Computerized system and method for optimizing after-tax proceeds
First Claim
1. A computerized method for optimizing investments, the method comprising:
- receiving tax, investment and expectation data at a processor;
performing comparative tax sensitivity analysis based on the tax, investment and expectation data over at least one investment time period using a software program executed by the processor; and
based on the sensitivity analysis, determining and outputting from the processor to an output device an optimal after-tax investment strategy path from a plurality of investment strategy paths over the at least one investment time period so as to optimize the after-tax proceeds from the plurality of investment strategies.
6 Assignments
0 Petitions
Accused Products
Abstract
A computerized system and method process financial securities and instruments to accurately determine and optimize the after-tax proceeds an investor could expect to have at the end of a holding period for each of a set of investment strategies and determines an optimal strategy for maximizing such after-tax proceeds. The computerized system and method receive tax and investment data, user-customized investment expectations, and financial adviser-based investment expectations at a processor; perform tax loss harvesting analysis on the user-customized investment expectations and the financial adviser-based investment expectations over a dynamic taxation time range using a predetermined software program; perform comparative pro-forma tax sensitivity analysis of the tax and investment data and the analyzed investment expectations using the predetermined software program; and determine and output an optimal after-tax investment strategy path from a plurality of investment strategy paths over the dynamic taxation time range using the predetermined software program to optimize the after-tax proceeds from the plurality of investment strategies. The predetermined software program may include a spreadsheet program.
-
Citations
13 Claims
-
1. A computerized method for optimizing investments, the method comprising:
-
receiving tax, investment and expectation data at a processor; performing comparative tax sensitivity analysis based on the tax, investment and expectation data over at least one investment time period using a software program executed by the processor; and based on the sensitivity analysis, determining and outputting from the processor to an output device an optimal after-tax investment strategy path from a plurality of investment strategy paths over the at least one investment time period so as to optimize the after-tax proceeds from the plurality of investment strategies. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
-
Specification