Adaptor for magnetic stripe card reader
First Claim
Patent Images
1. An adaptor for a magnetic stripe card reader comprising:
- a simulacrum configured to be substantially permanently positioned within a slot of a magnetic stripe card reader, the simulacrum comprising an inductor aligned with a magnetic head of the magnetic stripe card reader and configured to generate a magnetic field sensed by the magnetic head, a presence of the simulacrum within the slot allowing the magnetic head to continue to receive signals from a magnetic stripe card,wherein the simulacrum is sufficiently narrow to allow the slot to accommodate a magnetic stripe card and the simulacrum at the same time, wherein the simulacrum is substantially permanently secured within the slot distal from the magnetic head to define a gap proximate to the magnetic head for receiving the magnetic stripe card, and wherein the simulacrum occupies a cross-sectional width of about 0.050″
or less within the slot.
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Abstract
An adaptor allows a magnetic stripe card reader to receive information from other media such as wireless proximity chip cards while maintaining the ability to receive a magnetic stripe card. In accordance with one embodiment, the adaptor includes a simulacrum structure of sufficiently narrow width to fit substantially permanently within the slot of the magnetic stripe reading device, while providing sufficient room for a magnetic stripe card to also be concurrently accommodated within the slot and read by the reader head. The simulacrum structure may be in electronic communication with one or more transceivers of wireless communications such as RF and IR.
176 Citations
23 Claims
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1. An adaptor for a magnetic stripe card reader comprising:
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a simulacrum configured to be substantially permanently positioned within a slot of a magnetic stripe card reader, the simulacrum comprising an inductor aligned with a magnetic head of the magnetic stripe card reader and configured to generate a magnetic field sensed by the magnetic head, a presence of the simulacrum within the slot allowing the magnetic head to continue to receive signals from a magnetic stripe card, wherein the simulacrum is sufficiently narrow to allow the slot to accommodate a magnetic stripe card and the simulacrum at the same time, wherein the simulacrum is substantially permanently secured within the slot distal from the magnetic head to define a gap proximate to the magnetic head for receiving the magnetic stripe card, and wherein the simulacrum occupies a cross-sectional width of about 0.050″
or less within the slot. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A simulacrum configured to be substantially permanently positioned within a slot of a magnetic stripe card reader, the simulacrum comprising an inductor aligned with a magnetic head of the magnetic stripe card reader and configured to generate a magnetic field sensed by the magnetic head, wherein the simulacrum occupies a cross-sectional width of about 0.050″
- or less within the slot and a presence of the simulacrum within the slot allowing the magnetic head to continue to receive signals from a magnetic stripe card, wherein the inductor comprises a conductive coil surrounding a magnetic core to define a magneto-inductive gap, and wherein the magnetic core comprises a cobalt alloy.
- View Dependent Claims (12)
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13. An adaptor for a magnetic stripe card reader comprising:
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a simulacrum configured to be substantially permanently positioned within a slot of a magnetic stripe card reader, the simulacrum comprising an inductor aligned with a magnetic head of the magnetic stripe card reader and configured to generate a magnetic field sensed by the magnetic head, wherein the simulacrum occupies a cross-sectional width of about 0.050″
or less within the slot and is sufficiently narrow to allow the slot to accommodate a magnetic stripe card and the simulacrum at the same time, a presence of the simulacrum within the slot allowing the magnetic head to continue to receive signals from a magnetic stripe card,wherein the magnetic head is moveably biased to project into the gap, and movement of the magnetic stripe card through the slot between the simulacrum and the head is accommodated by movement of the magnetic head.
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14. An adaptor for a point-of-sale (POS) magnetic stripe card reader to be used to conduct a transaction over a network coupled to the POS reader, the adapter comprising:
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a wireless transceiver adapted to receive account information from a wireless device via a wireless signal; a simulacrum adapted to be inserted into a card reading slot of the POS card reader, the simulacrum including an inductor which can be aligned with a magnetic head of the card reader, wherein the simulacrum is sufficiently thin to allow a magnetic stripe card to be swiped through the card reading slot and be read by the magnetic head while the simulacrum is positioned within the slot, and wherein the simulacrum occupies a cross-sectional width of about 0.050″
or less within the slot; anda processor in electronic communication with the wireless transceiver and with the simulacrum, the processor configured to receive a wireless signal to an emulated signal that can be sent to the inductor in the simulacrum, read by the magnetic head of the card reader, and transmitted over the network. - View Dependent Claims (15, 16, 17)
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18. An adaptor for a point-of-sale (POS) magnetic stripe card reader to be used to conduct a transaction over a network coupled to the POS reader, the adapter comprising:
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a wireless transceiver adapted to receive account information from a wireless device via a wireless signal; a simulacrum adapted to be inserted into a card reading slot of the POS card reader, the simulacrum including an inductor which can be aligned with a magnetic head of the card reader, wherein the simulacrum is sufficiently thin to allow a magnetic stripe card to be swiped through the card reading slot and be read by the magnetic head while the simulacrum is positioned within the slot; wherein the inductor comprises a conductive coil surrounding a magnetic core to define a magneto-inductive gap, and wherein the magnetic core comprises a cobalt alloy; and a processor in electronic communication with the wireless transceiver and with the simulacrum, the processor configured to receive a wireless signal to an emulated signal that can be sent to the inductor in the simulacrum, read by the magnetic head of the card reader, and transmitted over the network. - View Dependent Claims (19, 20, 21)
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22. A method of using an RF proximity chip card to conduct a financial transactions over an existing magnetic stripe card point-of-sale (POS) network, the method comprising:
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coupling an adaptor having a wireless transceiver, a processor, and a simulacrum including an inductor, to a magnetic card reading POS terminal by inserting the simulacrum into a magnetic card reading slot of the POS terminal and substantially permanently affixing the simulacrum to the terminal; receiving with a wireless receiver a wireless signal from an RF proximity chip card comprising transaction information; converting the wireless signal to a second signal emulating a magnetic card; transmitting the second signal to the inductor aligned with a magnetic head of the terminal; reading the second signal with the magnetic head; transmitting the transaction information over the POS network using the POS terminal; and allowing a magnetic card to be used in the POS terminal by swiping the magnetic card through a second slot provided in communication with the simulacrum. - View Dependent Claims (23)
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Specification