System and method for performing flood zone certifications

• US 6,842,698 B2
• Filed: 10/10/2003
• Issued: 01/11/2005
• Est. Priority Date: 03/29/2000
• Status: Expired due to Fees

• Current Assignee: Sourceprose Corporation (TransUnion Corporation)
• Original Assignee: Sourceprose Corporation (TransUnion Corporation)
• Inventors: Howard, John Willard, Higgins, Darin Wayne, Scott, Dan Martin
• Primary Examiner(s): Barlow, John
• Assistant Examiner(s): Taylor, Victor J
• Application Number:
  US10/682,491
• Publication Number:
  US 20040078143A1
• Time in Patent Office: 459 Days
• Field of Search: 702/5, 702/34, 358/109, 348/135, 701/200
• US Class Current: 702/5
• CPC Class Codes: G06Q 10/06 Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
• CPC Class Codes: Y02A 10/40 Controlling or monitoring, e.g. of flood or hurricane; Forecasting, e.g. risk assessment or mapping

Abstract

After FEMA flood maps are scanned and converted to raster maps on a computer system, they are georeferenced. The georeferenced raster maps are stored on the system. Map inset polygons are surrounded by a virtual bounding box and a determination is made whether each grid rectangle intersects any bounding box. For each such intersection, the relevant inset polygon is traced to determine if it actually intersects the grid rectangle. If there is such intersection, the inset polygon is added to a list attached to the grid rectangle. At the end of the process, the list for each grid rectangle identifies each inset polygon intersected thereby. When an address of a property subject to a flood zone determination is entered into the system and geocoded, the grid rectangle containing the address is immediately called up. If only one inset polygon is on the list, it is used to make the flood determination. If more than one inset polygon is on the list, the various polygons are examined to determine which one is appropriate for making the flood determination, which is then made.

Claims

1. A method for displaying maps for use in determining flood zone classifications for real property, comprising:

receiving property identification data in a data processing system;

determining geographic coordinates corresponding to the property identification data;

ascertaining a georeferenced map that contains the geographic coordinates and is usable to make a flood zone determination for the real property; and

displaying the georeferenced map with image coordinates corresponding to the geographic coordinates.

2. The method of claim 1, wherein the ascertaining further comprises:

examining a plurality of candidate georeferenced maps with boundaries that are proximate to the geographic coordinates, and

inspecting the candidate georeferenced maps to determine which contains the geographic coordinates and is usable to make the flood zone determination for the real property.

3. The method of claim 1, further comprising:

displaying, with the georeferenced map, data useful in making the flood zone determination.

4. The method of claim 3, wherein the data useful in making the flood zone determination includes at least one of:

a flood zone indication, a flood hazard area, an elevation, a street, a body of water, a panel number, and a panel date.

5. The method of claim 1, further comprising:

overlaying, on the displayed georeferenced map, data useful in making the flood zone determination.

6. The method of claim 5, wherein the data useful in making the flood zone determination includes at least one of:

a flood zone indication, a flood hazard area, an elevation, a street, a body of water, a panel number, and a panel date.

7. The method of claim 1, wherein the georeferenced map is a raster map.

8. The method of claim 1, wherein the georeferenced map is a vector map.

9. The method of claim 1, wherein the georeferenced map is at least a portion of a FEMA map inset.

10. A method for generating maps for use in determining flood zone classifications for real property, comprising:

receiving property identification data in a data processing system;

determining geographic coordinates corresponding to the property identification data;

examining a plurality of candidate maps with boundaries that are proximate to the geographic coordinates;

inspecting the candidate maps to determine which contains the geographic coordinates and is usable to make the flood zone determination for the real property;

displaying the determined map with image coordinates corresponding to the geographic coordinates; and

displaying, with the determined map, data useful in making the flood zone determination.

11. The method of claim 10, wherein the data useful in making the flood zone determination includes at least one of:

a flood zone indication, a flood hazard area, an elevation, a street, a body of water, a panel number, and a panel date.

12. The method of claim 10, wherein the determined map is a raster map.

13. The method of claim 10, wherein the determined map is a vector map.

14. The method of claim 10, wherein displaying data useful in making the flood zone determination further comprises:

overlaying the data useful in making the flood zone determination on the displayed determined map.

15. A method for facilitating flood zone determinations for real property, comprising:

receiving property identification data in a data processing system;

determining geographic coordinates corresponding to the property identification data;

displaying a base map with image coordinates that correspond to the geographic coordinates; and

displaying, with the base map, data that is usable to make a flood zone determination for the real property.

16. The method of claim 15, wherein the data that is usable to make a flood zone determination for the real property is a georeferenced map.

17. The method of claim 16, wherein the georeferenced map is overlaid on the base map.

18. The method of claim 16, wherein the georeferenced map is at least a portion of a FEMA map inset.

19. The method of claim 15, wherein the base map is a street map.

20. The method of claim 15, wherein the data that is usable to make a flood zone determination for the real property includes at least one of:

a flood zone indication, a flood hazard area, an elevation, a street, a body of water, a panel number, and a panel date.

21. The method of claim 15, wherein displaying the data that is usable to make the flood zone determination further comprises:

displaying the data that is usable to make a flood zone determination for the real property by highlighting at least a portion of the base map.