Cash dispensing automated banking machine with improved card retention capabilities and method
First Claim
1. An automated banking machine apparatus comprising:
- a machine housing;
a controller within the machine housing;
at least one input device, wherein the apparatus is operative to dispense cash responsive to inputs to the at least one input device;
a user interface including a fascia portion movably mounted in supporting connection with the machine housing, wherein the fascia portion includes a fascia opening;
wherein the at least one input device includes a card reader, and further comprising a card housing in operative connection with the card reader, the card housing including a card accepting opening therein, and wherein in an operative position the card housing extends in the fascia opening and cards are enabled to be passed to the card reader through the card accepting opening;
wherein the card housing and fascia portion are mounted in relatively movable supporting connection with the machine housing and are relatively movable between the operative position and a service position wherein the card housing does not extend in the fascia opening;
wherein when the card housing and the fascia portion are relatively moved from the service position to the operative position, the card housing operatively engages and moves the fascia portion relative to the machine housing to enable the card housing to extend in the fascia opening.
21 Assignments
0 Petitions
Accused Products
Abstract
An automated banking machine (10) includes a card reader (256) in the machine operative to receive cards from users. Cards that are to be captured and held in the machine are moved by the card reader to the interior of a bin (268). Cards entering the bin are engaged with and moved away from the card reader by action of a movable member (274). Authorized servicers recover captured cards from the bin by opening a lock (272) and accessing the interior of the bin by opening a lid (270). The user interface of the machine includes a movable fascia portion (240) that assures proper alignment of the fascia opening and card reader and also minimizes the risk of undetected installation of unauthorized card reading devices.
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Citations
42 Claims
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1. An automated banking machine apparatus comprising:
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a machine housing; a controller within the machine housing; at least one input device, wherein the apparatus is operative to dispense cash responsive to inputs to the at least one input device; a user interface including a fascia portion movably mounted in supporting connection with the machine housing, wherein the fascia portion includes a fascia opening; wherein the at least one input device includes a card reader, and further comprising a card housing in operative connection with the card reader, the card housing including a card accepting opening therein, and wherein in an operative position the card housing extends in the fascia opening and cards are enabled to be passed to the card reader through the card accepting opening; wherein the card housing and fascia portion are mounted in relatively movable supporting connection with the machine housing and are relatively movable between the operative position and a service position wherein the card housing does not extend in the fascia opening; wherein when the card housing and the fascia portion are relatively moved from the service position to the operative position, the card housing operatively engages and moves the fascia portion relative to the machine housing to enable the card housing to extend in the fascia opening. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. An automated banking machine apparatus comprising:
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a machine housing; a cash dispenser in the machine housing; a card reader in the machine housing; a user interface including a card accepting opening in operative connection with the card reader; wherein the user interface includes a fascia portion moveably mounted in supporting connection with the housing and movable relative to the card reader, wherein the fascia portion includes the card accepting opening; at least one structural portion in operative connection with the card reader, wherein the at least one structural portion and the at least one user interface are operative to move with respect to each other, wherein the at least one structural portion is operative during relative movement of the at least one structural portion and the user interface toward each other to operatively engage the fascia portion and cause the fascia portion to move relative to the machine housing such that the card accepting opening is enabled to pass cards from outside the housing to the card reader. - View Dependent Claims (18, 19, 20, 21)
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22. A method comprising:
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a) operatively engaging a structural portion operatively connected with a card reader mounted in supporting connection with a machine housing of an automated banking machine that includes a cash dispenser, and a fascia portion movably mounted in supporting connection with a user interface mounted in supporting connection with the machine housing during relative movement of the user interface and the structural portion toward each other; b) moving the fascia portion relative to the machine housing responsive to operative engagement in (a) to an operative position of the fascia portion, which operative position enables a card to be passed to the card reader from outside the machine through a card accepting opening through the fascia portion. - View Dependent Claims (23, 24, 25, 26)
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27. An automated banking machine apparatus comprising:
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a machine housing; a cash dispenser in the machine housing; a card reader in the machine housing; a user interface including a card accepting opening in operative connection with the card reader; wherein the user interface includes a fascia portion moveably mounted in supporting connection with the housing and movable relative to the card reader, wherein the fascia portion includes the card accepting opening; at least one structural portion in operative connection with the card reader, wherein the at least one structural portion operatively engages and causes the fascia portion to move relative to the machine housing such that the card accepting opening is enabled to pass cards from outside the housing to the card reader; and at least one ramp portion in supporting connection with the fascia portion, wherein the fascia portion moves through operative engagement of the at least one ramp portion and the at least one structural portion. - View Dependent Claims (28, 29, 30)
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31. An automated banking machine apparatus comprising:
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a machine housing; a cash dispenser in the machine housing; a card reader in the machine housing; a user interface including a card accepting opening in operative connection with the card reader; wherein the user interface includes a fascia portion moveably mounted in supporting connection with the housing and movable relative to the card reader, wherein the fascia portion includes the card accepting opening, wherein the fascia portion moves both vertically and horizontally relative to the machine housing; at least one structural portion in operative connection with the card reader, wherein the at least one structural portion operatively engages and causes the fascia portion to move relative to the machine housing such that the card accepting opening is enabled to pass cards from outside the housing to the card reader.
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32. An automated banking machine apparatus comprising:
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a machine housing; a cash dispenser in the machine housing; a card reader in the machine housing; a user interface including a card accepting opening in operative connection with the card reader; wherein the user interface includes a fascia portion moveably mounted in supporting connection with the housing and movable relative to the card reader, wherein the fascia portion includes the card accepting opening; at least one structural portion in operative connection wit the card reader, wherein the at least one structural portion operatively engages and causes the fascia portion to move relative to the machine housing such that the card accepting opening is enabled to pass cards from outside the housing to the card reader; and a gate in supporting connection with the fascia portion, wherein when the at least one structural portion operatively disengages the fascia portion the gate prevents cards from moving into the card accepting opening. - View Dependent Claims (33, 34, 35, 36, 37, 38)
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39. A method comprising:
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a) removing at least one card from a bin operatively connected to a card reader mounted in supporting connection with a machine housing of an automated banking machine that includes a cash dispenser, wherein the bin holds at least one card captured by the machine during at least one transaction attempt that was not authorized by the machine; b) operatively engaging a structural portion operatively connected with the card reader with a fascia portion movably mounted in supporting connection with the machine housing; e) moving the fascia portion relative to the machine housing both vertically and horizontally responsive to operative engagement in (a) to an operative position of the fascia portion, wherein a card is enabled to be passed to the card reader from outside the machine through a card accepting opening.
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40. A method comprising:
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a) removing at least one card from a bin operatively connected to a card reader mounted in supporting connection with a machine housing of an automated banking machine that includes a cash dispenser, wherein the bin holds at least one card captured by the machine during at least one transaction attempt that was not authorized by the machine, wherein the machine includes a card housing including a card accepting opening, wherein the card housing includes a structural portion; b) operatively engaging a structural portion operatively connected with the card reader with a fascia portion movably mounted in supporting connection with the machine housing, through at least one ramp surface operatively connected to the fascia portion; c) moving to fascia portion relative to the machine housing such that the card housing extends through a fascia opening in the fascia portion, responsive to operative engagement in (a) to an operative position of the fascia portion, wherein a card is enabled to be passed to the card reader from outside the machine through a card accepting opening. - View Dependent Claims (41, 42)
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Specification