Methods and apparatus for electronically storing and retrieving value information on a portable card

• US 6,901,375 B2
• Filed: 04/27/2001
• Issued: 05/31/2005
• Est. Priority Date: 11/03/1997
• Status: Expired due to Term

• Current Assignee: XTec, Incorporated
• Original Assignee: XTec, Incorporated
• Inventors: Fernandez, Alberto
• Primary Examiner(s): ELISCA, PIERRE E
• Application Number:
  US09/844,105
• Publication Number:
  US 20010016827A1
• Time in Patent Office: 1,495 Days
• Field of Search: 705/14, 705/3, 713/160, 713/161, 713/191, 713/186, 713/176, 382/125, 382/115, 382/116, 382/119, 382/124, 714/5, 714/6, 714/8, 235/375, 235/377, 235/378
• US Class Current: 705/14.26
• CPC Class Codes: G06Q 20/3437 the counter having non-monetary units, e.g. trips
• CPC Class Codes: G06Q 30/0212 Chance discounts or incentives
• CPC Class Codes: G06Q 30/0223 based on inventory
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 30/0235 constrained by time limit or expiration date
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G07F 7/02 by keys or other credit registering devices
• CPC Class Codes: G07F 7/0866 by active credit-cards adapted therefor G07F7/1008 takes precedence
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00

Abstract

A value storage system in which information representing value is directly written to an easily portable storage medium as a reference fingerprint. The value storage system includes a plurality of read/write units for storing and retrieving the value information. Each of the read/write units may include a data authenticator for authenticating information previously stored on the storage medium, the authentication information consisting of a numerical representation of a level of trapped charges representing the reference fingerprint. The read/write units may be connected to a central server which retrieves information from each of the read write units, stores information, and provides various accounting and statistical analyses, as well as reconciling transactions between two or more read/write units. The value stored may represent units of value employed in a customer loyalty program which are stored on the portable media during a sales transaction and then later redeemed for purchase of or discounts on merchandise, a gaming player'"'"'s points or winnings, or any of a host of types of value related information which may be carried on a portable card.

Claims

1. An electronic value storage system, comprising:

a plurality of transportable solid-state media, each solid-state medium being adapted for the secure storage of information in a reference fingerprint representing characteristics of the media created by an instance of writing data to the media, the information representing stored value; and

a plurality of electronic read/write units, each read/write unit being adapted to store and retrieve data from ones of the solid-state media, the read/write units being further adapted to read and write authentication information in the form of an actual and an expected reference fingerprint from and to the solid-state media, the authentication information being resistant to duplication and serving to locally identify a solid-state device containing authentic stored value information without accessing a remote authentication unit.

2. The value storage system of claim 1, wherein each of the read/write units is programmable with criteria by which value is to be added to the media.

3. The value storage system of claim 2, wherein each of the storage media includes a plurality of memory cells.

4. The value storage system of claim 3, wherein each of the read/write units further includes a data authenticator for securing data written to the media, the data authenticator programming data into each memory cell by applying a voltage which causes charges to be trapped in the memory cell, making a measurement of the level of trapped charges in the memory cell after the memory cell is programmed, generating a numerical representation of the level of trapped charges as a reference fingerprint of the memory cell, and storing the numerical representation as the reference fingerprint.

5. An electronic storage system comprising:

transportable solid-state media storing value information in a plurality of memory cells, said media further storing a reference fingerprint representing characteristics of the media created by an instance of writing data to the media, the reference fingerprint representing measured levels of charges trapped in said memory cells containing said value information; and

a read unit for reading the value information and reading the reference fingerprint to determine if the value information is authentic.

6. The electronic storage system of claim 5 wherein the media comprises erasable programmable read-only memory.

7. The electronic storage system of claim 5 wherein the media comprises an electrically erasable programmable read-only memory.

8. The electronic storage system of claim 5 wherein the reference fingerprint is encrypted.

9. The electronic storage system of claim 5 wherein the value information comprises loyalty points earned through purchases.

10. The electronic storage system of claim 5 further comprising:

a write unit for writing updated value information in the plurality of memory cells and writing an updated reference fingerprint representing measured levels of charges trapped in said memory cells containing said updated value information.

11. The electronic storage system of claim 10 wherein the read unit and the write unit comprise a single read/write unit.

12. The electronic storage system of claim 5 further comprising a point-of-sale terminal communicatively connected to the read unit.

13. The electronic storage system of claim 5 further comprising a central server communicatively connected to the read unit for receiving information read from the media and providing information to the read unit.

14. An electronic storage system comprising:

a transportable device including solid-state media storing value information in a plurality of memory cells, and a second media storing a reference fingerprint representing characteristics of the media created by an instance of writing data to the media, the reference fingerprint representing measured levels of charges trapped in said memory cells containing said value information; and

a read unit for reading the value information and reading the reference fingerprint to determine if the value information is authentic.

15. The electronic storage system of claim 14 wherein the solid-state media comprises an erasable programmable read-only memory.

16. The electronic storage system of claim 14 wherein the solid-state media comprises an electrically erasable programmable read-only memory.

17. The electronic storage system of claim 14 wherein the reference fingerprint is encrypted.

18. The electronic storage system of claim 14 wherein the value information represents loyalty points earned through purchases.

19. The electronic storage system of claim 14 further comprising:

a write unit for writing updated value information in the plurality of memory cells and writing an updated reference fingerprint representing measured levels of charges trapped in said memory cells containing said updated value information.

20. A processing method comprising the steps of:

storing value information in a plurality of memory cells of a transportable solid-state media;

storing a reference fingerprint representing characteristics of the media created by an instance of writing data to the media, the reference fingerprint representing measured levels of charges trapped in said memory cells containing said value information;

reading the value information from the transportable solid state media;

reading the reference fingerprint; and

determining if the value information is authentic using the reference fingerprint.

21. The method of claim 20 further comprising, before the step of storing the reference fingerprint, the step of:

encrypting the reference fingerprint.

22. The method of claim 20 further comprising the steps of:

performing a retail transaction;

storing updated value information in the plurality of memory cells of the transportable solid-state media; and

storing an updated reference fingerprint representing measured levels of charges trapped in said memory cells containing said updated value information.