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Method and system for tracking and reporting automated clearing house transaction status

  • US 7,330,835 B2
  • Filed: 10/30/2003
  • Issued: 02/12/2008
  • Est. Priority Date: 10/31/2002
  • Status: Active Grant
First Claim
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1. A computer-implemented method for tracking and reporting the status of automated clearing house (“

  • ACH”

    ) transactions processed by an ACH operator, comprising the steps of;

    receiving an ACH file for ACH processing, the ACH file comprising an ACH batch that comprises an ACH transaction item;

    tracking on a computer a status of the ACH file during each of a plurality of ACH file processing events performed by the ACH operator, the file processing events comprising at least one of receiving to ACH file, confirming the ACH file, and approving the ACH file and at least one of pending the ACH file, processing the ACH file, processing the ACH batch in the ACH file, and processing the ACH transaction item in the ACH batch; and

    presenting the tracked status of the ACH file in response to a query to obtain the status of the ACH file.

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