Foldable transaction card systems

• US 7,147,151 B2
• Filed: 12/10/2003
• Issued: 12/12/2006
• Est. Priority Date: 12/11/2002
• Status: Expired due to Fees

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Gandel, Priscilla, Webb, Lisa Ann Morrill, Lasch, Ellen
• Primary Examiner(s): Kim, Ahshik
• Assistant Examiner(s): WALSH, DANIEL I
• Application Number:
  US10/733,619
• Publication Number:
  US 20040169087A1
• Time in Patent Office: 1,098 Days
• Field of Search: 235/487, 235/492, 235/380, 235/439, 235/441, 235/463, 235/379, 455/558, 361/737, 320/107, 283/107, 283/904, 283/72, 439/500, 379/433, 206/37, 206/39.7, 206/425, 206/39, 150/131, 150/147
• US Class Current: 235/380
• CPC Class Codes: A45C 11/182 Credit card holders
• CPC Class Codes: A45C 11/321 combined with other articles
• CPC Class Codes: A45C 11/323 with key hangers
• CPC Class Codes: G06K 19/02 characterised by the selection of materials, e.g. to avoid wear during transport through the machine
• CPC Class Codes: G06K 19/04 characterised by the shape
• CPC Class Codes: G06K 19/041 Constructional details G06K19/06 takes precedence
• CPC Class Codes: G06K 19/06196 Constructional details
• CPC Class Codes: G06K 19/0719 at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons application selection on smart cards using pure software control, see G07F7/10
• CPC Class Codes: G06K 19/07758 arrangements for adhering the record carrier to further objects or living beings, functioning as an identification tag

Abstract

Transaction cards having one or more folds therein to provide compact and easily stored transaction cards are provided. Moreover, foldable transaction cards are provided having one or more holes or apertures therein for holding key chains, or other devices for attaching the transaction cards to other items, such as sets of keys, wallets, or other items. Other embodiments include spring-loaded clips on the foldable transaction cards and protective sleeves, housings or cases for full-sized and smaller-sized cards. Still further, transaction card systems are provided comprising a case or housing for holding and/or storing foldable transaction cards therein.

Claims

1. A transaction card system comprising:

a foldable transaction card having a folded state and an unfolded state and further having the dimensions of a standard transaction card when in the unfolded state wherein said foldable transaction card comprises a first section and a second section wherein a hinge is disposed between the first and second sections; and

a housing for completely surrounding the transaction card when the transaction card is in the folded state wherein the housing comprises a hinge for folding and closing said housing and further wherein the housing has a width dimension smaller than a width dimension of a standard transaction card when the housing is in the folded and closed state,

wherein the second section of the foldable transaction card unfolds outside the housing when the housing is opened.

2. The transaction card system of claim 1 wherein the transaction card is removably disposed within the housing.

3. The transaction card system of claim 1 wherein at least the first section of the transaction card is attached to the housing.

4. The transaction card system of claim 1 wherein the housing comprises a first section and a second section wherein the hinge is disposed between the first and second sections.

5. The transaction card system of claim 4 wherein the first section of the transaction card is attached to the first section of the housing.

6. The transaction card system of claim 1 wherein the housing comprises an attaching means and the transaction card is attached to the housing via the attaching means.

7. The transaction card system of claim 6 wherein the attaching means comprises a track, wherein the transaction card is disposed within the track.

8. The transaction card system of claim 7 wherein the first section of the transaction card is removably disposed within the track.

9. The transaction card system of claim 1 wherein the housing comprises an opening means for opening the housing to access the transaction card disposed therein.

10. The transaction card system of claim 9 wherein the opening means comprises an actuator whereby actuating the actuator allows the housing to open.

11. The transaction card system of claim 1 wherein the hinge of the housing is spring-loaded.

12. The transaction card system of claim 11 wherein the spring-loaded hinge of the housing allows the housing to spring open when opened.

13. The transaction card system of claim 1 wherein the first section of the transaction card is attached to the housing.

14. The transaction card system of claim 1 wherein the second section comprises a storage means for storing information on the transaction card that is readable with a storage means reader.

15. The transaction card system of claim 14 wherein the storage means is a magnetic stripe.

16. The transaction card system of claim 15 wherein the magnetic stripe is readable by a magnetic stripe without removing the transaction card from the housing.

17. The transaction card system of claim 15 wherein the magnetic stripe is readable by a magnetic stripe reader after the transaction card is removed from the housing.

18. The transaction card system of claim 1 wherein the hinge between the first and second sections of the transaction card comprises a fold line in said transaction card.

19. The transaction card system of claim 1 wherein the transaction card hinge comprises a strip interconnected to both the first and second sections.