Method and system for providing interactive cardholder rewards image replacement

• US 7,051,923 B2
• Filed: 09/12/2003
• Issued: 05/30/2006
• Est. Priority Date: 09/12/2003
• Status: Active Grant

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Redford, Liane, Gordon, James G., Black, Marc, Nguyen, Loc, Salters, Michael, Mazour, James, Madore, Kim, Shimko, Bryan, Berg, Glenda
• Primary Examiner(s): ST CYR, DANIEL
• Application Number:
  US10/661,380
• Publication Number:
  US 20050058427A1
• Time in Patent Office: 991 Days
• Field of Search: 235/376, 235/379, 235/380, 235/383, 705/65, 705/68, 705/70, 705/75, 705/14, 705/21, 705 35- 43
• US Class Current: 235/375
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/355 Personalisation of cards for use
• CPC Class Codes: G06Q 20/4093 Monitoring of device authentication
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0207 Discounts or incentives, e.g. coupons or rebates
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07F 7/12 Card verification
• CPC Class Codes: G07F 7/122 Online card verification

Abstract

A system for facilitating image management for portable devices includes a host configured to maintain information relating to a first portable device, and a second portable device and an interface device configured to communicate with the host and the first and second portable devices. The interface device includes control logic configured to: determine whether the first portable device is valid for image synchronization using information provided by the host; and if it is determined that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if it is determined that the second portable device is valid for image synchronization. The interface device further includes control logic configured to: determine whether the second portable device is valid for image replacement using information provided by the host, and if it is determined that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device. The interface device also includes control logic configured to: determine whether the second portable device includes additional information that is not included in the image of the first portable device, and if it is determined that the second portable device includes the additional information, concatenate the additional information with the image of the first portable device, and download the concatenated additional information and image of the first portable device onto the second portable device. The interface device concatenates the additional information and the image of the first portable device based on a set of conflict resolution rules.

Claims

1. A system for facilitating image management for portable devices, the system comprising:

a host configured to maintain information relating to a first portable device and a second portable device; and

an interface device configured to communicate with the host and the first and second portable devices, the interface device having control logic configured to

determine whether the first portable device is valid for image synchronization using information provided by the host, and

if the control logic determines that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if the control logic determines that the second portable device is valid for image synchronization,

wherein the first portable device is not valid for image synchronization if the control logic determines that an authorized number of image synchronizations has already been performed with respect to the first portable device.

2. The system of claim 1 wherein the interface device further includes control logic configured to:

determine whether the second portable device is valid for image replacement using information provided by the host; and

if the control logic determines that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device.

3. The system of claim 2 wherein the image of the first portable device is retrieved from a database via the host.

4. The system of claim 2 wherein the second portable device is not valid for image replacement if the control logic determines that the second portable device is not linked to the first portable device.

5. The system of claim 1 wherein the second portable device is not valid for image synchronization if the control logic determines that the second portable device is not linked to the first portable device.

6. The system of claim 1 wherein the first and second portable devices contain reward information relating to a loyalty program.

7. The system of claim 1 wherein the system is implemented using software, hardware or a combination of both.

8. The system of claim 1 wherein the first and second portable devices include smartcards.

9. A system for facilitating image management for portable devices, the system comprising:

a host configured to maintain information relating to a first portable device and a second portable device; and

an interface device configured to communicate with the host and the first and second portable devices, the interface device having control logic configured to

determine whether the first portable device is valid for image synchronization using information provided by the host, and if the control logic determines that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if the control logic determines that the second portable device is valid for image synchronization, wherein the interface device further includes control logic configured to determine whether the second portable device is valid for image replacement using information provided by the host, and if the control logic determines that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device, and wherein the interface device further includes control logic configured to

determine whether the second portable device includes additional information that is not included in the image of the first portable device; and

if the control logic determines that the second portable device includes the additional information, concatenate the additional information with the image of the first portable device, and download the concatenated additional information and image of the first portable device onto the second portable device.

10. The system of claim 9 wherein the interface device concatenates the additional information and the image of the first portable device based on a set of conflict resolution rules.

11. The system of claim 9 wherein the interface device further includes control logic configured to:

forward the concatenated additional information and image of the first portable device downloaded onto the second portable device to the host.

12. A system for providing image synchronization for portable devices, the system comprising:

a host configured to maintain information relating to a first portable device and a second portable device; and

an interface device configured to communicate with the host, a user, and the first and second portable devices, the interface device having control logic configured to

receive a synchronization request from the user, and

in response to the synchronization request, determine whether the first portable device is valid for image synchronization using information provided by the host, and

if the control logic determines that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if the control logic determines that the second portable device is valid for image synchronization,

wherein the first portable device is not valid for image synchronization if the control logic determines that an authorized number of image synchronizations have already been performed with respect to the first portable device.

13. The system of claim 12 wherein the second portable device is not valid for image synchronization if the control logic determines that the second portable device is not linked to the first portable device.

14. The system of claim 12 wherein the first and second portable devices contain reward information relating to a loyalty program.

15. The system of claim 12 wherein the system is implemented using software, hardware or a combination of both.

16. The system of claim 12 wherein the first and second portable devices include smartcards.

17. A system for providing image synchronization for portable devices, the system comprising:

a host configured to maintain information relating to a first portable device and a second portable device; and

an interface device configured to communicate with the host, a user, and the first and second portable devices, the interface device having control logic configured to receive a synchronization request from the user, in response to the synchronization request, determine whether the first portable device is valid for image synchronization using information provided by the host, and if the control logic determines that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if the control logic determines that the second portable device is valid for image synchronization,

wherein the interface device further includes control logic configured to

determine whether the second portable device includes additional information that is not included in the image of the first portable device, and

if the control logic determines that the second portable device includes the additional information, concatenate the additional information with the image of the first portable device, and download the concatenated additional information and image of the first portable device onto the second portable device.

18. The system of claim 17 wherein the interface device concatenates the additional information and the image of the first portable device based on a set of conflict resolution rules.

19. The system of claim 17 wherein the interface device further includes control logic configured to:

forward the concatenated additional information and image of the first portable device downloaded onto the second portable device to the host.

20. A system for providing image replacement for portable devices, the system comprising:

a host configured to maintain information relating to a first portable device and a second portable device; and

an interface device configured to communicate with the host, a user, and the first and second portable devices, the interface device having control logic configured to

receive a replacement request from the user,

in response to the replacement request, determine whether the second portable device is valid for image replacement using information provided by the host, and

if the control logic determines that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device,

wherein the second portable device is not valid for image replacement if the control logic determines that an authorized number of image replacements have been performed with respect to the first portable device.

21. The system of claim 20 wherein the image of the first portable device is retrieved from a database via the host.

22. The system of claim 20 wherein the second portable device is not valid for image replacement if the control logic determines that the second portable device is not linked to the first portable device.

23. The system of claim 20 wherein the first and second portable devices contain reward information relating to a loyalty program.

24. The system of claim 20 wherein the system is implemented using software, hardware or a combination of both.

25. The system of claim 20 wherein the first and second portable devices include smartcards.

26. A system for providing image replacement for portable devices, the system comprising:

a host configured to maintain information relating to a first portable device and a second portable device; and

an interface device configured to communicate with the host, a user, and the first and second portable devices, the interface device having control logic configured to

receive a replacement request from the user, and

in response to the replacement request, determine whether the second portable device is valid for image replacement using information provided by the host, and

if the control logic determines that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device,

wherein the interface device further includes control logic configured to

determine whether the second portable device includes additional information that is not included in the image of the first portable device, and

if the control logic determines that the second portable device includes the additional information, concatenate the additional information with the image of the first portable device, and download the concatenated additional information and image of the first portable device onto the second portable device.

27. The system of claim 26 wherein the interface device concatenates the additional information and the image of the first portable device based on a set of conflict resolution rules.

28. The system of claim 26 wherein the interface device further includes control logic configured to:

forward the concatenated additional information and image of the first portable device downloaded onto the second portable device to the host.

29. A method for facilitating image management for portable devices, the method comprising:

using a host to maintain information relating to a first portable device and a second portable device;

determining whether the first portable device is valid for image synchronization using information provided by the host; and

if the control logic determines that the first portable device is valid for image synchronization, recording an image of the first portable device, determining whether the second portable device is valid for image synchronization, and downloading an image of the first portable device to the second portable device if the control logic determines that the second portable device is valid for image synchronization,

wherein the first portable device is not valid for image synchronization if the control logic determines that an authorized number of image synchronizations has already been performed with respect to the first portable device.

30. The method of claim 29 further includes:

determining whether the second portable device is valid for image replacement using information provided by the host; and

if the control logic determines that the second portable device is valid for image replacement, retrieving an image of the first portable device and downloading the retrieved image to the second portable device.

31. The method of claim 30 wherein the image of the first portable device is retrieved from a database via the host.

32. The method of claim 30 wherein the second portable device is not valid for image replacement if the control logic determines that an authorized number of image replacements have been performed with respect to the first portable device.

33. The method of claim 30 wherein the second portable device is not valid for image replacement if the control logic determines that the second portable device is not linked to the first portable device.

34. The method of claim 29 wherein the second portable device is not valid for image synchronization if the control logic determines that the second portable device is not linked to the first portable device.

35. The method of claim 29 wherein the first and second portable devices contain reward information relating to a loyalty program.

36. The method of claim 29 wherein the method is implemented using software, hardware or a combination of both.

37. The method of claim 29 wherein the first and second portable devices include smartcards.

38. A method for facilitating image management for portable devices, the method comprising:

using a host to maintain information relating to a first portable device and a second portable device;

determining whether the first portable device is valid for image synchronization using information provided by the host; and

if the control logic determines that the first portable device is valid for image synchronization, recording an image of the first portable device, determining whether the second portable device is valid for image synchronization, and downloading an image of the first portable device to the second portable device if the control logic determines that the second portable device is valid for image synchronization, and wherein the method further comprises

determining whether the second portable device is valid for image replacement using information provided by the host, and

if the control logic determines that the second portable device is valid for image replacement, retrieving an image of the first portable device and downloading the retrieved image to the second portable device, and wherein the method further comprises

determining whether the second portable device includes additional information that is not included in the image of the first portable device, and

if the control logic determines that the second portable device includes the additional information, concatenating the additional information with the image of the first portable device, and downloading the concatenated additional information and image of the first portable device onto the second portable device.

39. The method of claim 38 wherein the additional information and the image of the first portable device are concatenated based on a set of conflict resolution rules.

40. The method of claim 38 further comprising:

forwarding the concatenated additional information and image of the first portable device downloaded onto the second portable device to the host.

41. A method for providing image replacement for portable devices, the method comprising:

using a host to maintain information relating to a first portable device and a second portable device;

receiving a replacement request from a user;

in response to the replacement request, determining whether the second portable device is valid for image replacement using information provided by the host; and

if the control logic determines that the second portable device is valid for image replacement, retrieving an image of the first portable device and downloading the retrieved image to the second portable device,

wherein the second portable device is not valid for image replacement if the control logic determines that an authorized number of image replacements has been performed with respect to the first portable device.

42. The method of claim 41 wherein the second portable device is not valid for image replacement if the control logic determines that the second portable device is not linked to the first portable device.

43. The method of claim 41 wherein the first and second portable devices contain reward information relating to a loyalty program.

44. The method of claim 41 wherein the method is implemented using software, hardware or a combination of both.

45. The method of claim 41 wherein the first and second portable devices include smartcards.

46. A method for providing image replacement for portable devices, the method comprising:

using a host to maintain information relating to a first portable device and a second portable device;

receiving a replacement request from a user;

in response to the replacement request, determining whether the second portable device is valid for image replacement using information provided by the host; and

if the control logic determines that the second portable device is valid for image replacement, retrieving an image of the first portable device and downloading the retrieved image to the second portable device, and wherein the method further comprises,

determining whether the second portable device includes additional information that is not included in the image of the first portable device, and

if the control logic determines that the second portable device includes the additional information, concatenating the additional information with the image of the first portable device, and downloading the concatenated additional information and image of the first portable device onto the second portable device.

47. The method of claim 46 wherein the additional information and the image of the first portable device are concatenated based on a set of conflict resolution rules.

48. The method of claim 46 further comprising:

forwarding the concatenated additional information and image of the first portable device downloaded onto the second portable device to the host.

49. The method of claim 46 wherein the image of the first portable device is retrieved from a database via the host.

50. A method for facilitating image management for portable smartcards, the method comprising:

maintaining information relating to a first portable smartcard and a second portable smartcard;

determining whether the first portable smartcard is valid for image synchronization; and

determining whether the second smartcard is valid for image synchronization, and downloading an image of the first portable smartcard to the second portable smartcard if the control logic determines that the second portable smartcard is valid for image synchronization,

wherein the first and second smartcards contain loyalty information and wherein the first and second portable smartcards belong to the same person.

51. The method of claim 50 wherein the second portable smartcard is not valid for image replacement if the control logic determines that the second portable smartcard is not linked to the first portable device.

52. The method of claim 50 wherein the method is implemented using software, hardware or a combination of both.

53. The method of claim 50 wherein the control logic is present on an interface device configured to communicate with the first and second portable smartcards.