim 38, further comprising:

forwarding device information relating to the portable device to the base device; and

using the device information to generate the message.

42. The method of claim 38, wherein the message code string includes a message code indicating which one or more of the plurality of dictionaries are to be used to generate the message.

43. The method of claim 38, wherein the message code string includes at least one of a variable message code, an administrative message code and an action message code.

44. The method of claim 43, wherein the variable message code is used to represent information computed during the transaction or information that is specific to the portable device, base device, or unique transaction between the portable device and the base device.

45. The method of claim 43, wherein the administrative message code is used to determine how the message is to be generated.

46. The method of claim 45, wherein the administrative message code is used to identify an interface device configured to convey the generated message to the user.

47. The method of claim 43, wherein the action message code is used to direct the base device to take a specific course of action.

48. The method claim 47, wherein the specific course of action includes displaying the message to the user via a graphical interface or printing the message on a receipt.

49. The method of claim 38, wherein a first message code has a first corresponding message word in a first dictionary, and the first message code has a second corresponding message word in a second dictionary, the first and second corresponding message words being different from each other.

50. The method of claim 38, further comprising:

upon concluding the transaction, communicating an updated message code string to the portable device.

51. The method of claim 38, wherein the message generated is generated dynamically for the transaction.

41. The method of claim further comprising:

inputting transactional information related to the transaction into the base device; and

using the transactional information to generate the message.

52. A system for providing messages to a user, comprising:

a portable device having a message code string residing therein, the message code string including one or more message codes;

a dictionary database having a plurality of dictionaries, each dictionary having a plurality of message codes and their corresponding message words; and

a plurality of base devices, each base device configured to;

communicate with the portable device and receive the message code string;

compose a message from the message code string using corresponding message words from one or more of the plurality of dictionaries; and

communicate the message to the user.

53. The system of claim 52, wherein:

upon conducting a transaction, the message code string is communicated from the portable device to a selected base device; and

the selected base device composes a message from the message code string using corresponding message words from one or more of the plurality of dictionaries associated with the selected base device.

54. The system of claim 53, further comprising:

upon concluding the transaction, an updated message code string is communicated to the portable device from the selected base device.

55. The system of claim 53, wherein the message code string includes at least one of a variable message code, an administrative message code and an action message code.

56. The system of claim 55, wherein the variable message code is used to represent information computed during the transaction or information that is specific to the portable device.

57. The system of claim 55, wherein the administrative message code is used to determine how the message is to be generated.

58. The system of claim 55, wherein the administrative message code is used to identify an interface device configured to convey the generated message to the user.

59. The system of claim 55, wherein the administrative message code is used to identify which one or more of the plurality of dictionaries associated with the selected base device are to be used to generate the message.

60. The system of claim 55, wherein the action message code is used to direct the selected base device to take a specific course of action.

61. The system of claim 53, wherein the selected base device forwards the message to an interface device for communication to the user.

62. The system of claim 61, wherein the interface device is configured to display the message to the user.

63. The system of claim 61, wherein the interface device is configured to print the message on a receipt.

64. The system of claim 52, wherein the portable device comprises at least one of a smart card, a cellular phone, a personal digital assistant, a pager, a credit card, an ATM card, a digital tablet, a security badge, and an access badge.

65. The system of claim 52, wherein the plurality of base devices comprise at least one of a point-of-sale (POS) device, a cellular phone, a PDA, a computer, a handheld specialized reader, a set-top box connected to a TV, a kiosk, a security system, and an access system.

66. The system of claim 52, wherein a first base device in the plurality of base devices composes a first message using the message code string and a second base device in the plurality of base devices composes a second message using the message code string, wherein the first message is different from the second message.

67. A method for providing customized messages to a user, the method comprising:

during a transaction between a portable device and a base device, receiving one or more message codes from a portable device, the one or more message codes being stored in the portable device;

analyzing the one or more message codes to determine one or more message values that correspond to the one or more message codes; and

dynamically creating a customized message using the one or more message values, wherein the customized message is specifically created for the transaction.

68. The method of claim 67, further comprising:

receiving the one or more message codes for a second transaction;

analyzing the one or more message codes to determine one or more message values that correspond to the one or more message codes; and

dynamically creating a second customized message using the one or more message values, wherein the customized message is specifically created for the second transaction, the second customized message being different from the first customized message.

69. The method of claim 67, further comprising:

providing a plurality of dictionaries; and

determining a dictionary in the plurality of dictionaries to use in the analyzing step, wherein using a first dictionary results in creating a first customized message and using a second dictionary results in creating a second customized message.

70. The method of claim 67, farther comprising outputting the customized message.

71. The method of claim 70, wherein outputting the customized message comprising:

analyzing the one or more message codes to determine one or more output methods; and

outputting the customized message using the determined one or more output methods.

72. The method of claim 71, wherein output the customized message comprises outputting the message using a first output method in the one or more output methods and a second output method in the one or more output methods.

73. The method of claim 67, further comprising updating the one or more message codes stored in the portable device.

74. The method of claim 67, wherein the one or more message codes includes at least one of a variable message code, an administrative message code and an action message code.

75. The method of claim 74, wherein the variable message code is used to represent information computed during the transaction or information that is specific to the portable device, base device, or unique transaction between the portable device and the base device.

76. The method of claim 74, wherein the administrative message code is used to determine how the message is to be generated.

77. The method of claim 74, wherein the administrative message code is used to identify an interface device configured to convey the generated message to the user.

78. The method of claim 74, wherein the action message code is used to direct the base device to take a specific course of action.