Systems and methods for insuring data over the internet
First Claim
1. A system for providing transmission-coverage for transmission of data from a first remote client to a second remote client over a communications network, the system comprising:
- a computer server communicatively coupled to the first remote client and to the second remote client over the communications network, wherein the server includes;
a receiver that is operative to receive a request from the first remote client to cover transmission of a set of data between the first remote client and the second remote client, wherein the request includes data specifying a selected transmission-coverage type and a selected transmission-coverage amount for the transmission, a charging mechanism that is operative, based on the request, to charge a transmission-coverage fee to an identified account for the selected transmission-coverage type having the selected transmission-coverage amount, and a logging mechanism that is operative to log a status of the transmission into a logging data structure;
wherein the selected transmission-coverage type is bonding that provides a bonding coverage amount that is payable in the event the transmission fails.
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0 Petitions
Accused Products
Abstract
Systems and methods are provided which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over the Internet through TCP/IP and all other electronic media such as WAP (wireless application protocol), VOIP (voice-over IP), fiber optic channels, microwave channels, and through standard electrical switches, electrical outlets and power lines. The present invention includes a computer readable medium having computer executable instruction to cause a system perform a method for insuring, bonding, and/or underwriting data transmission. The method includes enabling a first remote client coupled to a communications network to insure, bond, and/or underwrite a transmission of an electronic data set, streaming data, and/or document, with a selected coverage type for a selected coverage amount, from the first remote client to one or more second remote clients. The method further includes charging a fee to an appropriate account for the selected coverage type and amount.
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Citations
64 Claims
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1. A system for providing transmission-coverage for transmission of data from a first remote client to a second remote client over a communications network, the system comprising:
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a computer server communicatively coupled to the first remote client and to the second remote client over the communications network, wherein the server includes;
a receiver that is operative to receive a request from the first remote client to cover transmission of a set of data between the first remote client and the second remote client, wherein the request includes data specifying a selected transmission-coverage type and a selected transmission-coverage amount for the transmission, a charging mechanism that is operative, based on the request, to charge a transmission-coverage fee to an identified account for the selected transmission-coverage type having the selected transmission-coverage amount, and a logging mechanism that is operative to log a status of the transmission into a logging data structure;
wherein the selected transmission-coverage type is bonding that provides a bonding coverage amount that is payable in the event the transmission fails. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method comprising:
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electronically receiving a request from a first remote computer client to cover transmission of a set of data between the first remote client and a second remote client over a communications network, wherein the request includes data specifying a selected transmission-coverage type and a selected transmission-coverage amount for the transmission, charging with a network server, based on the request, a transmission-coverage fee to an identified account for the specified transmission-coverage type having the specified transmission-coverage amount, and logging with the network server a status of the communication into a logging data structure;
wherein the selected transmission-coverage type is bonding that provides a bonding coverage amount that is payable in the event the transmission fails. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41)
electronically transmitting a transmission-completion status to the server for logging.
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37. The method of claim 21, further comprising encrypting the set of data before a portion of the transmission.
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38. The method of claim 21, further comprising
obtaining the set of data; - and
redundantly transmitting the set of data to the second remote client.
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39. The method of claim 21, wherein the bonding coverage amount is payable only if the transmission was also mis-received.
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40. The method of claim 21, wherein the bonding coverage amount is payable only if the transmission was also intercepted by an unintended recipient.
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41. The method of claim 21, wherein the bonding coverage amount is payable only if the transmission was also tampered with by an unintended recipient.
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42. An apparatus comprising:
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means for electronically receiving a request from a first remote computer client to cover transmission of a set of data between the first remote client and a second remote client over a communications network, wherein the request includes data specifying a selected transmission-coverage type and a selected transmission-coverage amount for the transmission, means for charging with a network server, based on the request, a transmission-coverage fee to an identified account for the specified transmission-coverage type having the specified transmission-coverage amount, and means for logging with the network server a status of the communication into a logging data structures;
wherein the selected transmission-coverage type is bonding that provides a bonding coverage amount that is payable in the event the transmission fails. - View Dependent Claims (43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57)
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58. A computer-readable medium having instructions stored thereon that cause a suitably programmed information-processing system to perform a method comprising:
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electronically receiving a request from a first remote computer client to cover transmission of a set of data between the first remote client and a second remote client over a communications network, wherein the request includes data specifying a selected transmission-coverage type and a selected transmission-coverage amount for the transmission charging with a network server, based on the request, a transmission-coverage fee to an identified account for the specified transmission-coverage type having the specified transmission-coverage amount, and logging with the network server a status of the communication into a logging data structure wherein the selected transmission-coverage type is bonding that provides a bonding coverage amount that is payable in the event the transmission fails. - View Dependent Claims (59, 60, 61, 62, 63, 64)
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Specification