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Method and system for distributing and reconciling electronic promotions

  • US 6,937,995 B1
  • Filed: 10/20/1999
  • Issued: 08/30/2005
  • Est. Priority Date: 11/14/1997
  • Status: Expired due to Term
First Claim
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1. A method for distributing and redeeming electronic promotions to a plurality of consumers through a communications network, comprising:

  • maintaining a consumer account for each consumer, said consumer account having a limited direct identification of said consumer with said consumer account to exclude identification of said consumer by name;

    associating each consumer account with only a unique key, at least one financial institution account number, and a purchasing history for each consumer, thereby said consumer account having said limited direct identification;

    permitting access to said consumer account upon presentation of said unique key over said communications network;

    presenting promotion choices of items available at least one store associated with said unique key over said communications network;

    recording selections of said promotion choices made by said consumer over said communications network;

    receiving data of purchased items by said consumer at said associated store;

    storing said data of purchased items as a part of said purchasing history for said consumer associated with said consumer account for said consumer; and

    reconciling said selections and purchases to credit said consumer account of said consumer or a financial institution account associated with the at least one financial institution account number of said consumer.

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