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Remote portable and universal smartcard authentication and authorization device

  • US 7,083,090 B2
  • Filed: 08/09/2002
  • Issued: 08/01/2006
  • Est. Priority Date: 08/09/2002
  • Status: Expired due to Fees
First Claim
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1. A method of authenticating a transaction, the method comprising:

  • providing a portable card reader unit to communicate directly with a device, communications between the portable card reader and the device being secured, wherein the portable card reader unit is independent from the device;

    initiating a transaction request in the device with a server or another party;

    authenticating a user of the device exclusively in the card reader unit, wherein the card reader is not involved to encrypt a transaction between the device and the server, but provides optical or multi-tone acoustical signals from the card reader unit to authenticate the transaction between the device and the server or another party, and wherein the optical or multi-tone acoustical signals include authenticated information about the user of the device, and are received in the server or another party via the device; and

    executing the transaction, if authorized, through the server or another party.

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