System and method for selecting financial services
First Claim
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1. A method for facilitating the request of financial services, said method including:
- receiving transaction request information from a cardholder via a remote terminal, wherein said request includes a PIN associated with a financial service in addition to account authorization;
processing said transaction request information and PIN to determine a desired financial service.
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Abstract
A system and method is disclosed which enables a consumer to use a PIN biometric, merchant code or other indicia to conveniently instruct a financial institution to activate or access specific financial services or accounts during a particular time period or during a particular transaction. When making a purchase, the cardholder enters account information into a remote terminal such as a POS device, then the cardholder inputs a particular PIN or biometric which is communicated to the financial services provider. The provider interprets the PIN or biometric as an instruction to access or activate a particular service.
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Citations
7 Claims
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1. A method for facilitating the request of financial services, said method including:
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receiving transaction request information from a cardholder via a remote terminal, wherein said request includes a PIN associated with a financial service in addition to account authorization;
processing said transaction request information and PIN to determine a desired financial service. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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Specification