Storage, management and distribution of consumer information
DCFirst Claim
1. A computer-implemented method for storing, managing and distributing consumer information via a distributed electronic network, the method comprising the steps of:
- storing an information account in a central data repository accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management;
receiving with a database management system, a request over the distributed electronic network from a network device for one or more selected consumer information elements, the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer;
in response to the request, authenticating the consumer based on the authentication information, retrieving the selected consumer information elements from the information account by filtering data from the information account with the database management system, and transmitting the selected consumer information elements, over the distributed electronic network, to the network device; and
autopopulating the selected consumer information elements into at least one input field of a web page file.
8 Assignments
Litigations
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Accused Products
Abstract
Consumers may centrally store, manage and distribute information using an information account stored in a central data repository. The information account is accessible from any client device, without the need to permanently store or install proprietary software thereon. The information account comprises a plurality of consumer information elements stored in a tagged data format. A host server hosts a database management system for accessing the information account. A client-side application may manage communications with host server. Alternatively, the client device may interact with a vendor server that executes a server-side application for managing communications with the host server. In response to a request from the consumer, the host server may filter selected consumer information elements from the information account and transmit the filtered consumer information elements to the client-side or server-side application. The filtered consumer information elements may then be automatically integrated into a vendor business process on behalf of the consumer, if desired.
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Citations
89 Claims
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1. A computer-implemented method for storing, managing and distributing consumer information via a distributed electronic network, the method comprising the steps of:
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storing an information account in a central data repository accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management; receiving with a database management system, a request over the distributed electronic network from a network device for one or more selected consumer information elements, the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer; in response to the request, authenticating the consumer based on the authentication information, retrieving the selected consumer information elements from the information account by filtering data from the information account with the database management system, and transmitting the selected consumer information elements, over the distributed electronic network, to the network device; and autopopulating the selected consumer information elements into at least one input field of a web page file. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A computer memory having stored thereon computer-executable instructions for storing, managing and distributing consumer information via a distributed network, by causing one or more processors to perform the steps of:
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storing an information account in a central data repository accessible via the distributed electronic network, the information account comprising a plurality of consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management; receiving with a database management system, a request over the distributed network from a network device for one or more selected consumer information elements, the request including consumer authentication information and being made by the network device responsive to an input command supplied by the consumer; in response to the request, authenticating the consumer based on the authentication information, retrieving the selected consumer information elements from the information account by filtering data from the information account with the database management system, and transmitting the selected consumer information elements, over the distributed electronic network, to the network device; and autopopulating the selected consumer information elements into at least one input field of a web page file. - View Dependent Claims (25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35)
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36. A computer-implemented method for storing, managing and distributing consumer information via a distributed electronic network, the method comprising the steps of:
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hosting a web page file accessible via the distributed electronic network by a client device executing a browser, the web page file prompting a consumer to input selected consumer information elements; and executing a server-side application configured for communication with a host server that hosts a central data repository, the server-side application operable to; determine the selected consumer information elements that are to be input into the web page file by the consumer, transmit a request to the host server for retrieval of the selected consumer information elements from an information account associated with the consumer, retrieving the selected consumer information elements by filtering data from the information account with a database management system, in response to receiving the selected consumer information elements from the host server, passing the selected consumer information elements to a processing module for processing, and autopopulating the selected information elements into at least one input field of a web pare file. - View Dependent Claims (37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49)
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50. A computer-implemented method for storing, managing and distributing consumer information via a distributed electronic network comprising:
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executing a browser for accessing a web page data file hosted by a vendor sewer, the web page file including an instruction that causes the browser to download a temporary client-side application from a host server that hosts a central data repository storing an information account; and executing the client-side application in order to; determine a plurality of selected consumer information elements that are to be input into input fields of the web page file, transmit a request to the host server for retrieval of the selected consumer information elements from the information account, retrieving the selected consumer information elements by filtering data from the information account with a database management system; and in response to receiving the selected consumer information elements from the host server, auto-populating the selected consumer information elements into the input fields of the web page file. - View Dependent Claims (51, 52, 53, 54, 55, 56, 57)
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58. A system for storing, managing and distributing consumer information via a distributed electronic network, comprising:
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a central data repository accessible via the distributed electronic network for storing an information account, the information account comprising a plurality of consumer information elements associated with a consumer and subject to the consumer'"'"'s control and management; and a host server for communicating with the central database and with a network device via the distributed electronic network and for executing computer-executable instructions for; in response to receiving a request from the network device for selected consumer information elements, communicating with the central data repository in order to retrieve the selected consumer information elements from the information account by filtering data from the information account with a database management system, and transmitting the selected consumer information elements to the network device over the distributed electronic network; and autopopulating the selected consumer information elements into at least one input field of a web page file. - View Dependent Claims (59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77)
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78. A system for storing, managing and distributing consumer information comprising:
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a means for centrally storing an information account comprising a plurality of tagged consumer information elements associated with a consumer; means for hosting a database management system configured to create, update or delete the consumer information elements; means for managing communications between the database management system and a network device across a distributed electronic network, said means being configured to request selected consumer information elements from the database management system, receive the selected consumer information elements from the database management system which filters an information account to obtain the consumer information elements, and transmit the selected consumer information elements across the distributed electronic network for use by the network device; and means for autopopulating the selected consumer information elements into at least one input field of a web page. - View Dependent Claims (79, 80, 81)
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82. A computer-implemented method for storing, managing and distributing user information via a distributed electronic network, the method comprising the steps of:
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storing a user personal information account within a central data repository accessible via the distributed electronic network, the user personal information account comprising a plurality of information elements relating to a user; receiving, via the distributed electronic network, a first request from a first network device for selected information elements in the user personal information account for use by a first client-side application program, the first request being made by the first network device responsive to a first input command supplied by the user; in response to the first request, retrieving the selected information elements from the user personal information account by filtering data from the user personal information account with a database management system and transmitting the selected information elements, via the distributed electronic network, to the first network device; autopopulating the selected consumer information elements into at least one input field of a first web page file; receiving, via the distributed electronic network, a second request from a second network device for selected information elements in the user personal information account for use by a second client-side application program, the second request being made by the second network device responsive to a second input command supplied by the user; in response to the second request, retrieving the selected consumer information elements from the user personal information account by filtering data from the user personal information account with a database management system and transmitting the selected consumer information elements, via the distributed electronic network, to the second network device; and autopopulating the selected consumer information elements into at least one input field of a second web page file. - View Dependent Claims (83)
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84. A computer-implemented method for storing, managing and distributing user information via a distributed electronic network, the method comprising the steps of:
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storing a user personal information account within a central data repository accessible via the distributed electronic network, the user personal information account comprising a plurality of information elements relating to a user; transmitting to a network device, over the distributed electronic network, a web page file from a provider web site; transmitting to the network device, over the distributed electronic network, a client-side application program, the client-side application program being transmitted in response to a request from the network device resulting from execution at the network device of an instruction within the web page file; receiving from the network device, over the distributed electronic network, a request for selected information elements in the user personal information account, the request being made by the network device under control of the client-side application program; in response to the request, retrieving the selected information elements from the user personal information account by filtering data from the user personal information account with a database management system and transmitting the selected information elements, over the distributed electronic network, to the network device; and autopopulating the selected consumer information elements into at least one input field of the web page file. - View Dependent Claims (85, 86, 87)
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88. A computer-implemented method for storing, managing and distributing consumer information via a distributed electronic network, the method comprising the steps of:
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storing an information account in a central data repository accessible via the distributed electronic network, the information account comprising a plurality of tagged consumer information elements associated with a consumer and being subject to the consumer'"'"'s control and management; receiving, over the distributed electronic network, a plurality of requests from a network device for different combinations of selected consumer information elements; in response each of the requests, retrieving the selected consumer information elements from the information account by filtering data from the information account with a database management system and transmitting the selected consumer information elements, as tagged data streams, to the network device over the distributed electronic network; and autopopulating the selected consumer information elements into at least one input field of a web page. - View Dependent Claims (89)
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Specification