National identification card system and biometric identity verification method for negotiating transactions

• US 7,334,259 B2
• Filed: 11/22/2005
• Issued: 02/19/2008
• Est. Priority Date: 11/06/2001
• Status: Expired due to Term

• Current Assignee: Crosscheck Identification Systems International Incorporated
• Original Assignee: Crosscheck Identification Systems International Incorporated
• Inventors: Haala, Catherine A.
• Primary Examiner(s): Zand; Kambiz
• Assistant Examiner(s): Baum; Ronald
• Application Number:
  US11/283,911
• Publication Number:
  US 20060224899A1
• Time in Patent Office: 819 Days
• Field of Search: None
• US Class Current: 726/7
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07F 7/1083 Counting of PIN attempts
• CPC Class Codes: G07F 7/12 Card verification
• CPC Class Codes: G07F 7/125 Offline card verification

Abstract

A method and system for preventing or obstructing a person from negotiating a transaction with another person, group, or entity in a population, includes verifying and crosschecking the identity of the person and the status of the national identification card carried by the person, as a prerequisite to negotiating or entering into a transaction, such as purchasing an airline ticket. The identity of the person is verified and crosschecked by using a biometric characteristic unique to that person. If an irregularity is found during the verification or crosscheck, or if the identification card is found to be invalid or expired, the person is prevented or obstructed from negotiating that or any subsequent transaction with any other person, group or entity in the population.

Claims

1. A method for tracking a person down in a population by obstructing the person from negotiating a transaction with another person, group, or entity in the population, comprising the steps of:

a) selecting for each person in the population of a country an identifying biometric characteristic unique to that person;

b) determining profile information of each person in the population;

c) storing the identifying characteristic and the profile information of each person in the population in individual portable data devices to be carried by respective persons, the data devices including an active status and an inactive status;

d) storing the identifying characteristic and the profile information of each person in the population collectively at a central location;

e) converting the data device of the person to be tracked down to an inactive status;

f) determining an identifying biometric characteristic and the profile information of a person wishing to negotiate a transaction from the portable data device carried by the person;

g) comparing the identifying characteristic and the profile information determined in step f) with the corresponding identifying characteristic and the profile information prestored in step d) for a successful or unsuccessful comparison;

h) obtaining a portion of the profile information and a biometric characteristic directly from the person in step f);

i) comparing the identifying characteristic and the profile information obtained in steps f) and h) for a successful or unsuccessful comparison;

j) confirming the profile information of the person wishing to negotiate the transaction obtained in step h) with the corresponding profile information of the person to be tracked down as being the same;

k) confirming comparisons carried out in steps g) and i) as successful comparisons;

l) determining an active or inactive status of the data device carried by the person in step f); and

m) obstructing the person in step f) from negotiating the transaction if the status of the data device is determined to be inactive in step 1);

n) wherein the person in step f) is tracked down in the population by being barred from negotiating any transaction with any person, group, or entity in the population.

2. The method of claim 1, further comprising the step of:

o) further obstructing the person obstructed from negotiating the transaction in step m) from negotiating any subsequent transaction with any other person, group, or entity in the population.

3. The method of claim 1, further comprising the step of:

o) notifying a law enforcement authority if an unsuccessful comparison is indicated in the step l).

4. The method of claim 1, wherein:

the value of the transaction in step f) is at least $100.00.

5. The method of claim 1, wherein:

the biometric characteristic is selected from the group consisting of fingerprint, hand print, retinal scan, and voice sample.

6. The method of claim 1, wherein:

the portable data device comprises an electronically, magnetically, electromagnetically, optically, or electrooptically codable card.

7. The method of claim 1, wherein:

the profile information includes one or more of name, address, date of birth, country of citizenship, type and duration of immigration visa, passport number and the country of issuance, and criminal record.

8. The method of claim 1, wherein:

the transaction comprises a transaction category selected from the group consisting of seeking entry into a country, seeking financial or social assistance from a private or government entity, seeking employment, securing housing, securing goods, securing lodging or boarding, seeking education or training, traveling, and seeking medical assistance.

9. The method of claim 8, further comprising the step of:

o) updating the profile information of the person in step f) obstructed in step m) to include details of the transaction, the details comprising one or more of the following;

i) amount of transaction;

ii) identity of the person, group, or entity with whom the transaction was being negotiated by the person in step f); and

iii) the category of the transaction.

10. The method of claim 9, further comprising the step of:

p) further updating the profile information of the person in step f) obstructed in step m) to include details of each transaction attempted to be negotiated by the person subsequent to the transaction in step f).

11. The method of claim 1, wherein:

the central location comprises a remote location; and

the step g) is carried out by accessing a computer located at the remote location by a wired or wireless communication, or the Internet.

12. The method of claim 2, wherein:

the value of the first transaction is at least $150.00; and

the value of the second or subsequent transaction is lower than the value of the first or previous transaction by a predetermined amount.

13. The method of claim 12, wherein:

the predetermined amount is $50.00.

14. A system for tracking a person down in a population by obstructing the person from negotiating a transaction with another person, group, or entity in the population, comprising:

a) a card to be carried by each person in the population of a country;

b) said card comprising prestored profile information of a person carrying said card and an identifying biometric characteristic unique to that person;

c) a card reader comprising a biometric scanner;

d) said card reader including a first processing unit for comparing the biometric characteristic stored on the card of a person with the biometric characteristic obtained directly from that person for a successful or unsuccessful comparison;

e) a remote second processing unit including prestored profile information and an identifying biometric characteristic of each person in the population;

f) a communication link between said card reader and said second processing unit;

g) one of said first processing unit and said second processing unit for comparing the profile information and the biometric characteristic stored on the card with the profile information and the biometric characteristic prestored on said second processing unit for a successful or unsuccessful comparison;

h) means for converting a card to an inactive status;

i) one of said card reader and said remote processing unit including means for determining the active or inactive status of the card and communicating an inactive status to a predetermined authority; and

j) said card reader including active and inactive indicator for indicating the active or inactive status of the card;

k) whereby an inactive status of the card tracks a person down in the population by obstructing the person from negotiating any transaction with any person, group, or entity in the population.

15. The security system of claim 14, wherein:

said communication link comprises a wired or wireless link, or the Internet.

16. The security system of claim 14, wherein:

the biometric characteristic is selected from the group consisting of fingerprint, hand print, retinal scan, and voice sample.

17. The security system of claim 14, wherein:

the transaction has a value of at least $100.00.

18. The security system of claim 14, wherein:

the inactive status of the card corresponds to an unsuccessful match between the biometric characteristic stored on the card and the biometric characteristic obtained directly from the person.

19. The security system of claim 14, wherein:

the inactive status of the card corresponds to an unsuccessful match between the profile information and the biometric characteristic stored on the card, and the profile information and the biometric characteristic prestored on said second processing unit.