Method of using an automated banking machine

• US 6,839,688 B2
• Filed: 08/19/2002
• Issued: 01/04/2005
• Est. Priority Date: 11/27/1996
• Status: Expired due to Fees

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Ess, Joseph C., Church, James
• Primary Examiner(s): Hayes, John W.
• Application Number:
  US10/223,693
• Publication Number:
  US 20030154167A1
• Time in Patent Office: 869 Days
• Field of Search: 705/35, 705/39, 705/42, 705/43, 902/8, 902/14, 902/18, 902/20, 902/24, 902/36, 902/40, 235/375, 235/379
• US Class Current: 705/43
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 : involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/563 : Data redirection of data network streams
• CPC Class Codes: H04L 67/565 : Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04L 67/568 : Storing data temporarily at an intermediate stage, e.g. caching
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 69/40 : for recovering from a failure of a protocol instance or entity, e.g. service redundancy protocols, protocol state redundancy or protocol service redirection management of faults, events, alarms or notifications in data switching networks H04L41/06
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices.

Claims

1. A method comprising:

(a) performing a transaction with an automated banking machine,

(b) determining that at least one HTTP record can be successfully accessed at an address, with a computer operating in the automated banking machine, including beginning a first download of the at least one HTTP record, wherein at least a portion of the at least one HTTP record is downloaded,

(c) subsequent to step (b), beginning a second download of the at least one HTTP record with the computer during performing the transaction with the automated banking machine, wherein the content of the at least one HTTP record downloaded in step (c) is greater than in step (b).

2. The method according to claim 1 wherein step (c) includes fully downloading the at least one HTTP record.

3. The method according to claim 2 wherein the automated banking machine includes an automated teller machine (ATM), wherein a browser is operative in the computer, and further comprising:

(d) attempting to access the at least one HTTP record with the browser, wherein (b) is performed prior to step (d).

4. The method according to claim 2 wherein the automated banking machine includes an automated teller machine (ATM), wherein the ATM includes a transaction function device and wherein step (a) includes operating the transaction function device.

5. The method according to claim 4 wherein the transaction function device includes a currency dispenser, and wherein step (a) includes dispensing currency from the ATM.

6. The method according to claim 5 wherein the at least one HTTP record includes a dispense instruction, and wherein step (a) includes dispensing currency from the ATM responsive to the dispense instruction included in the at least one HTTP record.

7. The method according to claim 1 wherein in step (b) the at least one HTTP record includes at least one HTML document, and wherein step (c) includes accessing the at least one HTML document with a browser operative in the computer of the automated banking machine.

8. The method according to claim 1 wherein responsive to determining in step (b) that the address is not operative, step (c) is not executed, and further comprising the step of:

(d) responsive to determining in step (b) that the address is not operative, transferring at least one alternative HTTP record to the computer from an alternative address.

9. The method according to claim 8 and prior to the step (d) further comprising the step of:

(e) checking with the computer to determine whether the alternative address is operative to enable transferring the at least one alternative HTTP record, wherein step (d) is executed responsive to determining that the alternative address is operative.

10. The method according to claim 8 wherein the computer in the banking machine is in operative connection with a memory, and wherein the alternative address corresponds to address data stored in the memory, and prior to step (d) further comprising the step of accessing with the computer the address data stored in the memory, and using the address data to determine the alternative address used in step (d).

11. The method according to claim 8, and prior to step (d) further comprising the steps of:

(e) receive to determining with the computer in step (b) that the address is not operative, accessing a further HTTP record with the computer, wherein the further HTTP record includes address data; and

(f) determining with the computer the alternative address from the address data in the further HTTP record.

12. The method according to claim 1 wherein the automated banking machine includes a sheet dispenser, and wherein the at least one HTTP record includes a dispense instruction, and further comprising the step of:

(d) dispensing at least one sheet with the sheet dispenser responsive to the dispense instruction in the content of the at least one HTTP record downloaded in step (c).

13. The method according to claim 1 wherein the automated banking machine includes a transaction action device, and wherein the one HTTP record includes a device instruction, and further comprising the step of:

(d) operating the transaction function device responsive to the device instruction in the content of the at least one HTTP record downloaded in step (c).

14. The method according to claim 13 and wherein the at least one HTTP record includes data corresponding to a signature, and wherein the computer is in operative connection with a memory, wherein the memory includes signature data corresponding to at least one signature, and prior to step (d) further comprising the step of:

(e) comparing the signature in the at least one HTTP record and the signature data in the memory with the computer, and executing step (d) responsive to the signature in the at least one HTTP record having a predetermined relationship to the signature data stored in the memory.

15. The method according to claim 1 wherein step (b) includes making a socket connection with a remote server.

16. Computer readable media having computer readable instructions embodied thereon, the computer readable instructions operative to cause at least one computer to carry out the method recited in claim 1.

17. The method according to claim 1 and prior to completion of step (c) further comprising the step of:

(d) determining a transfer speed at which the at least one HTTP record is transferable to the computer.

18. The method according to claim 17 and further comprising the steps of:

(e) comparing data corresponding to the transfer speed to data representative of a speed value stored in memory associated with the computer; and

(f) responsive to the results of the comparison in step (e), transferring at least one alternative HTTP record to the computer from an alternative address.

19. Software operating an automated banking machine, herein the software includes computer readable media bearing instructions which are operative to cause at least one computer associated with the automated banking machine to carry out the method recited in claim 1.

20. A method comprising:

(a) downloading at least a portion of at least one HTTP record during a record accessible pre-check with a computer operating in an automated banking machine, wherein the pre-check includes determining that a document address is operative to enable transfer of the at least one HTTP record corresponding to the address, wherein the downloading includes beginning a first download of the at least one HTTP record,

(b) subsequent to step (a), accessing the at least one HTTP record during a transaction with the automated banking machine, including beginning a separate second download of the at least one HTTP record.

21. The method according to claim 20 wherein step (b) includes fully downloading the at least one HTTP record during a transaction sequence with the automated big machine, wherein the filly downloading includes beginning the separate second download of the at least one HTTP record.

22. The method according to claim 20 wherein in step (a) the downloading does not include a full download of the at least one HTTP record.

23. The method according to claim 22 wherein in step (a) the downloading includes only a partial download of the at least one HTTP record.

24. The method according to claim 21 wherein the automated banking machine includes an automated teller machine (ATM), wherein the ATM includes a currency dispenser, and wherein the transaction includes dispensing currency from the ATM.

25. The method according to claim 20 wherein the automated banking machine includes an automated teller machine (ATM), wherein the ATM includes a currency dispenser, wherein the currency dispenser is operative to dispense currency from the ATM, and wherein step (b) includes accessing the at least one HTTP record during a transaction with the ATM.

26. Computer readable media having computer readable instructions embodied thereon, the computer readable instructions operative to cause at least one computer to carry out the method recited in claim 20.

27. Software operating an automated banking machine, wherein the software includes computer readable media bearing instructions which are operative to cause at least one computer associated with the automated banking machine to carry out the method recited in claim 20.