Wireless rechargeable money card
First Claim
1. A method, comprising:
- sensing a wireless device within a proximity to a terminal that supports wireless communication, wherein the proximity is within a wireless communication coverage area of the terminal;
establishing wireless communication between the wireless device and the terminal, wherein the terminal is communicatively connected to a server;
transferring an identification code from the wireless device to the terminal;
sending the identification code from the terminal to the server;
matching the identification code with an account identity of a business transaction card;
accessing account information stored on the server, wherein the account information is associated with the account identification of the business transaction card and comprises an authorized incremental funds amount and a funds available balance;
comparing the authorized incremental funds amount and a finds available balance; and
if authorized, increasing the funds available balance by an amount selected from the amount that increases the funds available balance to the authorized incremental funds amount or by the authorized incremental finds amount.
1 Assignment
0 Petitions
Accused Products
Abstract
A method, computer program product and system that may be used to limit the funds that are available through the use of a business transaction card by having a business transaction card first place a request for an increase of the available funds. A wireless device is sensed within a proximity to a terminal that supports wireless communication and communication between the wireless device and the terminal is established for transferring an identification code from the wireless device to the terminal. The terminal is communicatively connected to a server and the terminal automatically transfers the identification code from the terminal to the server. The server matches the identification code with an account number of the business transaction card and, if authorization exists, automatically increases the funds available balance of the business transaction card.
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Citations
54 Claims
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1. A method, comprising:
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sensing a wireless device within a proximity to a terminal that supports wireless communication, wherein the proximity is within a wireless communication coverage area of the terminal; establishing wireless communication between the wireless device and the terminal, wherein the terminal is communicatively connected to a server; transferring an identification code from the wireless device to the terminal; sending the identification code from the terminal to the server; matching the identification code with an account identity of a business transaction card; accessing account information stored on the server, wherein the account information is associated with the account identification of the business transaction card and comprises an authorized incremental funds amount and a funds available balance; comparing the authorized incremental funds amount and a finds available balance; and if authorized, increasing the funds available balance by an amount selected from the amount that increases the funds available balance to the authorized incremental funds amount or by the authorized incremental finds amount. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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23. A computer program product, comprising:
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sensing instructions for sensing a wireless device within a proximity to a terminal that supports wireless communication, wherein the proximity is within a wireless communication coverage area of the terminal; establishing instructions for establishing wireless communication between the wireless device and the terminal, wherein the terminal is communicatively connected to a server; transferring instructions for automatically transferring an identification code from the wireless device to the terminal; sending instructions for sending the identification code from the terminal to the server; matching instructions for matching the identification code with an account identification of a business transaction card; accessing instructions for accessing account information stored on the server, wherein the account information is associated with the account identification of the business transaction card and comprises an authorized incremental funds amount and a funds available balance; comparing instructions for comparing the authorized incremental funds amount and a funds available balance; and if authorized increasing instructions for automatically increasing the funds available balance by an amount selected from the amount that increases the funds available balance to the authorized incremental funds amount or by the authorized incremental funds amount. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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41. A system, comprising:
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means for sensing a wireless device within a proximity to a terminal that supports wireless communication, wherein the proximity is within a wireless communication coverage area of the terminal; means for establishing wireless communication between the wireless device and the terminal, wherein the terminal is communicatively connected to a server; means for automatically transferring an identification code from the wireless device to the terminal; means for sending the identification code from the terminal to the server; means for matching the identification code with an account identification of a business transaction card; means for accessing account information stored on the server, wherein the account information is associated with the account identification of the business transaction card and comprises an authorized incremental funds amount and a funds available balance; means for comparing the authorized incremental funds amount and a funds available balance; and if authorized, means for automatically increasing the funds available balance by an amount selected from the amount that increases the funds available balance to the authorized incremental funds amount or by the authorized incremental funds amount. - View Dependent Claims (42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54)
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Specification