Facilitating a transaction in electronic commerce
First Claim
Patent Images
1. A method for facilitating a transaction in electronic commerce between a first party and at least one second party, the method comprising the steps of:
- determining the identity of said first party to said transaction from a digital identifier comprising a profile identifier embedded in said digital identifier;
extracting said embedded profile identifier of said first party from said digital identifier;
retrieving data comprising business information identified by said extracted profile identifier concerning said first party from a third-party database comprising business information concerning a plurality of businesses, the retrieved business information comprising business credentials including credit worthiness of said first party, and/or business confidence in said first party, and/or business authority of said first party; and
recommending in dependence on said business credentials whether or not said contemplated transaction should be completed.
6 Assignments
0 Petitions
Accused Products
Abstract
A method for facilitating a transaction in electronic commerce, comprises the steps of identifying a first party to the transaction from a digital identifier, extracting a profile identifier of the first party from the digital identifier, and retrieving data from a database based on the profile identifier.
-
Citations
49 Claims
-
1. A method for facilitating a transaction in electronic commerce between a first party and at least one second party, the method comprising the steps of:
-
determining the identity of said first party to said transaction from a digital identifier comprising a profile identifier embedded in said digital identifier;
extracting said embedded profile identifier of said first party from said digital identifier;
retrieving data comprising business information identified by said extracted profile identifier concerning said first party from a third-party database comprising business information concerning a plurality of businesses, the retrieved business information comprising business credentials including credit worthiness of said first party, and/or business confidence in said first party, and/or business authority of said first party; and
recommending in dependence on said business credentials whether or not said contemplated transaction should be completed. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
-
-
14. A system for facilitating a transaction in electronic commerce between a first party and at least one second party, the system comprising:
- a processor and coupled memory, wherein the memory comprises instructions for causing the processor to
determine the identity of said first party transaction from a digital identifier comprising a profile identifier embedded in said digital identifier;
extract said embedded profile identifier of said first party from said digital identifier;
retrieving data comprising business information identified by said extracted profile identifier concerning said first party from a third-party database comprising business information concerning a plurality of businesses, the retrieved business information comprising business credentials including credit worthiness of said first party, and/or business confidence in said first party, and/or business authority of said first party; and
recommend in dependence on said business credentials whether or not said contemplated transaction should be completed. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26)
- a processor and coupled memory, wherein the memory comprises instructions for causing the processor to
-
27. A computer-readable storage media for facilitating a transaction in electronic commerce between a first party and at least one second party, said storage media comprising instructions for causing a processor to
determine the identity of said first party to said transaction from a digital identifier comprising a profile identifier embedded in said digital identifier; -
extract said embedded profile identifier of said first party from said digital identifier;
retrieving data comprising business information identified by said extracted profile identifier concerning said first party from a third-party database comprising business information concerning a plurality of businesses, the retrieved business information comprising business credentials including credit worthiness of said first party, and/or business confidence in said first party, and/or business authority of said first party; and
recommend in dependence on said business credentials whether or not said contemplated transaction should be completed. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
-
-
40. A computer-implemented method for facilitating a contemplated transaction in electronic commerce between two or more business entities represented by parties, the method comprising:
-
exchanging digital identifiers between said representing parties, each digital identifier comprising profile identifier data of the originating party, each profile identifier uniquely identifying business information that describes the originating party in a database of business information, the business information database being available from an independent third party;
retrieving business information identified by at least one of said profile identifiers from said third party database, said retrieved information comprising business credentials of the representing parties, the business credentials including credit worthiness of, and/or business confidence in, and/or business authority of the representing parties and/or the represented business entities; and
determining in dependence on said retrieved business credentials that at least one of the representing parties is authorized to act for the represented business entity in said contemplated transaction and/or that at least one of the representing parties is credit worthy; and
recommending in dependence on said determinations to at least one of the representing parties whether or not said contemplated transaction should be completed. - View Dependent Claims (41, 42, 43, 44, 45, 46, 47, 48, 49)
-
Specification