Cash dispensing automated banking machine system and method

• US 7,337,955 B1
• Filed: 01/03/2007
• Issued: 03/04/2008
• Est. Priority Date: 12/20/2005
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Lute, Richard C., Nelson, Jr., Donald S., Magee, Paul D., Block, James, Barker, David A., Steinbach, Klaus
• Primary Examiner(s): Lee, Michael G.
• Assistant Examiner(s): Savusdiphol, Paultep
• Application Number:
  US11/648,986
• Time in Patent Office: 426 Days
• Field of Search: 235/379, 235/380, 235/382
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/205 Housing aspects of ATMs

Abstract

An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user'"'"'s financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Claims

1. Apparatus comprising:

an automated banking machine including;

a card reader;

a plurality of input accepting keys;

a display;

a cash dispenser;

a plurality of fluid tight packages stored in the machine,

wherein each package contains disinfectant material therein,

wherein each respective package is supported by a respective sheet material,

wherein each respective sheet material is spaced from the disinfectant material contained in the package supported thereby;

wherein the machine is operative to dispense at least one respective sheet material supporting a respective package to a machine user responsive to at least one machine user input to at least one of the input accepting keys.

2. The apparatus according to claim 1, wherein each respective package is attached to a respective sheet material.

3. The apparatus according to claim 2, wherein each respective package is removably attached to a respective sheet material by adhesive.

4. The apparatus according to claim 1, wherein each respective sheet material comprises an envelope, and wherein each respective package is housed in a respective envelope.

5. The apparatus according to claim 4, wherein the machine further includes an envelope acceptor, wherein the envelope acceptor is operative to accept envelopes previously dispensed from the machine.

6. The apparatus according to claim 5, wherein the envelope acceptor is operative to accept envelopes containing packages from which the disinfectant material has been removed.

7. The apparatus according to claim 1 wherein the sheet material comprises an other sheet different than a currency sheet, wherein the cash dispenser is operative to dispense at least one respective other sheet supporting a respective package.

8. The apparatus according to claim 1, wherein the packages when dispensed include therein at least one article comprised of at least one of cloth and paper, wherein the disinfectant material is on the at least one article.

9. The apparatus according to claim 1, wherein the disinfectant material comprises an antibacterial material adapted to be applied to skin.

10. The apparatus according to claim 9, wherein the disinfectant material comprises at least one of a liquid and a gel.

11. The apparatus according to claim 1, wherein each sheet material includes an integral pocket, wherein the integral pocket contains the package.

12. The apparatus according to claim 1, wherein the machine further includes at least one processor, wherein the at least one processor is operative to cause a charge to be assessed to an account associated with data read from a card through operation of the card reader, wherein the machine is operative to assess the charge responsive to the machine dispensing disinfectant material from the machine.

13. A method comprising:

a) receiving through at least one input device of an automated banking machine including a card reader and a cash dispenser, at least one input from a machine user;

b) responsive to the at least one input in (a), dispensing to the machine user from the machine a disinfectant material contained in a fluid tight package supported by a sheet material spaced from the disinfectant material.

14. The method according to claim 13, wherein the package is attached to the sheet material, wherein (b) includes dispensing the sheet material with the package attached thereto.

15. The method according to claim 14 wherein the package is removably attached to the sheet material by adhesive, wherein (b) includes dispensing the sheet material with the package attached thereto by adhesive.

16. The method according to claim 13 and further comprising:

c) reading data from a user card through operation of the card reader, wherein the data corresponds to a financial account;

d) operating the machine to cause a charge to be assessed to the account responsive to the machine dispensing disinfectant material to the machine user.

17. The method according to claim 13, wherein in (b) the package dispensed includes disinfectant material on an article comprised of at least one of cloth and paper.

18. The method according to claim 13, wherein the sheet material comprises an envelope, wherein (b) includes dispensing an envelope from the machine, wherein the envelope includes therein the package.

19. The method according to claim 18 and further comprising:

subsequent to (b), receiving the envelope in the machine, wherein the envelope includes the package with at least a portion of the disinfectant material removed therefrom.

20. The method according to claim 13 wherein the sheet material comprises an other sheet different than a currency sheet, wherein (b) includes dispensing the other sheet through operation of the cash dispenser.

21. The method according to claim 13, wherein (b) includes dispensing a sheet material that includes an integral pocket, and wherein the pocket contains the package.

22. At least one article bearing computer executable instruction operative to cause at least one processor in an automated banking machine including a card reader and a cash dispenser to carry out a method including:

a) receiving through at least one input device of the automated banking machine, at least one input from a machine user;

b) responsive to the at least one input in (a), dispensing to the machine user from the automated banking machine, a disinfectant material contained in a fluid tight package supported by a sheet material spaced from the disinfectant material.

23. Apparatus comprising:

an automated banking machine including;

at least one user input device,

at least one dispenser,

at least one computer in operative connection with the at least one user input device and the at least one dispenser,

a plurality of sheet material articles stored in the machine,

wherein each respective sheet material article has attached thereto a respective packet containing disinfectant material disposed from the respective sheet material article,

wherein responsive to at least one user input to the at least one user input device, the computer is operative to cause the at least one dispenser to dispense at least one of the sheet material articles from the machine.

24. The apparatus according to claim 23 wherein the sheet material articles comprise first sheets, wherein the machine includes a plurality of second sheets differing from the first sheets, wherein the second sheets comprise currency sheets, and wherein the at least one sheet dispenser is operative to dispense the currency sheets from the machine.

25. Apparatus comprising:

an automated banking machine including;

at least one user input device,

a shared dispenser,

at least one computer in operative connection with the at least one user input device and the shared dispenser,

at least one type of sheet material,

wherein the at least one type of sheet material includes currency sheets,

at least one supply of disinfectant material,

wherein responsive to at least one first input to the at least one user input device, the at least one computer is operative to cause the shared dispenser to dispense from the machine at least one currency sheet to a machine user,

wherein responsive to at least one second input to the at least one user input device, the at least one computer is operative to cause the shared dispenser to dispense from the machine disinfectant material from the at least one supply.

26. The apparatus according to claim 25 wherein at least a portion of the at least one supply is stored in the machine in at least one removable sheet holding cassette adapted to house currency sheets.

27. The apparatus according to claim 25

wherein the at least one supply includes disinfectant material contained in fluid tight packages removably attached to at least one sheet material,

wherein responsive to the at least one second input to the at least one user input device, the at least one computer is operative to cause the shared dispenser to dispense to a machine user at least one sheet material having removably attached thereto a fluid tight package containing disinfectant material.