System for secure, identity authenticated, and immediate financial transactions as well as activation of varied instrumentalities
First Claim
1. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
- a Personalized Authenticated Controller means (hereafter“
PAC”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal, wherein said PAC'"'"'s authorized person identification means further comprises a periodic challenge means, to require periodic reentry by said user, into said user information input means, of data identifying said user as said authorized person, prior to issuance of any said authorized person identity authentication signal after a time at which said reentry of said data is required by said periodic challenge means.
1 Assignment
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Accused Products
Abstract
The present invention concerns apparatus and methods for a family of electronic devices based on the concept of a Personalized Authenticated Controller (PAC). The PAC is able to recognize characteristics of an authorized person and allows only that person to rapidly communicate authenticated identification and requests to access, control and transact with many “smart” Instrumentalities designed with compatible communication capabilities. The PAC is conveniently combined with an electronic wristwatch and worn by its user. Personal Smart Instrumentalities, such as vehicles and firearms, will operate without difficulty for their owners but become worthless if stolen. Commercial Smart Instrumentalities, such as merchants and banks, can quickly communicate with the customer'"'"'s PAC to establish positive personal identification and optionally charge purchases or transfer funds. Various security features are incorporated to ensure authentication of the customer and integrity of the transaction. One security feature is that an user-worn PAC immediately senses removal from an authorized person'"'"'s body, which cancels authentication and also renders the PAC itself useless if stolen. Another security feature, useful for critical handheld instrumentalities such as firearms, uses the body of the user as a medium to conduct communication signals to the Smart Instrumentality, making these communications reliable and virtually unjammable.
66 Citations
28 Claims
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1. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter“
PAC”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal, wherein said PAC'"'"'s authorized person identification means further comprises a periodic challenge means, to require periodic reentry by said user, into said user information input means, of data identifying said user as said authorized person, prior to issuance of any said authorized person identity authentication signal after a time at which said reentry of said data is required by said periodic challenge means. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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22. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter“
PAC”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
wherein said communication means comprises a means of wave communication, wherein said communication means comprises a means of communication using sound waves.
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23. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter“
PAC”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
wherein said PAC further comprises an instrumentality activation means, for allowing said user to send an instrumentality activation signal to said instrumentality, indicating that said user wishes for said instrumentality to carry out said action, wherein said instrumentality'"'"'s authorized person recognition means further comprises a means to determine whether any said authorized person identity authentication signal is received from said PAC within a predetermined time interval before or after receipt of said instrumentality activation signal. - View Dependent Claims (24)
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25. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter“
PAC”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC;
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality;
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal; and
a wearing means, for allowing said user to wear said PAC in contact with said user'"'"'s body, wherein said wearing means comprises a garment containing said PAC, said garment having means to hold said PAC against the skin of said authorized person.
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26. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter “
TAG”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal, wherein said PAC is located within a computer.
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27. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter“
PAC”
, communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal, wherein said PAC is located within a cellular telephone instrument.
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28. Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:
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a Personalized Authenticated Controller means (hereafter“
PAC”
), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising;
a user information input means, for allowing input of information into said PAC;
a data storage means, for storing data received by said PAC; and
a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person; and
for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
a communication means, for allowing communication between said PAC and said instrumentality; and
a portion of said instrumentality, comprising;
an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
wherein said PAC further comprises an instrumentality activation means, for allowing said user to send an instrumentality activation signal to said instrumentality, indicating that said user wishes for said instrumentality to carry out said action, wherein said instrumentality further comprises means to allow said authorized person to purchase an item at a shelf in a store, comprising means to record said authorized person'"'"'s decision to purchase said product and to record information as to said authorized person'"'"'s manner of payment for said product, and to record said authorized person'"'"'s actual removal of said product from said shelf.
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Specification