×

Method and system for restricting the usage of payment accounts

  • US 7,337,144 B1
  • Filed: 09/28/2000
  • Issued: 02/26/2008
  • Est. Priority Date: 09/28/2000
  • Status: Expired due to Term
First Claim
Patent Images

1. A computerized method comprising:

  • maintaining on a server a plurality of payment accounts in a user-accessible electronic wallet corresponding to a particular user, wherein each said payment account stores information that identifies an associated external account where funds available to the user are maintained;

    restricting via the payment accounts where funds in the external account identified by at least one said payment account can be spent using the electronic wallet;

    receiving at the server from a merchant server, a request of the user to make a purchase at the merchant server using the electronic wallet;

    determining, based upon an identity of the merchant server, a set of the payment accounts in the electronic wallet maintained on the server that identify external accounts which are not restricted from being spent at the merchant server; and

    generating, based on the determining, a display that identifies the set of payment accounts.

View all claims
  • 2 Assignments
Timeline View
Assignment View
    ×
    ×