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Artificial intelligence trending system

  • US 7,113,932 B2
  • Filed: 01/10/2002
  • Issued: 09/26/2006
  • Est. Priority Date: 02/07/2001
  • Status: Expired due to Term
First Claim
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1. A computer-implemented method for providing financial trending using artificial intelligence, said method comprising the steps of:

  • generating a feature vector having elements derived from attributes in a record associated with an account, said elements including a value of a statistic corresponding to a value of a categorical attribute in said record the feature vector being generated for input to a trained artificial intelligence (AI) algorithm to obtain an AI score;

    determining a first risk probability according to the AI score;

    determining a second risk probability according to a balance value of the account; and

    outputting a prioritization value based on the first risk probability and the second risk probability, wherein the prioritization value specifies order of review of the record among a plurality of records.

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