Dual-sided smart card reader

• US 6,997,381 B2
• Filed: 12/10/2004
• Issued: 02/14/2006
• Est. Priority Date: 12/24/2003
• Status: Active Grant

• Current Assignee: Arnouse Digital Devices Corporation
• Original Assignee: Michael Arnouse
• Inventors: Arnouse, Michael
• Primary Examiner(s): Frech, Karl D.
• Assistant Examiner(s): FRANKLIN, JAMARA ALZAIDA
• Application Number:
  US11/009,820
• Publication Number:
  US 20050139656A1
• Time in Patent Office: 431 Days
• Field of Search: 235/375, 235/380, 235/382, 235/382.5, 235439-441, 235/451, 235/379, 705 16- 18
• US Class Current: 235/382
• CPC Class Codes: G06K 7/00 Methods or arrangements for sensing record carriers, e.g. for reading patterns methods or arrangements for marking the record carrier in digital fashion G06K1/00; pattern recognition G06F18/00; arrangements for image or video recognition or understanding G06V10/00; character recognition, recognising digital ink or document-oriented image-based pattern recognition G06V30/00
• CPC Class Codes: G06K 7/006 the housing being a portable casing
• CPC Class Codes: G06Q 20/229 Hierarchy of users of accounts
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A dual-sided smart card reader, and method for operating the same, is disclosed. The dual-sided smart card reader permits the simultaneous insertion of at least two different smart cards from opposing sides. The dual-sided smart card reader may additionally include a biometric verification device, such as a fingerprint scanner, for comparing biometric information from an operator of the reader to biometric information stored on a smart card.

Claims

1. A smart card reader for regulating multi-party transactions comprising:

a first input port disposed on the reader adapted for receiving a first smart card assigned to a first person and for reading biometric information of the first person previously stored on the first smart card;

a second input port disposed on the reader distal the first input port and adapted for receiving a second smart card assigned to a second person and for reading biometric information of the second person previously stored on the second smart card;

first and second biometric sensors disposed on the smart card reader, with the first biometric sensor being located proximate the first input port for reading biometric information from the first person and the second biometric sensor being located proximate the second input port for reading biometric information from the second person; and

at least one processor, in communication with the first and second input ports and the first and second biometric sensors, for comparing both the read biometric information of the first person against the previously stored biometric information of the first person and the read biometric information of the second person against the previously stored biometric information of the second person, to verify whether the first person is the actual assigned person of the first smart card and the second person is the actual assigned person of the second smart card, and for regulating a transaction according to whether or not the first and second persons have been verified.

2. The smart card reader of claim 1, wherein the first and second biometric sensors comprise first and second fingerprint pads coupled to the reader.

3. The smart card reader of claim 1, wherein the first and second biometric sensors comprise first and second vein recognition devices.

4. The smart card reader of claim 1, wherein the first and second biometric sensors comprise first and second hand geometry recognition devices coupled to the reader.

5. The smart card reader of claim 1, further comprising at least one display screen coupled to the reader.

6. The smart card reader of claim 1, the at least one processor further permitting the desired transaction to proceed where both the first person is identified as the actual assigned person of the first smart card and the second person is identified as the actual assigned person of the second smart card, and terminating the desired transaction where either one of the first person is not identified as the actual assigned person of the first smart card or the second person is not identified as the actual assigned person of the second smart card.

7. The smart card reader of claim 6, the first and second smart cards each comprising a plurality of distinct memory areas located on the card, with a first memory area containing the previously stored biometric information and one or more other memory areas for storing confidential information of the person assigned to the card.

8. The smart card reader of claim 7, the one or more other memory areas further comprising one or more separate memory compartments selected from the group consisting of (1) health insurance and medical record compartment, (2) homeland security compartment, (3) financial records compartment, (4) law enforcement compartment, and (5) personal storage compartment.

9. The smart card reader of claim 8, wherein the at least one processor further restricting access of the smart card reader, so that the smart card reader will access only pre-approved memory compartments on the respective first and second smart cards, and be prevented from accessing all other memory compartments on the respective first and second smart cards.

10. The smart card reader of claim 1, wherein the first input port is disposed on an opposite side of the reader from the second input port.

11. The smart card reader of claim 1, wherein the smart card reader is connected to an external device adapted to manipulate data disposed on the at least one of the first and second smart cards.

12. The smart card reader of claim 1, wherein the first input port is disposed on an opposing side of the smart card reader from the second input port.

13. The smart card reader of claim 1, wherein the first smart card is inserted in a first direction and the second smart card is inserted in a second direction that is different from the first direction.

14. The smart card reader of claim 1, further comprising at least a first face and a second face;

wherein the first input port is disposed on the first face and the second input port is disposed on the second face.

15. The smart card reader of claim 14, wherein the first and second faces are disposed on opposite sides of the smart card reader.

16. A method for facilitating secure transactions comprising the steps of:

inserting a first smart card into a first input slot of a dual-sided smart card reader, said first smart card containing biometric and other data about a first smart card user;

inserting a second smart card into a second input slot of the dual-sided smart card reader, said second input slot disposed on an opposing side of the smart card reader from the first input slot, said second smart card containing biometric and other data about a second smart card user;

extracting biometric data and other data from the first smart card and the second smart card;

simultaneously entering biometric data through a first biometric sensor disposed on the dual-sided smart card reader proximate to the first input slot and entering biometric data through a second biometric sensor, said second biometric sensor disposed on the dual-sided smart card reader proximate to the second input slot;

verifying the identity of the holder of the first smart card through a biometric comparison, said biometric comparison comprising a comparison of the biometric data extracted from the first smart card and the biometric data sensed by the first biometric sensor;

verifying the identity of the holder of the second smart card through a biometric comparison, said biometric comparison comprising a comparison of the biometric data extracted from the second smart card and the biometric data sensed by the second biometric sensor;

determining if a holder of the first smart card is authorized to access information on the second smart card by verifying that the biometric data on the first smart card matches the biometric data entered into the first biometric sensor and that the biometric data on the second smart card matches the biometric data entered into the second biometric sensor; and

permitting the holder of the first smart card to access information stored on the second smart card.

17. The method for facilitating secure transactions according to claim 16, wherein said holder of the first smart card is a physician, said holder of the second smart card is a patient and said information stored on the second smart card comprises medical information about the patient.

18. The method for facilitating secure transactions according to claim 17, further comprising the step of, after said biometric data stored on said first smart card is verified to match said biometric data entered through said first biometric sensor, permitting the physician to modify said information stored on the second smart card.

19. The method for facilitating secure transactions according to claim 16, wherein said holder of the first smart card is a member of the law enforcement community, said holder of the second smart card is a person engaged by the member of the law enforcement community and said information stored on the second smart card comprises at least one of a criminal record and a driving record of the second user.

20. The method for facilitating secure transactions according to claim 19, further comprising the step of, after said biometric data stored on said first smart card is verified to match said biometric data entered through said first biometric sensor, permitting the member of the law enforcement community to modify said information stored on the second smart card.

21. The method for facilitating secure transactions according to claim 16, wherein said holder of the first smart card is a seller, said holder of the second smart card is a buyer and said information stored on the second smart card comprises financial information about the buyer.

22. The method for facilitating secure transactions according to claim 16, wherein the second smart card comprises at least two separate memory compartments comprising at least a first memory compartment for storing the biometric data of the second user and a second memory compartment for storing the other information of the second user;

the method further comprising, after said biometric data stored on said first smart card is verified to match said biometric data entered through said first biometric sensor, determining what information the first smart card holder is permitted to access;

allowing the first smart card holder to access memory compartments containing information that the first smart card holder is permitted to access;

restricting the first smart card holder from accessing information that the first card holder is not authorized to access.