Selectable multi-purpose card

• US 7,191,952 B2
• Filed: 12/15/2004
• Issued: 03/20/2007
• Est. Priority Date: 12/06/2000
• Status: Expired due to Term

• Current Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Original Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Inventors: Blossom, George
• Primary Examiner(s): RIZKALLAH, KIMBERLY NGUYEN
• Application Number:
  US11/011,683
• Publication Number:
  US 20050092830A1
• Time in Patent Office: 825 Days
• Field of Search: 235/380, 235/492, 235/493, 235/487
• US Class Current: 235/492
• CPC Class Codes: G06K 19/06187 with magnetically detectable marking
• CPC Class Codes: G06K 19/06206 the magnetic marking being emulated
• CPC Class Codes: G06K 19/07 with integrated circuit chips
• CPC Class Codes: G06K 19/0719 at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons application selection on smart cards using pure software control, see G07F7/10
• CPC Class Codes: G06K 19/072 the record carrier comprising a plurality of integrated circuit chips
• CPC Class Codes: G06K 19/07703 the interface being visual
• CPC Class Codes: G06K 19/08 using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G06Q 20/3576 Multiple memory zones on card
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A selectable, multi-purpose card is provided. The card comprises a plurality of features stored in a memory storage device operatively mounted on the card. The plurality of card features allows the card to function as multiple cards, and a selection device mounted on the card enables a user to select any of the plurality of card features in a single step. In one embodiment the plurality of card features comprises a transaction card feature and a security card feature. The card may also include a flexible display configured to display a security code. In some embodiments, the display may also be configured to display a remaining amount of account value.

Claims

1. A selectable multipurpose card comprising:

a plurality of card features stored in at least one memory storage device operatively mounted on the card, the plurality of card features allowing the card to function as multiple cards,

wherein the plurality of card features comprises a transaction card feature, a stored value card feature and a security card feature;

selection means mounted on the card for enabling a user to select any of the plurality of card features in a single step;

a flexible display configured to display a remaining amount of stored value and a security code; and

a radio frequency (RF) interface for allowing communication between the card and an external system via the transmission and reception of RF signals.

2. The selectable multipurpose card of claim 1, wherein the external system comprises at least one of an external card reader, a merchant'"'"'s point of sale system, and an automated teller machine.

3. The selectable multipurpose card of claim 1, wherein the transaction card feature enables the card to function as a credit card.

4. The selectable multipurpose card of claim 1, wherein the transaction card feature enables the card to function as at least one of a debit card and an ATM card.

5. The selectable multipurpose card of claim 1, wherein the plurality of card features are selectable by a user.

6. The selectable multipurpose card of claim 1, further comprising:

an input device for selecting between the plurality of features, wherein the input device comprises at least one of a keypad, one or more buttons, one or more contacts, and a touch-sensitive display.

7. The selectable multipurpose card of claim 1, further comprising:

one or more buttons or contacts, wherein the actuation of the one or more buttons causes the communication of card information to an external system.

8. The selectable multipurpose card of claim 1, wherein the display is further configured to display information related to a selected one of the plurality of card features.

9. The selectable multipurpose card of claim 1, wherein the display comprises a flexible light emitting polymer (LEP) display.

10. The selectable multipurpose card of claim 1, further comprising security means for preventing unauthorized use of the card and for preventing unauthorized access to information stored on the card.

11. The selectable multipurpose card of claim 1, further comprising:

an input device for selecting between the plurality of features, wherein the input device comprises a keypad.

12. The selectable multipurpose card of claim 1, further comprising:

an input device for selecting between the plurality of features, wherein the input device comprises one or more buttons.

13. The selectable multipurpose card of claim 1, further comprising:

an input device for selecting between the plurality of features, wherein the input device comprises one or more contacts.

14. The selectable multipurpose card of claim 1, further comprising:

an input device for selecting between the plurality of features, wherein the input device comprises a touch-sensitive display.

15. The selectable multipurpose card of claim 1, wherein the external system comprises an external card reader.

16. The selectable multipurpose card of claim 1, wherein the external system comprises a merchant'"'"'s point of sale system.

17. The selectable multipurpose card of claim 1, wherein the external system comprises an automated teller machine.

18. The selectable multipurpose card of claim 1, the card having a thickness of about 0.1 mm.

19. The selectable multipurpose card of claim 1, the card having a size of about 16 mm long, about 55 mm wide, and about 0.1 mm thick.

20. A selectable multipurpose card comprising:

a plurality of card features stored in at least one memory storage device operatively mounted on the card, the plurality of card features allowing the card to function as multiple cards, wherein the plurality of card features comprises a transaction card feature, a stored value card feature and a security card feature;

a selection device configured to;

enable a user to select any of the plurality of card features in a single step; and

cause the card to communicate card information to an external system;

a flexible display configured to display a security code and a remaining amount of stored value;

a radio frequency (RF) transmitter configured to transmit RF signals to an external system; and

security means for preventing unauthorized use of the card and for preventing unauthorized access to information stored on the card.

21. The selectable multipurpose card of claim 20, wherein the display is a light emitting polymer (LEP) display.

22. A selectable multipurpose card comprising:

a plurality of card features stored in at least one memory storage device operatively mounted on the card, the plurality of card features allowing the card to function as multiple cards,

wherein the plurality of card features comprises a stored value card feature and a security card feature;

selection means mounted on the card for enabling a user to select any of the plurality of card features in a single step;

a flexible display configured to display a security code and a remaining amount of stored value; and

a radio freciuencv (RF) interface for allowing communication between the card and an external system via the transmission and reception of RF signals.