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System and methods for servicing electronic transactions

DC
  • US 7,308,426 B1
  • Filed: 08/11/1999
  • Issued: 12/11/2007
  • Est. Priority Date: 08/11/1999
  • Status: Expired due to Term
First Claim
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1. A transaction service provider for administering a plurality of accounts for a client, comprising:

  • a) a computer, having a processor, a data storage medium, and a network port;

    b) the storage medium configured to store the client'"'"'s personal information, account information, and transactional information;

    c) the processor configured to;

    1) create a database of client information including the client'"'"'s personal information, account information corresponding to a plurality of accounts associated with the client, and transactional information corresponding to a plurality of transactions conducted by the client;

    2) designate as confidential a predetermined first portion of the database client information;

    3) designate as non-confidential a predetermined second portion of the database of client information;

    4) provide the client with access to the predetermined first and second portions of the database of client information via the network port;

    5) provide a plurality of vendors with access to the predetermined second portion of the database of client information;

    6) deny access for the plurality of vendors to the predetermined first portion of the database of client information;

    7) designate a selected vendor from the plurality of vendors; and

    8) provide the selected vendor with access to selected information derived from transactional information stored in the predetermined first portion of the database of client information.

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