Shop settlement method, system and program

• US 7,159,770 B2
• Filed: 07/09/2004
• Issued: 01/09/2007
• Est. Priority Date: 03/26/2004
• Status: Active Grant

• Current Assignee: Fujitsu Limited
• Original Assignee: Fujitsu Limited
• Inventors: Onozu, Takayuki
• Primary Examiner(s): Kim; Ahshik
• Application Number:
  US10/886,689
• Publication Number:
  US 20050211771A1
• Time in Patent Office: 914 Days
• Field of Search: 235/383, 235/375, 235/380, 235/492, 235/472.01, 705/16
• US Class Current: 235/383
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00
• CPC Class Codes: G07G 5/00 Receipt-giving machines cash registers giving receipts G07G1/00

Abstract

In a shop POS register terminal, a settlement request-generating unit generates settlement request information, which includes an amount of settlement. A request barcode is generated from the settlement request information, and the POS register terminal displays or prints the information. In a cell phone, the camera restores the settlement request information through the request barcode image. The amount of settlement is subtracted from a value charged to an IC chip. Settlement response information is generated, which includes the balance after settlement of the IC chip. Then a response barcode is generated from the settlement response information, and causes the cell phone to display the same. In the POS register terminal, the response barcode is read out to restore the settlement response information. Then an IC card settlement-ending unit confirms and causes the POS register terminal to print the receipt.

Claims

1. A shop settlement method using a cell phone, having a camera and an IC chip, and a POS register terminal, the method comprising:

generating, at said POS register terminal, settlement request information including an amount of settlement upon receipt of an operational input of IC card settlement to said POS register terminal;

generating a request barcode from said settlement request information and causing screen display or printing output by said POS register terminal;

restoring said settlement request information by imaging said request barcode by the camera of said cell phone;

subtracting an amount of settlement of the settlement request information restored from a value charged to the IC chip of said cell phone;

generating settlement response information including a balance after settlement of said IC chip;

causing screen display by said cell phone by generating a response barcode from said settlement response information;

restoring said settlement response information by reading out said response barcode of said POS register terminal; and

confirming the end of IC card settlement from the restored settlement response information, thereby printing a receipt by said POS register terminal.

2. The shop settlement method according to claim 1, wherein:

said generating, at said POS register terminal, calculates and adds a first transaction certificate from said settlement request information;

said generating the request barcode generates said request barcode after encrypting the settlement request information having said first transaction certificate added thereto;

said restoring settlement request information restores said settlement request information from the encrypted settlement request information restored from said request barcode, and compares the first transaction certificate calculated from the restored settlement request information and said restored first transaction certificate to confirm reasonability of said POS register terminal;

said generating settlement response information calculates and adds a second transaction certificate from said settlement response information;

said causing screen display generates said response barcode after encrypting the settlement response information having said added second transaction certificate; and

said restoring settlement response information restores said settlement response information from the encrypted settlement response information restored from said response barcode, and compares the second transaction certificate calculated from the restored settlement response information and said restored second transaction certificate, thereby confirming proper operation of said cell phone.

3. A shop settlement method using a cell phone, having a camera and an IC chip, and a POS register terminal, the method comprising:

causing screen display of an amount of settlement and an encrypted POS register terminal information upon receipt of an operational input of IC card settlement at said POS register terminal;

subtracting the amount of settlement from a value charged to the IC chip, after confirming proper operation of said POS register terminal by operationally entering said amount of settlement and encrypted POS register terminal information into said cell phone;

generating settlement response information including a balance after settlement of said IC chip;

causing screen display by said cell phone by generating a response barcode from said settlement response information;

restoring said settlement response information by reading out said response barcode by said POS register terminal; and

printing a receipt by said POS register terminal by confirming an IC card settlement from the restored settlement response information.

4. The shop settlement method according to claim 3, wherein:

said causing screen display calculates and adds a first transaction certificate from information intrinsic to said POS register terminal, and causes encryption and screen display of the POS register terminal information having said added first transaction certificate;

said subtracting restores said POS register terminal information, and subtracts an amount of settlement from a value charged to the IC chip after confirming proper operation of said POS register terminal by comparing the first transaction certificate calculated from the restored POS register terminal information and said restored first transaction certificate;

said generating settlement response information calculates and adds a second transaction certificate from said settlement response information;

said generating the response barcode generates said response barcode after encrypting the settlement response information having said added second transaction certificate; and

said restoring settlement response information restores said settlement response information from the encrypted response information restored from said response barcode, and confirms proper operation of said cell phone by comparing the second transaction certificate calculated from the restored settlement response information and said restored second transaction certificate.

5. A shop settlement system using a cell phone, having a camera and an IC chip, and a POS register terminal, the system comprising:

said POS register terminal having;

a settlement request generating unit which generates settlement request information including an amount of settlement upon receipt of an operational input of IC card settlement; and

a request barcode generating unit which causes screen display or printing output of a request barcode generated from said settlement request information;

said cell phone having;

a request barcode restoring unit which restores said settlement request information by imaging said request barcode by said camera;

an IC card settlement unit which subtracts an amount of settlement of the settlement request information restored from a value charged to said IC chip;

a settlement response generating unit which generates settlement response information including a balance after settlement of said IC chip; and

a response barcode generating unit which generates a response barcode from said settlement response information and causes screen display thereof; and

said POS register terminal having;

a response barcode restoring unit which restores said settlement response information by reading out said response barcode; and

an IC card settlement ending unit which prints a receipt by confirming the end of the IC card settlement from the restored settlement response information.

6. The shop settlement system according to claim 5, wherein:

said settlement request generating unit calculates and adds a first transaction certificate from said settlement request information;

said request barcode generating unit generates said request barcode after encrypting the settlement request information having said first transaction certificate added thereto;

said request barcode restoring unit restores said settlement request information from the encrypted settlement request information restored from said request barcode, and confirms proper operation of said POS register terminal by comparing the first transaction certificate calculated from the restored settlement request information and said first transaction certificate;

said settlement response generating unit calculates and adds a second transaction certificate from said settlement response information;

said response barcode generating unit generates said response barcode after encrypting the settlement response information having said second transaction certificate added thereto; and

said response barcode restoring unit restores said settlement response information from the encrypted settlement response information restored from said response barcode, and confirms proper operation of said cell phone by comparing the second transaction certificate calculated from the restored settlement response information and said restored second transaction certificate.

7. A shop settlement system using a cell phone, having a camera and an IC chip, and a POS register terminal, the system comprising:

said POS register terminal having;

a settlement request generating unit which causes screen display of an amount of settlement and an encrypted POS register terminal information upon receipt of an operational input of IC card settlement;

said cell phone, having;

an IC card settlement unit which operationally enters said amount of settlement and encrypted POS register terminal information, and after confirming proper operation of said POS register terminal, subtracts the amount of settlement from a value charged to the IC chip;

a settlement response generating unit which generates settlement response information including a balance after settlement of said IC chip;

and a response barcode generating unit which causes screen display by generating a response barcode from said settlement response information; and

said POS register terminal, having;

a response barcode restoring unit which restores response barcode; and

an IC card settlement ending unit which prints a receipt by confirming the end of the IC card settlement from the restored settlement response information.

8. The shop settlement system according to claim 7, wherein:

said settlement request generating unit calculates and adds a first transaction certificate from information intrinsic to said POS register terminal, and encrypts the POS register terminal information having said first transaction certificate added thereto for screen display;

said IC card settlement unit restores said POS register terminal information, and after confirming proper operation of said POS register terminal by comparing the first transaction certificate calculated from the restored POS register terminal information and said restored first transaction certificate, subtracts an amount of settlement from a value charged to the IC chip;

said settlement response generating unit calculates and adds a second transaction certificate from said settlement response information;

said response barcode generating unit generates said response barcode after encrypting the settlement response information having said second transaction certificate added thereto; and

said response barcode restoring unit restores said settlement response information from the encrypted settlement response information restored from said response barcode, and confirms proper operation of said cell phone by comparing the second transaction certificate calculated from the restored settlement response information and said restored second transaction certificate.

9. A computer readable storage medium storing a program which causes a computer serving as a POS register terminal or a POS server to execute:

generating settlement request information including an amount of settlement upon receipt of an operational input of IC card settlement;

generating a request barcode from said settlement request information, and causing said POS register terminal to display the same on a screen or print the same as output;

reading out a response barcode screen-displayed on a cell phone and restoring said settlement response information; and

confirming the end of IC card settlement from the restored settlement response information and printing a receipt from said POS register terminal.

10. The computer-readable storage medium according to claim 9, wherein:

said generating settlement request information calculates and adds a first transaction certificate from said settlement request information;

said generating request barcode generates said request barcode after encrypting the settlement request information having said first transaction certificate added thereto; and

said reading out restores said settlement response information from the encrypted settlement response information restored from said response barcode, and confirms proper operation of said cell phone by comparing a second transaction certificate calculated from the restored settlement response information and said restored second transaction certificate.

11. A computer-readable storage medium storing a program causing a computer of a cell phone having a camera and an IC chip to execute:

restoring settlement request information by imaging a request barcode screen-displayed or printing-outputted at a POS register terminal by said camera;

subtracting an amount of settlement of the restored settlement request information from a value charged to said IC chip;

generating a settlement response information including a balance after settlement of said IC chip; and

generating a response barcode from said settlement response information for screen display.

12. The computer-readable storage medium according to claim 11, wherein:

said restoring restores said settlement request information from an encrypted settlement request information restored from said request barcode, and confirms proper operation of said POS register terminal by comparing a first transaction certificate calculated from the restored settlement request information and said restored first transaction certificate;

said generating calculates and adds a second transaction certificate from said settlement response information; and

said generating the response barcode generates said response barcode after encrypting the settlement response information having said second transaction certificate added thereto.

13. A computer-readable storage medium storing a program causing a computer serving as a POS register terminal or a POS server to execute:

causing screen display of an amount of settlement and encrypted POS register terminal information upon receipt of an operational input of IC card settlement;

restoring a settlement response information by reading out a response barcode screen-displayed on a cell phone; and

printing-outputting a receipt by said POS register terminal by confirming the end of IC card settlement from a restored settlement response information.

14. The computer-readable storage medium according to claim 13, wherein:

said causing screen display calculates and adds a first transaction certificate from information intrinsic to said POS register terminal and encrypts the POS register terminal information having said first transaction certificate added thereto for screen display; and

said restoring restores said settlement response information from encrypted settlement response information restored from said response barcode, and confirms proper operation of said cell phone by comparing the second transaction certificate calculated from the restored settlement response information and said restored second transaction certificate.

15. A computer-readable storage medium storing a program causing a computer of a cell phone having a camera and an IC chip to execute:

subtracting an amount of settlement from a value charged to an IC chip, after confirming proper operation of a POS register terminal from the operationally entered settlement amount and an encrypted POS register terminal information;

generating a settlement response information including a balance after settlement of said IC chip; and

generating a response barcode from said settlement response information and causing screen display thereof.

16. A computer-readable storage medium according to claim 15, wherein:

said subtracting restores said POS register terminal information, and after confirming proper operation of said POS register terminal by comparing a first transaction certificate calculated from the restored POS register terminal information and said restored first transaction certificate, subtracts an amount of settlement from a value charged to the IC chip;

said generating settlement response calculates and adds a second transaction certificate from said settlement response information; and

said generating response barcode generates said response barcode after encrypting the settlement response information having said second transaction certificate added thereto.