Systems and methods for interfacing location-base devices
First Claim
1. An apparatus for processing a financial transaction, comprising:
- an electronic user interface that queries a user performing the financial transaction whether the financial transaction was received in a non-face-to-face manner to facilitate processing of the financial transaction electronically;
a conversion component that converts the financial transaction into an electronic format to allow at least a portion of the financial transaction to be processed electronically, the conversion component further tags the electronic format of the financial transaction as an accounts receivable transaction in the event that the financial transaction was received in a non-face-to-face manner; and
a communication link that sends the tagged electronic format of the financial transaction to a check processing service that prints an image of the financial transaction from the tagged electronic format and processes the printed image of the financial transaction via the federal clearing house (FCH).
7 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods for electronically processing accounts receivable (AR) check transactions via a location-base device associated with a merchant. The location-base device, such as a point-of-sale (POS) device, can be configured to perform various functions that facilitate processing of AR checks. Such functions may include improved user interface, an ability to handle a repetitive input parameter, an ability to handle multiple merchant identifiers, an ability to generate multiple receipt types, an ability to edit check transactions, an ability to manage throughput of the device, and an ability to allow scanning of different types of checks so as to allow subsequent processing of the scanned checks to be different based on the type of the check. The location-base device configured in one or more of the foregoing manner facilitates a check authorization process performed by a check processing service.
-
Citations
25 Claims
-
1. An apparatus for processing a financial transaction, comprising:
-
an electronic user interface that queries a user performing the financial transaction whether the financial transaction was received in a non-face-to-face manner to facilitate processing of the financial transaction electronically; a conversion component that converts the financial transaction into an electronic format to allow at least a portion of the financial transaction to be processed electronically, the conversion component further tags the electronic format of the financial transaction as an accounts receivable transaction in the event that the financial transaction was received in a non-face-to-face manner; and a communication link that sends the tagged electronic format of the financial transaction to a check processing service that prints an image of the financial transaction from the tagged electronic format and processes the printed image of the financial transaction via the federal clearing house (FCH). - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
-
-
9. A method of processing a financial transaction, the method comprising:
-
electronically querying a user performing the financial transaction whether the financial transaction was received in a non-face-to-face manner to facilitate processing of the financial transaction electronically; converting the financial transaction into an electronic format to allow at least a portion of the financial transaction to be processed electronically; tagging the electronic format of the financial transaction as an accounts receivable transaction in the event that the financial transaction was received in a non-face-to-face manner; and sending the tagged electronic format of the financial transaction to a check processing service that prints an image of the financial transaction from the tagged electronic format and processes the printed image of the financial transaction via the federal clearing house (FCH). - View Dependent Claims (10, 11, 12, 13, 14, 15, 16, 17)
-
-
18. An apparatus for performing financial transaction, comprising:
-
first means for electronically querying a user performing the financial transaction whether the financial transaction was received in a non-face-to-face manner to facilitate processing of the financial transaction electronically; second means for scanning at least a portion of the financial transaction; third means for tagging the scanned financial transaction as an accounts receivable financial transaction in the event that the financial transaction was received in a non-face-to-face manner; and fourth means for sending the tagged financial transaction electronically to a check processing service that prints an image of the financial transaction from the tagged financial transaction and processes the image of the financial transaction via the federal clearing house (FCH). - View Dependent Claims (19, 20, 21, 22, 23, 24, 25)
-
Specification