Methods and systems for production of transaction cards

• US 6,877,657 B2
• Filed: 06/26/2003
• Issued: 04/12/2005
• Est. Priority Date: 06/28/2002
• Status: Expired due to Term

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Wheeler, Susan, Dross, Liz, Rumfield, Jon F., Ranard, Timothy S., Kruse, Timothy P., Collette, James L.
• Primary Examiner(s): Le, Thien M.
• Assistant Examiner(s): TAYLOR, APRIL ALICIA
• Application Number:
  US10/609,328
• Publication Number:
  US 20040065729A1
• Time in Patent Office: 656 Days
• Field of Search: 235/375, 235/379, 235/380, 235/385, 705/28
• US Class Current: 235/380
• CPC Class Codes: G06K 19/00 Record carriers for use with machines and with at least a part designed to carry digital markings
• CPC Class Codes: G06K 19/07716 the record carrier comprising means for customization, e.g. being arranged for personalization in batch
• CPC Class Codes: G06Q 20/3558 Preliminary personalisation for transfer to user
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/12 Card verification
• CPC Class Codes: G07F 7/122 Online card verification

Abstract

Methods and systems are provided for producing transaction cards. A reference number is assigned to each of the cards, which are fabricated in accordance with a specification. Usually the specification is provided externally from a card issuer that wishes to have the cards fabricated for distribution. After fabrication, the reference number assigned to each of the cards is compared with a database to identify any duplication. The identity of a responsible operator may be recorded during one or more stages during fabrication and/or as part of the process of comparing with previously assigned numbers.

Claims

1. A method for producing a plurality of transaction cards, the method comprising:

assigning a reference number to each of the transaction cards;

fabricating the each of the transaction cards in accordance with a specification;

thereafter, comparing the reference number assigned to the each of the transaction cards with a database of previously assigned reference numbers; and

rejecting the each of the transaction cards if the reference number duplicates any of the previously assigned reference numbers.

2. The method recited in claim 1 wherein the plurality of transaction cards comprises a stored-value card.

3. The method recited in claim 1 wherein comparing the reference number assigned to each of the transaction cards is performed for a bundle having a predetermined number of transaction cards.

4. The method recited in claim 3 further comprising removing the bundle from a process flow in response to identification that the reference number for at least one of the transaction cards comprised by the bundle is a duplicate of one of the previously assigned reference numbers.

5. The method recited in claim 4 further comprising preventing the bundle from progressing to a subsequent stage in the process flow until a preceding stage in the process flow is completed.

6. The method recited in claim 1 wherein fabricating each of the transaction cards further comprising recording an identity of an operator.

7. The method recited in claim 1 wherein comparing the reference number assigned to each of the transaction cards comprises recording an identity of an operator.

8. The method recited in claim 1 further comprising performing an audit for at least one of the transaction cards to identify a first operator responsible for at least a portion of the fabricating step and a second operator responsible for at least a portion of the comparing step.

9. The method recited in claim 1 wherein the database includes records for previously assigned reference numbers for a plurality of different card issuers.

10. A system for producing transaction cards, the system comprising:

a plurality of stations, each such station having mechanism for implementing a production function;

an operator interface to permit an operator to monitor a status of the stations;

a controller for controlling the stations and the operator interface; and

a memory coupled to the controller comprising a computer-readable medium having a computer-readable program embodied therein for directing operation of the system, the computer-readable program including;

instructions for assigning a reference number to each of the transaction cards;

instructions for fabricating the each of the transaction cards at the plurality of stations in accordance with the production function;

instructions for subsequently comparing the reference number assigned to the each of the transaction cards with a database of previously assigned reference numbers; and

instructions for rejecting the each of the transaction cards if the reference number duplicates any of the previously assigned reference numbers.

11. The system recited in claim 10 wherein at least one of the transaction cards comprises a stored-value card.

12. The system recited in claim 10 wherein at least one of the stations includes a device selected from the group consisting of an inkjet printer, an embosser, and a thermal printer.

13. The system recited in claim 10 further comprising an input device for reading an identity of the operator from an identification instrument.

14. The system recited in claim 13 wherein the input device comprises a bar-code reader and the identification instrument includes a bar code that identifies the operator.

15. The system recited in claim 13 wherein the computer-readable program further includes instructions for recording the identity of the operator.

16. The system recited in claim 10 wherein the computer-readable program further includes instructions for performing an audit for at least one of the transaction cards to identify all operators responsible for production of the at least one of the transaction cards.

17. The system recited in claim 10 wherein the database includes records for previously assigned reference numbers for a plurality of different card issuers.

18. A computer-readable storage medium having a computer-readable program embodied therein for directing operation of a system for producing transaction cards including a plurality of stations each having a mechanism for implementing a production function and an operator interface to permit an operator to monitor a status of the stations, the computer-readable program including instructions for operating the system in accordance with the following:

assigning a reference number to each of a plurality of transaction cards;

fabricating the each of the plurality of transaction cards in accordance with a specification;

thereafter, comparing the reference number associated to the each of the plurality of transaction cards with a database of previously assigned reference numbers; and

rejecting the each of the transaction cards if the reference number duplicates any of the previously assigned reference numbers.

19. The computer-readable storage medium recited in claim 18 wherein the computer-readable program further includes instructions for recording an identity of the operator.

20. The computer-readable storage medium recited in claim 18 wherein the computer-readable program further includes instructions for performing an audit for at least one of the plurality of transaction cards to identify all operators responsible for production of the at least one the transaction cards.