Method for making a payment secure
First Claim
Patent Images
1. A method of payment comprising the following steps:
- defining the characteristics of a commercial transaction between a vendor and a user or a mobile telephone, providing the mobile telephone of the user with a smart-card reader interface, transmitting a request for payment, a call number of the customer'"'"'s mobile telephone an characteristics of the transaction to a payment center through a terminal of the vendor, placing a call from the payment center to the mobile telephone, causing the mobile telephone to execute a payment session, by action of the payment center when the communication is set up launching a secured payment procedure from the mobile telephone with a smart card of the customer inserted into the smart-card reader of the mobile telephone during the payment session.
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Accused Products
Abstract
A mobile telephone is equipped with a smart-card reader to aid in universal payment by smart card. A security checking circuit of the mobile telephone is provided with a complementary function by which the mobile telephone can behave like a secured smart-card reader with a view to payment. Smart-card payments are facilitated by disassociating an act of payment from an act of purchase which can be done by any means, in particular through the internet.
67 Citations
12 Claims
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1. A method of payment comprising the following steps:
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defining the characteristics of a commercial transaction between a vendor and a user or a mobile telephone, providing the mobile telephone of the user with a smart-card reader interface, transmitting a request for payment, a call number of the customer'"'"'s mobile telephone an characteristics of the transaction to a payment center through a terminal of the vendor, placing a call from the payment center to the mobile telephone, causing the mobile telephone to execute a payment session, by action of the payment center when the communication is set up launching a secured payment procedure from the mobile telephone with a smart card of the customer inserted into the smart-card reader of the mobile telephone during the payment session. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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Specification