Electronic commerce system

• US 7,096,204 B1
• Filed: 10/06/2000
• Issued: 08/22/2006
• Est. Priority Date: 10/08/1999
• Status: Expired due to Term

• Current Assignee: Valtrus Innovations Limited (f/k/a Dolya Holdco 9 Limited) (Key Patent Innovations Limited)
• Original Assignee: Hewlett-Packard Development Company, L.P. (HP Inc.)
• Inventors: Chen, Liqun, Balacheff, Boris, du Toit, Roelf, Pearson, Siani Lynne, Chan, David
• Primary Examiner(s): Trammel, James P.
• Assistant Examiner(s): Worjloh, Jalatee
• Application Number:
  US10/110,280
• Time in Patent Office: 2,146 Days
• Field of Search: 705/26, 705/74, 705/65, 705/67, 705/41, 713/150, 713/155, 713/156, 713/159
• US Class Current: 705/74
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/383 Anonymous user system
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions

Abstract

A method of brokering a transaction between a consumer and a vendor by a broker, wherein the consumer, the broker and the vendor are all attached to a public network, the consumer having a secure token containing a true consumer identity. The method comprising the steps of: the consumer obtaining a temporary identity from the broker by using the true consumer identity from the secure token; the consumer selecting a purchase to be made from the vendor; the consumer requesting the purchase from the vendor and providing the temporary identity to the vendor; the vendor requesting transaction authorisation from the broker by forwarding the request and the temporary identity to the broker; the broker matching the temporary identity to a current list of temporary identities, and obtaining the true consumer identity; the broker providing authorisation for the transaction based on transaction details and true consumer identity.

Claims

1. A method of brokering a transaction between a consumer and a vendor by a broker, wherein the consumer, the broker and the vendor are all attached to a public network, the consumer having a secure token containing a true consumer identity and using a computing platform comprising a trusted component adapted for physical and logical protection against interference and containing a secure processor, the method comprising:

authentication between the secure token and the secure processor;

the consumer obtaining a temporary identity from the broker by using the true consumer identity from the secure token;

the consumer selecting a purchase to be made from the vendor;

the consumer requesting the purchase from the vendor and providing the temporary identity to the vendor;

the vendor requesting transaction authorisation from the broker by forwarding the request and the temporary identity to the broker;

the broker matching the temporary identity to a current list of temporary identities, and obtaining the true consumer identity;

the broker providing authorisation for the transaction based on transaction details and true consumer identity.

2. A method as claimed in claim 1, further comprising the step of authentication between the secure token and the broker.

3. A method as claimed in claim 2, further comprising a prior step of the broker providing the secure token to the consumer.

4. A method as claimed in claim 1, further comprising the step of mutual authentication between the broker and the vendor.

5. A method as claimed in claim 1, wherein the broker is an Internet Service Provider.

6. A method as claimed in claim 1, wherein the broker and the vendor each use platforms containing a trusted component adapted for physical and logical protection against interference and containing a secure processor, wherein each such secure processor is adapted for authentication of or by the consumer, the vendor or the broker as appropriate.

7. A method as claimed in claim 6, wherein communication between any of the broker, the vendor, and the secure token is secured under a cryptographic key.

8. A method as claimed in claim 6, wherein each such secure processor is adapted to obtain an integrity metric of its platform, and wherein the method contains the step of one or more of said secure processors requesting and receiving such an integrity metric from one or more of the other secure processors.

9. A method as claimed in claim 1, wherein the broker obtains billing and audit information.

10. A method as claimed in claim 1, wherein the purchase is of digital content, and further comprising the step of the vendor sending the content to the consumer over the public network.

11. A method as claimed in claim 1, wherein the physical address of the consumer is provided to the vendor but financial data personal to the consumer is not provided to the vendor.

12. A method as claimed in claim 1, wherein said secure processor controls the display of the consumer computing platform.

13. A method as claimed in claim 1, wherein said secure token is a smart card.

14. A method of brokering a transaction between a consumer and a vendor by a broker across a communications network, wherein the consumer has a secure token containing a consumer identity recognised by the broker and the consumer and the broker each use computing platforms each comprising a secure processor, the method comprising:

one or more of the secure token and the consumer secure processor authenticating the other;

the consumer provides evidence of the consumer identity to the broker and receives a temporary identity;

the consumer requests a purchase from the vendor and provides the temporary identity to the vendor;

the vendor provides the temporary identity to the broker and requests transaction authorisation;

the broker determines the consumer identity from the temporary identity; and

the broker provides authorisation based on the consumer identity.

15. A method as claimed in claim 14, further comprising:

one or both of the secure processors authenticating the other secure processor.

16. A method as claimed in claim 15, further comprising the step that the secure token is a smart card.

17. A method as claimed in claim 16, further comprising the step that one or more of the secure token and the broker authenticates the other.

18. A method as claimed in claim 15, wherein the trusted processor in the consumer computing platform controls a display of the consumer computing platform.

19. A method as claimed in claim 14, further comprising the prior step that the broker provides the secure token to the consumer.

20. A method as claimed in claim 14, wherein each of the secure processors is adapted to obtain an integrity metric of its platform, and wherein the method contains the step that one or more of said secure processors requests and receives such an integrity metric from one or more of the other secure processors.