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Electronic purchasing method and apparatus for performing the same

  • US 6,901,387 B2
  • Filed: 06/14/2002
  • Issued: 05/31/2005
  • Est. Priority Date: 12/07/2001
  • Status: Expired due to Term
First Claim
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1. A method of providing a limited use account identifier to a client, the method comprising:

  • establishing a master account for a client;

    assigning a pool of limited use account identifiers that correspond to the master account prior to a purchase by the client, said pool of limited use account identifiers including a plurality of limited use account identifiers each identifying a separate financial account at an issuer, each formatted for processing by payment card networks, and each issued without an associated physical transaction card, each of the pool of limited use account identifiers being different from the master account identifier;

    receiving, from the client, a request for a purchase of an item from a merchant;

    identifying the pool of limited use account identifiers associated with said client; and

    assigning one of said plurality of limited use account identifiers from said pool for use by said client in making said purchase with said merchant.

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