Managing activation of cardholders in a secure authentication program
First Claim
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1. A system for initiating the enrollment of an electronic commerce card in an authentication program, the system comprising:
- an initial enrollment website adapted to be accessed via an activation link directing a cardholder system to the initial enrollment website from a merchant website; and
an access control server directory including a directory of access control servers, each access control server associated with at least one of a plurality of card issuers;
wherein the initial enrollment website is adapted to receive an enrollment request for an electronic commerce card from the cardholder system, to communicate the enrollment request to the access control server directory, to receive enrollment information from the access control server directory, and to redirect the cardholder system to a secondary enrollment website associated with the access control server associated with one of the plurality of card issuers providing the electronic commerce card in response to the enrollment information indicating the electronic commerce card is eligible for enrollment.
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Accused Products
Abstract
Merchants or other third parties can add an activation link on their Internet site. The activation link can be associated with text or an image, for example a logo. The activation link can be presented to cardholders visiting an Internet site prior to the cardholder initiating a transaction. Upon selecting the activation link, a cardholder is redirected to activation site. The activation site can be a generic site intended for any cardholder, or an activation site specifically tailored to the referring site, for example having branding associated with the referring site.
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Citations
20 Claims
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1. A system for initiating the enrollment of an electronic commerce card in an authentication program, the system comprising:
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an initial enrollment website adapted to be accessed via an activation link directing a cardholder system to the initial enrollment website from a merchant website; and an access control server directory including a directory of access control servers, each access control server associated with at least one of a plurality of card issuers; wherein the initial enrollment website is adapted to receive an enrollment request for an electronic commerce card from the cardholder system, to communicate the enrollment request to the access control server directory, to receive enrollment information from the access control server directory, and to redirect the cardholder system to a secondary enrollment website associated with the access control server associated with one of the plurality of card issuers providing the electronic commerce card in response to the enrollment information indicating the electronic commerce card is eligible for enrollment. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for initiating the enrollment of an electronic commerce card in an authentication program, the method comprising:
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presenting an initial enrollment website to a cardholder system in response to the cardholder system selecting an activation link provided to the cardholder system by a merchant website; receiving an enrollment request from the cardholder system; communicating the enrollment request to an access control server directory including a directory of access control servers, each access control server associated with at least one of a plurality of card issuers; receiving enrollment information from the access control server directory; and redirecting the cardholder to a secondary enrollment site associated with the access control server associated with one of the plurality of card issuers providing the electronic commerce card in response to the enrollment information indicating the electronic commerce card is eligible for enrollment. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification