Systems and methods for insuring data transmissions
First Claim
1. A system for providing transmission-coverage for transmission of data from a first remote client to a second remote client over a communications network, the system comprising:
- a computer server communicatively coupled to the first remote client and to the second remote client over the communications network, wherein the server includes;
a receiver that is operative to receive a request to insure transmission of a set of data between the first client and the second client, wherein the request includes data specifying a coverage amount for the insurance on the transmission,a charging mechanism that is operative, based on the request, to charge an insurance premium fee to an identified account, anda logging mechanism that is operative to log a status of the transmission into a logging data structure;
wherein the insurance provides that the coverage amount is payable in the event the transmission fails.
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0 Petitions
Accused Products
Abstract
Systems and methods are provided which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over the Internet through TCP/IP and all other electronic media such as WAP (wireless application protocol), VOIP (voice-over IP), fiber optic channels, microwave channels, and through standard electrical switches, electrical outlets and power lines. The present invention includes a computer readable medium having computer executable instruction to cause a system perform a method for insuring, bonding, and/or underwriting data transmission. The method includes enabling a first remote client coupled to a communications network to insure, bond, and/or underwrite a transmission of an electronic data set, streaming data, and/or document, with a selected coverage type for a selected coverage amount, from the first remote client to one or more second remote clients. The method further includes charging a fee to an appropriate account for the selected coverage type and amount.
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Citations
77 Claims
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1. A system for providing transmission-coverage for transmission of data from a first remote client to a second remote client over a communications network, the system comprising:
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a computer server communicatively coupled to the first remote client and to the second remote client over the communications network, wherein the server includes; a receiver that is operative to receive a request to insure transmission of a set of data between the first client and the second client, wherein the request includes data specifying a coverage amount for the insurance on the transmission, a charging mechanism that is operative, based on the request, to charge an insurance premium fee to an identified account, and a logging mechanism that is operative to log a status of the transmission into a logging data structure; wherein the insurance provides that the coverage amount is payable in the event the transmission fails. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method comprising:
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electronically receiving a request to insure transmission of a set of data between a first remote client and a second remote client over a communications network, wherein the request includes data specifying a coverage amount for the transmission, charging with a network server, based on the request, an insurance premium fee to an identified account, and logging with the network server a status of the communication into a logging data structure; wherein the insurance provides that the coverage amount is payable in the event the transmission fails. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41)
transmitting the data from the server to the second remote client; and transmitting a transmission-completion status to the server for logging.
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37. The method of claim 21, further comprising encrypting the set of data before a portion of the transmission.
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38. The method of claim 21, wherein the coverage amount is payable only if the transmission was also mis-received.
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39. The method of claim 21, wherein the coverage amount is payable only if the transmission was also intercepted by an unintended recipient.
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40. The method of claim 21, wherein the coverage amount is payable only if the transmission was also tampered with by an unintended recipient.
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41. The method of claim 21, further comprising
obtaining the set of data; - and
redundantly transmitting the set of data to the second remote client.
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42. An apparatus comprising:
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means for electronically receiving a request to insure transmission of a set of data between a first remote client and a second remote client over a communications network, wherein the request includes data specifying a coverage amount for the transmission; means charging with a network server, based on the request, an insurance premium fee to an identified account, and means for logging with the network server a status of the communication into a logging data structure; wherein the insurance provides that the coverage amount is payable in the event the transmission fails. - View Dependent Claims (43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60)
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61. A computer-readable medium having instructions stored thereon that cause a suitably programmed information-processing system to perform a method comprising:
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electronically receiving a request to insure transmission of a set of data between the first remote client and a second remote client over a communications network, wherein the request includes data specifying an coverage amount for the transmission, charging with a network server, based on the request, an insurance premium fee to an identified account, and logging with the network server a status of the communication into a logging data structure; wherein the requested insurance provides that the coverage amount is payable in the event the transmission fails. - View Dependent Claims (62, 63, 64, 65, 66, 67)
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68. A system for providing transmission-coverage for transmission of data from a first remote client to a second remote client over a communications network, the system comprising:
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a network server communicatively coupled to the first remote client and to the second remote client over the communications network, wherein the server includes; means for electronically receiving a request to insure, for a coverage amount, transmission of a set of data between the first remote client and the second remote client over the communications network, for charging with the network server, based on the request, an insurance premium fee based on the specified coverage amount to an identified account, and for logging with the network server a status of the communication into a logging data structure, wherein the insurance provides that the coverage amount is payable in the event the transmission fails. - View Dependent Claims (69, 70, 71, 72, 73, 74, 75, 76, 77)
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Specification