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Method of creating an image replacement document for use in a check truncation environment and an apparatus thereof

  • US 7,163,347 B2
  • Filed: 04/19/2006
  • Issued: 01/16/2007
  • Est. Priority Date: 08/30/2004
  • Status: Active Grant
First Claim
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1. A method of creating an image replacement document (IRD) for use in a check truncation environment, the method comprising:

  • building a print file having a magnetic ink character recognition (MICR) portion and a non-MICR portion based upon IRD data;

    printing with non-magnetic ink a front portion of the IRD based upon the non-MICR portion of the print file;

    printing with non-magnetic ink a machine-readable code onto at least one of the front and back portions of the IRD;

    reading the machine-readable code from the at least one of the front and back portions of the IRD; and

    printing with magnetic ink an encoded MICR codeline onto at least one of the front and back portions of the IRD based upon the machine-readable code.

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