System and method for managing electronic data transfer applications
First Claim
1. A method for managing one or more data transfer applications on a mobile electronic device, the method comprising:
- disabling all of the one or more data transfer applications on the electronic device;
identifying one or more of the data transfer applications which have been registered for use on the electronic device;
displaying an identifier for one or more of the registered data transfer application on the electronic device;
receiving, from a user of the electronic device, a selection for one of the data transfer applications;
enabling the selected data transfer application for use by the user when the user satisfies an authentication mechanism that is independent of the selected data transfer application; and
disabling the selected data transfer application.
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Accused Products
Abstract
A system and method for managing one or more applications deployed on a mobile electronic device, such as a cellular phone, are disclosed. The system and method enable the user of a mobile electronic device to select one of a plurality of applications deployed on the mobile electronic device for use in a transaction and to authenticate himself or herself prior to initiating the transaction. The transaction may occur via a wireless interface and/or a contact-based interface. In addition, the system and method allow the user to manage applications deployed on a mobile electronic device, including adding new applications, designating nicknames for the applications and setting security codes for each application.
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Citations
53 Claims
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1. A method for managing one or more data transfer applications on a mobile electronic device, the method comprising:
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disabling all of the one or more data transfer applications on the electronic device; identifying one or more of the data transfer applications which have been registered for use on the electronic device; displaying an identifier for one or more of the registered data transfer application on the electronic device; receiving, from a user of the electronic device, a selection for one of the data transfer applications; enabling the selected data transfer application for use by the user when the user satisfies an authentication mechanism that is independent of the selected data transfer application; and disabling the selected data transfer application. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A method for conducting a data transfer transaction, the method comprising:
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receive a selection for a data transfer application from one or more data transfer applications on a mobile electronic device; enabling the selected data transfer application when the user satisfies an authentication mechanism that is independent of the selected data transfer application; processing a transaction using the selected data transfer application, wherein the transaction does not require an additional user authentication; and disabling the selected data transfer application. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38)
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39. A mobile device for managing a plurality of data transfer applications, the device comprising:
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a processor; a display operably connected to the processor; at least one input device operably connected to the processor; and a computer-readable storage medium operably connected to the processor, wherein the computer-readable storage medium contains one or more programming instructions for performing a method of managing the one or more data transfer applications, the method comprising; disabling all of the data transfer applications on the device; displaying an identifier for at least one of the data transfer applications on the electronic device; receiving, from a user, a selection of one of the data transfer applications; and enabling the selected data transfer application when the user satisfies an authentication mechanism that is independent of the selected data transfer application. - View Dependent Claims (40, 41, 42, 43, 44, 45)
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46. A system for conducting an exchange of data, the system comprising:
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a processor; a display operably connected to the processor; at least one input device operably connected to the processor; a communications interface operably connected to the processor; and a computer-readable storage medium operably connected to the processor, wherein the computer-readable storage medium contains one or more programming instructions for performing a method of conducting the exchange of data, the method comprising; selecting a data transfer application from one or more data transfer applications stored on the computer-readable storage medium; enabling the selected data transfer application when a user satisfies an authenticated mechanism that is independent of the selected data transfer application; processing a data transfer transaction using the selected data transfer application, wherein the data transfer transaction does not require additional user authentication; and disabling the selected data transfer application. - View Dependent Claims (47, 48, 49, 50, 51, 52, 53)
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Specification