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Family stored value card program

  • US 7,204,412 B2
  • Filed: 12/27/2004
  • Issued: 04/17/2007
  • Est. Priority Date: 08/27/2003
  • Status: Active Grant
First Claim
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1. A method for implementing a stored value card program, the method comprising:

  • enrolling a first customer in a stored value card program with a first stored value card account;

    enabling the first customer to create a second stored value card account for a second customer, wherein the second stored value card account comprises a secondary account associated with the first stored value account;

    enabling the first customer to identify the second customer;

    receiving information that identifies the second customer, wherein the information was provided by the first customer;

    authenticating the second customer using information provided by the first customer;

    responsive to the authentication of the second customer, creating the second stored value card account for the second customer; and

    establish a maximum value for an aggregate balance on the first stored value card account and the second stored value card account.

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