Dual-sided smart card reader
First Claim
Patent Images
1. A smart card reader for regulating multi-party transactions comprising:
- a first input port disposed on the reader adapted for receiving a first smart card assigned to a first person and for reading biometric information of the first person previously stored on the first smart card;
a second input port disposed on the reader distal the first input port and adapted for receiving a second smart card assigned to a second person and for reading biometric information of the second person previously stored on the second smart card;
first and second biometric sensors disposed on the smart card reader, with the first biometric sensor being located proximate the first input port for reading biometric information from the first person and the second biometric sensor being located proximate the second input port for reading biometric information from the second person; and
at least one processor, in communication with the first and second input ports and the first and second biometric sensors, for comparing both the read biometric information of the first person against the previously stored biometric information of the first person and the read biometric information of the second person against the previously stored biometric information of the second person, to verify whether the first person is the actual assigned person of the first smart card and the second person is the actual assigned person of the second smart card, and for regulating a transaction according to whether or not the first and second persons have been verified.
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Abstract
A dual-sided smart card reader, and method for operating the same, is disclosed. The dual-sided smart card reader permits the simultaneous insertion of at least two different smart cards from opposing sides. The dual-sided smart card reader may additionally include a biometric verification device, such as a fingerprint scanner, for comparing biometric information from an operator of the reader to biometric information stored on a smart card.
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Citations
22 Claims
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1. A smart card reader for regulating multi-party transactions comprising:
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a first input port disposed on the reader adapted for receiving a first smart card assigned to a first person and for reading biometric information of the first person previously stored on the first smart card; a second input port disposed on the reader distal the first input port and adapted for receiving a second smart card assigned to a second person and for reading biometric information of the second person previously stored on the second smart card; first and second biometric sensors disposed on the smart card reader, with the first biometric sensor being located proximate the first input port for reading biometric information from the first person and the second biometric sensor being located proximate the second input port for reading biometric information from the second person; and at least one processor, in communication with the first and second input ports and the first and second biometric sensors, for comparing both the read biometric information of the first person against the previously stored biometric information of the first person and the read biometric information of the second person against the previously stored biometric information of the second person, to verify whether the first person is the actual assigned person of the first smart card and the second person is the actual assigned person of the second smart card, and for regulating a transaction according to whether or not the first and second persons have been verified. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method for facilitating secure transactions comprising the steps of:
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inserting a first smart card into a first input slot of a dual-sided smart card reader, said first smart card containing biometric and other data about a first smart card user; inserting a second smart card into a second input slot of the dual-sided smart card reader, said second input slot disposed on an opposing side of the smart card reader from the first input slot, said second smart card containing biometric and other data about a second smart card user; extracting biometric data and other data from the first smart card and the second smart card; simultaneously entering biometric data through a first biometric sensor disposed on the dual-sided smart card reader proximate to the first input slot and entering biometric data through a second biometric sensor, said second biometric sensor disposed on the dual-sided smart card reader proximate to the second input slot; verifying the identity of the holder of the first smart card through a biometric comparison, said biometric comparison comprising a comparison of the biometric data extracted from the first smart card and the biometric data sensed by the first biometric sensor; verifying the identity of the holder of the second smart card through a biometric comparison, said biometric comparison comprising a comparison of the biometric data extracted from the second smart card and the biometric data sensed by the second biometric sensor; determining if a holder of the first smart card is authorized to access information on the second smart card by verifying that the biometric data on the first smart card matches the biometric data entered into the first biometric sensor and that the biometric data on the second smart card matches the biometric data entered into the second biometric sensor; and permitting the holder of the first smart card to access information stored on the second smart card. - View Dependent Claims (17, 18, 19, 20, 21, 22)
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Specification