System and method for capturing and searching image data associated with transactions

• US 7,147,147 B1
• Filed: 07/18/2005
• Issued: 12/12/2006
• Est. Priority Date: 07/18/2005
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Kortis, John, Williams, Doug, Varn, Kenneth C., Drummond, Jay Paul, DiVita, Chris, Knouff, Christopher J., Thomas, Jeffrey R., Mott, Michael, Kehner, Tom, Russell, Michael, Hathaway, Roy, Novitskey, Robert, Stephenson, Brad L., Goldring, Evan F., Martin, Kevin F., Crane, David A., Enright, Jeffery M.
• Primary Examiner(s): Lee, Michael G.
• Assistant Examiner(s): Haupt, Kristy A.
• Application Number:
  US11/184,403
• Time in Patent Office: 512 Days
• Field of Search: 235/379, 705/26, 705/43, 705/45, 382/140, 380/25, 379/93.12
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00

Abstract

A system and method for capturing image data captures images responsive to programmed sequences. The sequences are performed on a periodic basis as well as in response to inputs corresponding to alarm conditions and transactions conducted at automated banking machines or other devices. Image data may also be captured in response to image conditions including the sensing of motion or the loss of usable video from selected cameras. Image data is stored in connection with data corresponding to circumstances associated with each triggering event. Stored image data may be searched by one or more parameters. Parameters include data stored in association with each image, types of events causing image data to be stored, as well as other image conditions in stored images.

Claims

1. At least one article including computer executable instructions operative to cause an automated banking machine including each of a currency dispenser, an imaging device, and at least one computer to carry out:

(a) receiving a check into the automated banking machine;

(b) capturing an image including indicia on the check through operation of the imaging device;

(c) producing at least one markup language document including data corresponding to indicia on the check.

2. The at least one article according to claim 1 wherein (c) includes operating the at least one computer to produce the at least one markup language document.

3. The at least one article according to claim 1 wherein the computer executable instructions are further operative to cause the automated banking machine to carry out

(d) receiving at least one user input through at least one input device of the automated banking machine from a user from whom the check is received in (a);

(e) including transaction data corresponding to the at least one user input with the at least one markup language document through operation of the at least one computer.

4. The at least one article according to claim 3 wherein the computer executable instructions are further operative to cause the automated banking machine to carry out

(f) storing the at least one markup language document with the transaction data in at least one data store through operation of the at least one computer.

5. The at least one article according to claim 3 wherein the at least one computer comprises at least one server component, wherein the computer executable instructions are further operative to cause the automated banking machine to carry out

(f) communicating the at least one markup language document from the automated banking machine responsive to operation of the at least one server component.

6. The at least one article according to claim 1 wherein the at least one computer comprises at least one server component, wherein the computer executable instructions are further operative to cause the automated banking machine to carry out

(d) communicating the at least one markup language document from the automated banking machine responsive to operation of the at least one server component.

7. The at least one article according to claim 6 wherein a terminal remote from the automated banking machine includes at least one terminal computer, wherein the computer executable instructions are further operative to cause the terminal to carry out

(e) receiving the at least one markup language document.

8. The at least one article according to claim 7 wherein the computer executable instructions are further operative to cause the terminal to carry out

(f) storing image data corresponding to the data include in the at least one markup language document in at least one data store in operative connection with the terminal computer.

9. The at least one article according to claim 8 wherein the terminal comprises a check analysis terminal, wherein the computer executable instructions are further operative to cause the check analysis terminal to carry out

(g) analyzing the image data through operation of the terminal computer.

10. The at least one article according to claim 9 wherein (g) includes analyzing the image data for genuineness of at least a portion of the indicia on the check.

11. The at least one article according to claim 7 wherein the terminal includes a browser component, wherein the computer executable instructions are further operative to cause the terminal to carry out

(f) processing the at least one markup language document responsive to operation of the browser component.

12. The at least one article according to claim 1 wherein at least one markup language document comprises at least one XML document, wherein (c) includes operating the at least one computer to produce the at least one an XML document.

13. The at least one article according to claim 1 wherein the computer executable instructions are further operative to cause the automated banking machine to carry out

(d) including authenticating information in the at least one markup language document through operation of the at least one computer.

14. The at least one article according to claim 1 wherein the computer executable instructions are further operative to cause the automated banking machine to carry out

(d) operating the currency dispenser.

15. At least one article including computer executable instructions operative to cause at least one computer in operative connection with each of at least one input device, a cash dispenser, and a document imaging device of an automated banking machine to cause

operation of the cash dispenser to dispense cash from the machine, responsive to at least one user input to the at least one input device;

operation of the document imaging device to capture at least one image of a check, responsive to at least one user input to the at least one input device; and

production of at least one markup language document corresponding to at least a portion of the at least one image.

16. At least one article including computer executable instructions operative to instruct at least one computer,

wherein the computer executable instructions are operative to instruct at least one computer of a check analysis terminal,

wherein the check analysis terminal includes at least one input device and at least one display device,

wherein the at least one computer of the check analysis terminal is in operative connection with at least one data store,

wherein the at least one data store includes check transaction data corresponding to at least one image captured of at least a portion of a check during a check receiving transaction at a cash dispensing automated banking machine,

wherein the computer executable instructions are operative to cause the check analysis terminal to:

receive check transaction data in at least one markup language document;

cause received check transaction data to be stored in the at least one data store; and

cause a visual representation corresponding to stored check transaction data to be output through the at least one display device, responsive to at least one input to the at least one input device.

17. The at least one article according to claim 16 wherein the computer executable instructions are operative to cause the terminal to cause a visual representation including at least one image of at least a portion of a check to be output through the at least one display device.

18. The at least one article according to claim 16 wherein the computer executable instructions are further operative to instruct at least one computer of an automated banking machine,

wherein the automated banking machine includes a cash dispenser operative to cause cash dispensing,

wherein the at least one computer of the automated banking machine is in operative connection with the cash dispenser,

wherein the automated banking machine is operative to receive at least one check,

wherein the automated banking machine includes an imaging device operative to capture during a check receiving transaction at least one image of at least a portion of a check,

wherein the at least one computer of the automated banking machine is in operative connection with the imaging device,

wherein the computer executable instructions are further operative to cause the automated banking machine to:

receive at least one check; and

capture at least one image of at least a portion of a received check.

19. The at least one article according to claim 18 wherein the check transaction data corresponds to the at least one image of at least a portion of a received check, wherein the computer executable instructions are further operative to

cause the automated banking machine to produce the at least one markup language document including the check transaction data;

and

cause communication of the at least one markup language document from the automated banking machine to the terminal.